The Real Estate Financial Planner Blueprint™
06 Buy 10 Nomads™ with 10% Discounts

Achieved Financial Independence
First achieved in Month 424

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $8,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 424.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Surprise, Arizona Nomad™ Property with 10% Discount 1 $34,183 $59,124 $0 $0 $1,612 $94,919
Typical Surprise, Arizona Nomad™ Property with 10% Discount 2 $34,183 $58,250 $0 $2,556 $1,605 $96,594
Typical Surprise, Arizona Nomad™ Property with 10% Discount 3 $34,183 $23,476 $26,476 $2,926 $4,387 $91,448
Typical Surprise, Arizona Nomad™ Property with 10% Discount 4 $34,183 $17,938 $22,196 $3,392 $4,830 $82,539
Typical Surprise, Arizona Nomad™ Property with 10% Discount 5 $34,183 $14,104 $19,276 $3,818 $5,245 $76,626
Typical Surprise, Arizona Nomad™ Property with 10% Discount 6 $34,183 $7,809 $16,987 $4,245 $5,640 $68,864
Typical Surprise, Arizona Nomad™ Property with 10% Discount 7 $34,183 $2,448 $15,059 $4,696 $6,069 $62,455
Typical Surprise, Arizona Nomad™ Property with 10% Discount 8 $34,183 -$1,853 $13,547 $5,131 $6,491 $57,500
Typical Surprise, Arizona Nomad™ Property with 10% Discount 9 $34,183 -$6,368 $12,441 $5,511 $6,852 $52,619
Typical Surprise, Arizona Nomad™ Property with 10% Discount 10* $34,183 $0 $11,593 $0 $6,537 $52,313
Totals: $341,832 $174,928 $137,575 $32,275 $49,266 $735,877
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Surprise, Arizona Nomad™ Property with 10% Discount 1 2.91% 5.03% — — 0.14% 8.08%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 2 2.91% 4.96% — 0.22% 0.14% 8.22%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 3 3.15% 2.16% 2.44% 0.27% 0.40% 8.43%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 4 3.64% 1.91% 2.36% 0.36% 0.51% 8.79%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 5 4.17% 1.72% 2.35% 0.47% 0.64% 9.34%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 6 4.80% 1.10% 2.38% 0.60% 0.79% 9.67%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 7 5.65% 0.40% 2.49% 0.78% 1% 10.32%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 8 6.73% -0.36% 2.67% 1.01% 1.28% 11.33%
Typical Surprise, Arizona Nomad™ Property with 10% Discount 9 8.03% -1.50% 2.92% 1.30% 1.61% 12.37%
Totals: 4.13% 2.35% 1.69% 0.43% 0.57% 9.18%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $8,000 and a Ideal Target Monthly Income in Retirement™ of $12,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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