The Real Estate Financial Planner Blueprint™
03 1 5% Down Primary Then 9 20% Down Rental Properties

Achieved Financial Independence
First achieved in Month 492

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $6,117.49 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 492.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Tempe, Arizona Nomad™ Property 1* $43,310 $0 $0 $0 $1,272 $44,582
Typical 20% Down Payment Tempe, Arizona Rental Property 1 $43,310 $74,840 $0 $0 $2,078 $120,228
Typical 20% Down Payment Tempe, Arizona Rental Property 2 $43,310 $31,724 $31,079 $4,328 $5,668 $116,109
Typical 20% Down Payment Tempe, Arizona Rental Property 3 $43,310 $26,322 $26,281 $4,895 $6,140 $106,949
Typical 20% Down Payment Tempe, Arizona Rental Property 4 $43,310 $19,364 $22,906 $5,415 $6,556 $97,551
Typical 20% Down Payment Tempe, Arizona Rental Property 5 $43,310 $13,957 $20,506 $5,874 $6,929 $90,576
Typical 20% Down Payment Tempe, Arizona Rental Property 6 $43,310 $10,587 $18,606 $6,309 $7,298 $86,110
Typical 20% Down Payment Tempe, Arizona Rental Property 7 $43,310 $6,675 $17,110 $6,709 $7,631 $81,436
Typical 20% Down Payment Tempe, Arizona Rental Property 8 $43,310 $2,410 $15,840 $7,100 $7,952 $76,613
Typical 20% Down Payment Tempe, Arizona Rental Property 9 $43,310 $410 $14,962 $7,404 $8,213 $74,300
Totals: $433,102 $186,291 $167,290 $48,034 $59,738 $894,455
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 20% Down Payment Tempe, Arizona Rental Property 1 2.91% 5.02% — — 0.14% 8.07%
Typical 20% Down Payment Tempe, Arizona Rental Property 2 3.23% 2.36% 2.32% 0.32% 0.42% 8.65%
Typical 20% Down Payment Tempe, Arizona Rental Property 3 3.62% 2.20% 2.20% 0.41% 0.51% 8.94%
Typical 20% Down Payment Tempe, Arizona Rental Property 4 4.03% 1.80% 2.13% 0.50% 0.61% 9.07%
Typical 20% Down Payment Tempe, Arizona Rental Property 5 4.43% 1.43% 2.10% 0.60% 0.71% 9.26%
Typical 20% Down Payment Tempe, Arizona Rental Property 6 4.86% 1.19% 2.09% 0.71% 0.82% 9.66%
Typical 20% Down Payment Tempe, Arizona Rental Property 7 5.32% 0.82% 2.10% 0.82% 0.94% 9.99%
Typical 20% Down Payment Tempe, Arizona Rental Property 8 5.83% 0.32% 2.13% 0.96% 1.07% 10.31%
Typical 20% Down Payment Tempe, Arizona Rental Property 9 6.29% 0.06% 2.17% 1.08% 1.19% 10.79%
Totals: 4.23% 2.02% 1.81% 0.52% 0.63% 9.22%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $9,000 and a Ideal Target Monthly Income in Retirement™ of $14,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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