The Real Estate Financial Planner Blueprint™
27 Buy 10 All Cash Rental Properties as a Renter

Achieved Financial Independence
First achieved in Month 756

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $14,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 756.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical All Cash Concord, California Rental Property 1 $133,947 $181,219 $0 $0 $5,405 $320,572
Typical All Cash Concord, California Rental Property 2 $133,947 $181,772 $0 $14,270 $5,410 $335,399
Typical All Cash Concord, California Rental Property 3 $133,947 $180,668 $0 $17,988 $5,400 $338,004
Typical All Cash Concord, California Rental Property 4 $133,947 $179,571 $0 $21,373 $5,390 $340,282
Typical All Cash Concord, California Rental Property 5 $133,947 $177,392 $0 $24,534 $5,371 $341,244
Typical All Cash Concord, California Rental Property 6 $133,920 $176,754 $0 $27,545 $5,374 $343,594
Totals: $803,657 $1,077,376 $0 $105,710 $32,351 $2,019,094

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical All Cash Concord, California Rental Property 1 2.92% 3.95% — — 0.12% 6.98%
Typical All Cash Concord, California Rental Property 2 2.92% 3.96% — 0.31% 0.12% 7.30%
Typical All Cash Concord, California Rental Property 3 2.92% 3.93% — 0.39% 0.12% 7.36%
Typical All Cash Concord, California Rental Property 4 2.92% 3.91% — 0.47% 0.12% 7.41%
Typical All Cash Concord, California Rental Property 5 2.92% 3.86% — 0.53% 0.12% 7.43%
Typical All Cash Concord, California Rental Property 6 2.92% 3.85% — 0.60% 0.12% 7.48%
Totals: 2.92% 3.91% — 0.38% 0.12% 7.33%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $14,000 and a Ideal Target Monthly Income in Retirement™ of $21,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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