The Real Estate Financial Planner Blueprint™
33 10 25% Down Rental Properties (no Owner-Occupant)

Achieved Financial Independence
First achieved in Month 900

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $17,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 900.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical 25% Down Payment Garden Grove, California Rental Property 1 $229,500 $302,471 $0 $0 $9,074 $541,045
Typical 25% Down Payment Garden Grove, California Rental Property 2 $229,500 $304,320 $0 $0 $9,090 $542,910
Typical 25% Down Payment Garden Grove, California Rental Property 3 $229,500 $304,320 $0 $0 $9,090 $542,910
Typical 25% Down Payment Garden Grove, California Rental Property 4 $229,500 $301,550 $0 $0 $9,066 $540,116
Typical 25% Down Payment Garden Grove, California Rental Property 5 $229,500 $97,060 $159,339 $22,155 $25,836 $533,891
Typical 25% Down Payment Garden Grove, California Rental Property 6 $229,500 $70,813 $137,007 $24,936 $27,936 $490,192
Typical 25% Down Payment Garden Grove, California Rental Property 7 $229,500 $40,164 $119,295 $27,790 $30,059 $446,809
Typical 25% Down Payment Garden Grove, California Rental Property 8 $229,500 $15,410 $107,194 $30,218 $31,875 $414,198
Typical 25% Down Payment Garden Grove, California Rental Property 9 $229,500 -$11,037 $95,716 $33,020 $33,991 $381,190
Typical 25% Down Payment Garden Grove, California Rental Property 10 $229,500 -$39,937 $85,467 $36,082 $36,303 $347,415
Totals: $2,295,000 $1,385,134 $704,018 $174,202 $222,322 $4,780,676

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 25% Down Payment Garden Grove, California Rental Property 1 2.92% 3.84% 0.12% 6.88%
Typical 25% Down Payment Garden Grove, California Rental Property 2 2.92% 3.87% 0.12% 6.90%
Typical 25% Down Payment Garden Grove, California Rental Property 3 2.92% 3.87% 0.12% 6.90%
Typical 25% Down Payment Garden Grove, California Rental Property 4 2.92% 3.83% 0.12% 6.86%
Typical 25% Down Payment Garden Grove, California Rental Property 5 3.12% 1.32% 2.17% 0.30% 0.35% 7.26%
Typical 25% Down Payment Garden Grove, California Rental Property 6 3.45% 1.06% 2.06% 0.37% 0.42% 7.36%
Typical 25% Down Payment Garden Grove, California Rental Property 7 3.81% 0.67% 1.98% 0.46% 0.50% 7.42%
Typical 25% Down Payment Garden Grove, California Rental Property 8 4.15% 0.28% 1.94% 0.55% 0.58% 7.50%
Typical 25% Down Payment Garden Grove, California Rental Property 9 4.60% -0.22% 1.92% 0.66% 0.68% 7.64%
Typical 25% Down Payment Garden Grove, California Rental Property 10 5.17% -0.90% 1.93% 0.81% 0.82% 7.83%
Totals: 3.45% 2.08% 1.06% 0.26% 0.33% 7.19%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $17,000 and a Ideal Target Monthly Income in Retirement™ of $26,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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