The Real Estate Financial Planner Blueprint™
14 Buy 10 Nomads™ with 5% Higher Rents

Achieved Financial Independence
First achieved in Month 524

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $24,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 524.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 1 $129,205 $257,092 $0 $0 $5,700 $391,998
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 2 $129,205 $257,821 $0 $10,947 $5,707 $403,680
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 3 $129,205 $110,335 $109,249 $12,721 $17,571 $379,081
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 4 $129,205 $83,382 $94,598 $14,353 $19,021 $340,560
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 5 $129,205 $62,642 $81,911 $16,195 $20,744 $310,696
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 6 $129,205 $37,724 $70,925 $18,272 $22,674 $278,801
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 7 $129,205 $11,594 $61,775 $20,515 $24,764 $247,854
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 8 $129,205 -$9,857 $55,573 $22,417 $26,544 $223,883
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 9 $129,205 -$19,069 $53,490 $23,147 $27,217 $213,991
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 10* $129,205 $0 $48,262 $0 $29,226 $206,694
Totals: $1,292,054 $791,664 $575,784 $138,567 $199,169 $2,997,237
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 1 2.91% 5.79% 0.13% 8.83%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 2 2.91% 5.81% 0.25% 0.13% 9.10%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 3 3.23% 2.76% 2.73% 0.32% 0.44% 9.49%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 4 3.70% 2.39% 2.71% 0.41% 0.54% 9.75%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 5 4.32% 2.10% 2.74% 0.54% 0.69% 10.39%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 6 5.23% 1.53% 2.87% 0.74% 0.92% 11.28%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 7 6.61% 0.59% 3.16% 1.05% 1.27% 12.69%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 8 8.40% -0.64% 3.61% 1.46% 1.72% 14.55%
Typical Huntington Beach, California Nomad™ Property with 5% Higher Rents 9 9.33% -1.38% 3.86% 1.67% 1.97% 15.46%
Totals: 4.36% 2.97% 1.98% 0.52% 0.64% 10.45%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $24,000 and a Ideal Target Monthly Income in Retirement™ of $36,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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