The Real Estate Financial Planner Blueprint™
14 Buy 10 Nomads™ with 5% Higher Rents

Achieved Financial Independence
First achieved in Month 648

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $23,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 648.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 1 $170,178 $290,525 $0 $0 $7,353 $468,056
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 2 $170,178 $287,991 $0 $0 $7,330 $465,499
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 3 $170,178 $287,150 $0 $14,418 $7,323 $479,069
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 4 $170,178 $81,061 $134,885 $17,688 $23,810 $427,622
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 5 $170,178 $41,909 $109,162 $21,121 $27,017 $369,387
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 6 $170,178 $11,183 $94,521 $23,831 $29,550 $329,263
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 7 $170,178 -$26,118 $81,845 $26,888 $32,384 $285,177
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 8 $170,178 -$53,484 $74,062 $29,236 $34,573 $254,566
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 9 $170,178 -$138,361 $64,318 $32,906 $41,438 $170,480
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 10* $170,144 $0 $54,929 $0 $37,555 $262,627
Totals: $1,701,747 $781,856 $613,721 $166,088 $248,332 $3,511,744
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 1 2.91% 4.97% 0.13% 8.01%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 2 2.91% 4.93% 0.13% 7.97%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 3 2.91% 4.92% 0.25% 0.13% 8.20%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 4 3.43% 1.63% 2.72% 0.36% 0.48% 8.62%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 5 4.26% 1.05% 2.74% 0.53% 0.68% 9.26%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 6 5.14% 0.34% 2.86% 0.72% 0.89% 9.95%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 7 6.54% -1% 3.15% 1.03% 1.24% 10.96%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 8 8.15% -2.56% 3.55% 1.40% 1.66% 12.20%
Typical San Francisco, California Nomad™ Property with 5% Higher Rents 9 12.47% -10.14% 4.71% 2.41% 3.04% 12.49%
Totals: 4.27% 2.18% 1.56% 0.46% 0.59% 9.06%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $23,000 and a Ideal Target Monthly Income in Retirement™ of $35,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

Copy Scenario into my Real Estate Financial Planner™ Software Account

Blueprint™ Menu of Sections

Reports