The Real Estate Financial Planner Blueprint™
03 1 5% Down Primary Then 9 20% Down Rental Properties
Achieved Financial Independence
First achieved in 
Month 480
The following 
Goal
Financial independence is typically a combination of the Safe Withdrawl Rate for the 
Scenario from the 
Account
Properties
We typically think of hitting our Target Monthly Income in Retirement of $3,775.26 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.
The following chart shows the total of all Account Balances for the Scenario
The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.
Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).
And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 480.
Return in Dollars + Reserves
Here's the return in dollars + reserves for the Properties
| Property | Appreciation | Cash Flow | Debt Paydown | Cash Flow from Deprec.™ | +12 Mos Reserves @ 8% | RID+R12™ Total |
|---|---|---|---|---|---|---|
| Typical Hartford, Connecticut Nomad™ Property 1* |
$18,814 | $0 | $0 | $0 | $1,335 | $20,149 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 1 |
$18,814 | $29,247 | $0 | $0 | $1,743 | $49,805 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 2 |
$18,814 | $29,247 | $0 | $0 | $1,743 | $49,805 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 3 |
$18,814 | $10,652 | $14,438 | $1,790 | $3,220 | $48,915 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 4 |
$18,814 | $8,830 | $11,966 | $2,054 | $3,447 | $45,112 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 5 |
$18,814 | $5,832 | $10,394 | $2,278 | $3,626 | $40,945 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 6 |
$18,814 | $4,055 | $8,968 | $2,539 | $3,850 | $38,227 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 7 |
$18,814 | $340 | $7,895 | $2,788 | $4,045 | $33,883 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 8 |
$18,814 | -$2,330 | $6,997 | $3,047 | $4,259 | $30,787 |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 9 |
$18,814 | -$2,259 | $6,951 | $3,062 | $4,274 | $30,841 |
| Totals: | $188,145 | $83,616 | $67,608 | $17,558 | $31,542 | $388,469 |
| * Denotes a property that had no rent for at least part of the period covered. | ||||||
Return on Equity + Reserves
Here's the return on equity + reserves for the Properties
| Property | Appreciation | Cash Flow | Debt Paydown | Cash Flow from Deprec.™ | +12 Mos Reserves @ 8% | ROE+R12™ Total |
|---|---|---|---|---|---|---|
| Typical 20% Down Payment Hartford, Connecticut Rental Property 1 |
2.86% | 4.45% | — | — | 0.27% | 7.57% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 2 |
2.86% | 4.45% | — | — | 0.27% | 7.57% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 3 |
3.04% | 1.72% | 2.33% | 0.29% | 0.52% | 7.90% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 4 |
3.44% | 1.61% | 2.18% | 0.38% | 0.63% | 8.24% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 5 |
3.81% | 1.18% | 2.10% | 0.46% | 0.73% | 8.28% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 6 |
4.29% | 0.93% | 2.05% | 0.58% | 0.88% | 8.73% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 7 |
4.84% | 0.09% | 2.03% | 0.72% | 1.04% | 8.72% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 8 |
5.53% | -0.69% | 2.06% | 0.90% | 1.25% | 9.05% |
| Typical 20% Down Payment Hartford, Connecticut Rental Property 9 |
5.58% | -0.67% | 2.06% | 0.91% | 1.27% | 9.14% |
| Totals: | 3.78% | 1.87% | 1.51% | 0.39% | 0.67% | 8.22% |
Asset Allocation
How are assets allocated? Let's first look at this month.
And how have they looked over time up to this month?
Phases of Financial Independence™
With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your Goal
Scenario into my Real Estate Financial Planner™ Software Account
Blueprint™ Menu of Sections
- Introduction
- Accounts
- Properties
Rules
- Significant Events
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Paid Off Mortgage
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Paid Off Mortgage
- Paid Off Mortgage
- Achieved Financial Independence Goal
- Paid Off Mortgage
- Achieved Ideal Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Achieved 2 X Ideal Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Final Month Summary
Reports