The Real Estate Financial Planner Blueprint™
08 Buy 10 Nomads™ with 5% Premium

Achieved Financial Independence
First achieved in Month 564

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $9,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 564.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 1 $40,387 $68,814 $0 $0 $4,141 $113,343
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 2 $40,387 $69,082 $0 $0 $4,143 $113,613
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 3 $40,387 $69,889 $0 $3,623 $4,150 $118,050
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 4 $40,387 $19,657 $33,219 $4,489 $8,314 $106,066
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 5 $40,387 $7,039 $26,414 $5,440 $9,178 $88,458
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 6 $40,387 -$2,977 $22,538 $6,213 $9,884 $76,046
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 7 $40,387 -$10,928 $19,804 $6,925 $10,544 $66,732
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 8 $40,387 -$31,308 $17,148 $7,813 $12,174 $46,215
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 9* $40,379 $0 $13,688 $0 $11,469 $65,536
Totals: $363,478 $189,268 $132,812 $34,503 $73,998 $794,058
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 1 2.85% 4.86% — — 0.29% 8%
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 2 2.85% 4.88% — — 0.29% 8.02%
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 3 2.85% 4.93% — 0.26% 0.29% 8.33%
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 4 3.41% 1.66% 2.80% 0.38% 0.70% 8.95%
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 5 4.39% 0.76% 2.87% 0.59% 1% 9.60%
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 6 5.51% -0.41% 3.08% 0.85% 1.35% 10.38%
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 7 7.06% -1.91% 3.46% 1.21% 1.84% 11.67%
Typical Port St Lucie, Florida Nomad™ Property with 5% Premium 8 10.27% -7.96% 4.36% 1.99% 3.10% 11.75%
Totals: 4.01% 2.35% 1.48% 0.43% 0.78% 9.05%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $9,000 and a Ideal Target Monthly Income in Retirement™ of $14,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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