The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 132

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $7,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 132.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Chicago, Illinois Nomad™ Property with 5% Discount 1 $11,396 $15,966 $5,041 $1,741 $2,783 $36,927
Typical Chicago, Illinois Nomad™ Property with 5% Discount 2 $11,396 $15,352 $4,866 $1,793 $2,832 $36,239
Typical Chicago, Illinois Nomad™ Property with 5% Discount 3 $11,396 $14,719 $4,698 $1,847 $2,883 $35,542
Typical Chicago, Illinois Nomad™ Property with 5% Discount 4 $11,396 $14,068 $4,535 $1,903 $2,935 $34,836
Typical Chicago, Illinois Nomad™ Property with 5% Discount 5 $11,396 $13,396 $4,378 $1,960 $2,989 $34,118
Typical Chicago, Illinois Nomad™ Property with 5% Discount 6 $11,396 $12,705 $4,226 $2,019 $3,044 $33,389
Typical Chicago, Illinois Nomad™ Property with 5% Discount 7 $11,396 $9,481 $4,080 $2,079 $3,302 $30,337
Typical Chicago, Illinois Nomad™ Property with 5% Discount 8 $11,396 $8,437 $3,938 $2,141 $3,386 $29,298
Typical Chicago, Illinois Nomad™ Property with 5% Discount 9* $11,393 $0 $3,494 $0 $2,856 $17,744
Totals: $102,558 $104,125 $39,255 $15,483 $27,010 $288,431
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Chicago, Illinois Nomad™ Property with 5% Discount 1 6.23% 8.73% 2.76% 0.95% 1.52% 20.20%
Typical Chicago, Illinois Nomad™ Property with 5% Discount 2 6.65% 8.96% 2.84% 1.05% 1.65% 21.16%
Typical Chicago, Illinois Nomad™ Property with 5% Discount 3 7.14% 9.23% 2.94% 1.16% 1.81% 22.28%
Typical Chicago, Illinois Nomad™ Property with 5% Discount 4 7.72% 9.53% 3.07% 1.29% 1.99% 23.59%
Typical Chicago, Illinois Nomad™ Property with 5% Discount 5 8.41% 9.88% 3.23% 1.45% 2.20% 25.17%
Typical Chicago, Illinois Nomad™ Property with 5% Discount 6 9.24% 10.31% 3.43% 1.64% 2.47% 27.08%
Typical Chicago, Illinois Nomad™ Property with 5% Discount 7 10.06% 8.37% 3.60% 1.84% 2.91% 26.78%
Typical Chicago, Illinois Nomad™ Property with 5% Discount 8 11.30% 8.37% 3.90% 2.12% 3.36% 29.05%
Totals: 8.04% 9.18% 3.15% 1.37% 2.13% 23.86%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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