The Real Estate Financial Planner Blueprint™
14 Buy 10 Nomads™ with 5% Higher Rents

Achieved Financial Independence
First achieved in Month 132

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $7,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 132.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 1 $11,396 $17,172 $5,306 $1,850 $2,890 $38,614
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 2 $11,396 $16,526 $5,122 $1,905 $2,941 $37,891
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 3 $11,396 $15,860 $4,945 $1,963 $2,995 $37,158
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 4 $11,396 $15,174 $4,774 $2,022 $3,050 $36,414
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 5 $11,396 $14,241 $4,608 $2,082 $3,124 $35,451
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 6 $11,396 $10,940 $4,448 $2,145 $3,388 $32,316
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 7 $11,396 $10,106 $4,294 $2,209 $3,455 $31,460
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 8 $11,396 $9,247 $4,145 $2,275 $3,524 $30,587
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 9* $11,393 $0 $3,678 $0 $2,967 $18,039
Totals: $102,558 $109,266 $41,321 $16,450 $28,334 $297,930
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 1 6.64% 10% 3.09% 1.08% 1.68% 22.50%
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 2 7.14% 10.36% 3.21% 1.19% 1.84% 23.75%
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 3 7.74% 10.78% 3.36% 1.33% 2.03% 25.25%
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 4 8.46% 11.27% 3.54% 1.50% 2.26% 27.04%
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 5 9.33% 11.66% 3.77% 1.70% 2.56% 29.02%
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 6 10.19% 9.78% 3.98% 1.92% 3.03% 28.90%
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 7 11.54% 10.24% 4.35% 2.24% 3.50% 31.87%
Typical Chicago, Illinois Nomad™ Property with 5% Higher Rents 8 13.34% 10.83% 4.85% 2.66% 4.13% 35.82%
Totals: 8.84% 10.60% 3.65% 1.60% 2.46% 27.14%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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