The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 97

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 97.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 1 $7,549 $14,040 $3,112 $1,224 $1,895 $27,820
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 2 $7,549 $13,608 $3,004 $1,260 $1,930 $27,352
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 3 $7,549 $13,163 $2,900 $1,298 $1,966 $26,877
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 4 $7,549 $12,705 $2,800 $1,337 $2,002 $26,394
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 5 $7,549 $10,570 $2,703 $1,377 $2,173 $24,372
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 6 $7,549 $9,878 $2,609 $1,419 $2,228 $23,683
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 7* $7,548 $0 $2,315 $0 $1,845 $11,708
Totals: $52,843 $73,964 $19,442 $7,915 $14,040 $168,205
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 1 7.15% 13.31% 2.95% 1.16% 1.80% 26.37%
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 2 7.73% 13.94% 3.08% 1.29% 1.98% 28.01%
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 3 8.42% 14.69% 3.24% 1.45% 2.19% 29.99%
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 4 9.26% 15.59% 3.44% 1.64% 2.46% 32.39%
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 5 10.08% 14.12% 3.61% 1.84% 2.90% 32.55%
Typical Indianapolis, Indiana Nomad™ Property with 5% Discount 6 11.33% 14.82% 3.92% 2.13% 3.34% 35.54%
Totals: 8.78% 14.34% 3.32% 1.53% 2.36% 30.34%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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