The Real Estate Financial Planner Blueprint™
09 Buy 10 Nomads™ with 10% Premium

Achieved Financial Independence
First achieved in Month 120

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 120.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical South Bend, Indiana Nomad™ Property with 10% Premium 1 $5,709 $11,290 $2,924 $1,036 $1,561 $22,519
Typical South Bend, Indiana Nomad™ Property with 10% Premium 2 $5,709 $10,933 $2,823 $1,067 $1,589 $22,121
Typical South Bend, Indiana Nomad™ Property with 10% Premium 3 $5,709 $10,331 $2,725 $1,099 $1,637 $21,501
Typical South Bend, Indiana Nomad™ Property with 10% Premium 4 $5,709 $8,734 $2,630 $1,132 $1,765 $19,970
Typical South Bend, Indiana Nomad™ Property with 10% Premium 5 $5,709 $8,301 $2,539 $1,166 $1,800 $19,514
Typical South Bend, Indiana Nomad™ Property with 10% Premium 6 $5,709 $7,855 $2,451 $1,201 $1,835 $19,051
Typical South Bend, Indiana Nomad™ Property with 10% Premium 7 $5,709 $7,396 $2,366 $1,237 $1,872 $18,580
Typical South Bend, Indiana Nomad™ Property with 10% Premium 8 $5,709 $6,922 $2,284 $1,274 $1,910 $18,099
Typical South Bend, Indiana Nomad™ Property with 10% Premium 9* $5,708 $0 $2,027 $0 $1,592 $9,326
Totals: $51,377 $71,761 $22,770 $9,210 $15,562 $170,681
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical South Bend, Indiana Nomad™ Property with 10% Premium 1 7.62% 15.07% 3.90% 1.38% 2.08% 30.06%
Typical South Bend, Indiana Nomad™ Property with 10% Premium 2 8.37% 16.03% 4.14% 1.56% 2.33% 32.43%
Typical South Bend, Indiana Nomad™ Property with 10% Premium 3 9.26% 16.76% 4.42% 1.78% 2.66% 34.87%
Typical South Bend, Indiana Nomad™ Property with 10% Premium 4 10.20% 15.60% 4.70% 2.02% 3.15% 35.68%
Typical South Bend, Indiana Nomad™ Property with 10% Premium 5 11.65% 16.94% 5.18% 2.38% 3.67% 39.82%
Typical South Bend, Indiana Nomad™ Property with 10% Premium 6 13.62% 18.74% 5.85% 2.86% 4.38% 45.44%
Typical South Bend, Indiana Nomad™ Property with 10% Premium 7 16.44% 21.30% 6.82% 3.56% 5.39% 53.52%
Typical South Bend, Indiana Nomad™ Property with 10% Premium 8 20.85% 25.29% 8.34% 4.65% 6.98% 66.12%
Totals: 11.04% 17.34% 5.01% 2.23% 3.38% 39%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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