The Real Estate Financial Planner Blueprint™
10 Nomad™ as Agent - 3% Discount

Achieved Financial Independence
First achieved in Month 396

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 396.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 1 $13,467 $24,219 $0 $0 $1,434 $39,120
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 2 $13,467 $24,878 $0 $92 $1,440 $39,877
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 3 $13,467 $10,300 $12,064 $1,188 $2,547 $39,567
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 4 $13,467 $8,915 $10,695 $1,314 $2,667 $37,058
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 5 $13,467 $6,753 $9,260 $1,483 $2,823 $33,786
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 6 $13,467 $5,043 $8,089 $1,661 $2,993 $31,254
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 7 $13,467 $3,407 $7,192 $1,833 $3,158 $29,057
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 8 $13,467 $1,470 $6,395 $2,023 $3,338 $26,692
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 9 $13,467 -$1,959 $5,702 $2,227 $3,520 $22,957
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 10* $13,467 $0 $5,298 $0 $3,316 $22,082
Totals: $134,675 $83,026 $64,695 $11,820 $27,235 $321,451
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 1 2.85% 5.12% 0.30% 8.27%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 2 2.85% 5.26% 0.02% 0.30% 8.43%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 3 2.93% 2.24% 2.63% 0.26% 0.55% 8.61%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 4 3.23% 2.14% 2.57% 0.32% 0.64% 8.89%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 5 3.68% 1.84% 2.53% 0.40% 0.77% 9.22%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 6 4.23% 1.58% 2.54% 0.52% 0.94% 9.82%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 7 4.89% 1.24% 2.61% 0.67% 1.15% 10.55%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 8 5.83% 0.64% 2.77% 0.88% 1.44% 11.55%
Typical Cedar Rapids, Iowa Nomad™ Property with 3% Discount 9 7.24% -1.05% 3.07% 1.20% 1.89% 12.35%
Totals: 3.79% 2.59% 1.86% 0.37% 0.75% 9.36%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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