The Real Estate Financial Planner Blueprint™
14 Buy 10 Nomads™ with 5% Higher Rents

Achieved Financial Independence
First achieved in Month 396

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 396.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 1 $14,800 $28,064 $0 $0 $1,605 $44,469
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 2 $14,800 $27,957 $0 $1,254 $1,604 $45,615
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 3 $14,800 $11,277 $12,588 $1,450 $2,958 $43,072
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 4 $14,800 $8,811 $10,491 $1,689 $3,184 $38,975
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 5 $14,800 $6,285 $9,031 $1,915 $3,395 $35,426
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 6 $14,800 $3,530 $7,819 $2,161 $3,625 $31,936
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 7 $14,800 -$451 $6,771 $2,438 $3,877 $27,434
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 8 $14,800 -$3,470 $6,002 $2,697 $4,119 $24,148
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 9 $14,800 -$10,127 $5,400 $2,948 $4,661 $17,681
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 10* $14,797 $0 $4,777 $0 $4,115 $23,689
Totals: $147,994 $71,876 $62,879 $16,553 $33,143 $332,445
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 1 2.85% 5.40% 0.31% 8.55%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 2 2.85% 5.38% 0.24% 0.31% 8.77%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 3 3.14% 2.39% 2.67% 0.31% 0.63% 9.13%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 4 3.71% 2.21% 2.63% 0.42% 0.80% 9.76%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 5 4.37% 1.85% 2.66% 0.57% 1% 10.45%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 6 5.31% 1.27% 2.80% 0.77% 1.30% 11.45%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 7 6.85% -0.21% 3.13% 1.13% 1.79% 12.69%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 8 9.20% -2.16% 3.73% 1.68% 2.56% 15.01%
Typical Lafayette, Louisiana Nomad™ Property with 5% Higher Rents 9 13.04% -8.92% 4.76% 2.60% 4.11% 15.58%
Totals: 4.41% 2.38% 1.92% 0.55% 0.96% 10.22%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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