The Real Estate Financial Planner Blueprint™
03 1 5% Down Primary Then 9 20% Down Rental Properties

Achieved Financial Independence
First achieved in Month 528

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $6,034.19 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 528.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Metairie, Louisiana Nomad™ Property 1^*	$32,837	$0	$0	$0	$2,636	$35,473
Typical 20% Down Payment Metairie, Louisiana Rental Property 1	$32,837	$53,979	$0	$0	$3,408	$90,225
Typical 20% Down Payment Metairie, Louisiana Rental Property 2	$32,837	$51,864	$0	$0	$3,390	$88,091
Typical 20% Down Payment Metairie, Louisiana Rental Property 3	$32,837	$20,047	$24,778	$3,162	$6,010	$86,834
Typical 20% Down Payment Metairie, Louisiana Rental Property 4	$32,837	$15,469	$21,380	$3,524	$6,301	$79,511
Typical 20% Down Payment Metairie, Louisiana Rental Property 5	$32,837	$12,206	$18,885	$3,860	$6,581	$74,369
Typical 20% Down Payment Metairie, Louisiana Rental Property 6	$32,837	$9,126	$16,404	$4,281	$6,940	$69,588
Typical 20% Down Payment Metairie, Louisiana Rental Property 7	$32,837	$5,214	$14,442	$4,701	$7,291	$64,484
Typical 20% Down Payment Metairie, Louisiana Rental Property 8	$32,837	$1,741	$13,596	$4,914	$7,456	$60,543
Typical 20% Down Payment Metairie, Louisiana Rental Property 9	$32,837	-$107	$13,236	$5,012	$7,529	$58,507
Totals:	$328,369	$169,540	$122,720	$29,456	$57,541	$707,626
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical 20% Down Payment Metairie, Louisiana Rental Property 1	2.85%	4.69%	—	—	0.30%	7.83%
Typical 20% Down Payment Metairie, Louisiana Rental Property 2	2.85%	4.50%	—	—	0.29%	7.65%
Typical 20% Down Payment Metairie, Louisiana Rental Property 3	3.06%	1.87%	2.31%	0.29%	0.56%	8.08%
Typical 20% Down Payment Metairie, Louisiana Rental Property 4	3.37%	1.59%	2.19%	0.36%	0.65%	8.15%
Typical 20% Down Payment Metairie, Louisiana Rental Property 5	3.67%	1.37%	2.11%	0.43%	0.74%	8.32%
Typical 20% Down Payment Metairie, Louisiana Rental Property 6	4.10%	1.14%	2.05%	0.53%	0.87%	8.69%
Typical 20% Down Payment Metairie, Louisiana Rental Property 7	4.60%	0.73%	2.02%	0.66%	1.02%	9.02%
Typical 20% Down Payment Metairie, Louisiana Rental Property 8	4.88%	0.26%	2.02%	0.73%	1.11%	9%
Typical 20% Down Payment Metairie, Louisiana Rental Property 9	5.02%	-0.02%	2.02%	0.77%	1.15%	8.94%
Totals:	3.65%	2.10%	1.52%	0.36%	0.68%	8.31%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $8,000 and a Ideal Target Monthly Income in Retirement™ of $12,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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Scenario into my Real Estate Financial Planner™ Software Account

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