The Real Estate Financial Planner Blueprint™
12 Buy 10 Nomads™ with 10% Lower Rents

Achieved Financial Independence
First achieved in Month 660

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $8,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 660.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 1 $60,773 $83,823 $0 $0 $2,508 $147,104
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 2 $60,773 $85,625 $0 $0 $2,524 $148,923
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 3 $60,773 $21,005 $57,628 $5,436 $7,579 $152,420
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 4 $60,773 $5,872 $45,688 $6,603 $8,654 $127,590
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 5 $60,773 -$16,103 $33,854 $8,489 $10,412 $97,426
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 6 $60,773 -$29,556 $28,382 $9,841 $11,692 $81,133
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 7* $60,773 $0 $22,369 $0 $14,040 $97,183
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 1 $60,773 $83,823 $0 $0 $2,508 $147,104
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 2 $60,773 $85,625 $0 $0 $2,524 $148,923
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 3 $60,773 $21,005 $57,628 $5,436 $7,579 $152,420
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 4 $60,773 $5,872 $45,688 $6,603 $8,654 $127,590
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 5 $60,773 -$16,103 $33,854 $8,489 $10,412 $97,426
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 6 $60,773 -$29,556 $28,382 $9,841 $11,692 $81,133
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 7* $60,773 $0 $22,369 $0 $14,040 $97,183
Totals: $850,826 $301,333 $375,841 $60,739 $114,818 $1,703,557
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 1 2.92% 4.02% — — 0.12% 7.06%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 2 2.91% 4.11% — — 0.12% 7.14%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 3 2.94% 1.02% 2.79% 0.26% 0.37% 7.38%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 4 3.61% 0.35% 2.71% 0.39% 0.51% 7.57%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 5 5.13% -1.36% 2.86% 0.72% 0.88% 8.22%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 6 6.95% -3.38% 3.25% 1.13% 1.34% 9.28%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 1 2.92% 4.02% — — 0.12% 7.06%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 2 2.91% 4.11% — — 0.12% 7.14%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 3 2.94% 1.02% 2.79% 0.26% 0.37% 7.38%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 4 3.61% 0.35% 2.71% 0.39% 0.51% 7.57%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 5 5.13% -1.36% 2.86% 0.72% 0.88% 8.22%
Typical Las Vegas, Nevada Nomad™ Property with 10% Lower Rents 6 6.95% -3.38% 3.25% 1.13% 1.34% 9.28%
Totals: 3.65% 1.51% 1.66% 0.30% 0.43% 7.56%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $8,000 and a Ideal Target Monthly Income in Retirement™ of $12,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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