The Real Estate Financial Planner Blueprint™
13 Buy 10 Nomads™ with 5% Lower Rents

Achieved Financial Independence
First achieved in Month 349

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 349.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 1 $12,993 $12,444 $11,824 $1,203 $2,245 $40,708
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 2 $12,993 $12,114 $11,414 $1,239 $2,279 $40,039
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 3 $12,993 $11,007 $10,238 $1,357 $2,392 $37,987
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 4 $12,993 $9,686 $9,129 $1,494 $2,522 $35,824
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 5 $12,993 $7,118 $8,140 $1,645 $2,655 $32,551
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 6 $12,993 $5,800 $7,519 $1,758 $2,761 $30,831
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 7 $12,993 $4,080 $6,765 $1,921 $2,914 $28,672
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 8 $12,993 $3,234 $6,267 $2,048 $3,038 $27,580
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 9 $12,993 $1,433 $5,721 $2,210 $3,190 $25,547
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 10* $12,993 $0 $5,316 $0 $2,991 $21,299
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 1 $12,993 $12,444 $11,824 $1,203 $2,245 $40,708
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 2 $12,993 $12,114 $11,414 $1,239 $2,279 $40,039
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 3 $12,993 $11,007 $10,238 $1,357 $2,392 $37,987
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 4 $12,993 $9,686 $9,129 $1,494 $2,522 $35,824
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 5 $12,993 $7,118 $8,140 $1,645 $2,655 $32,551
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 6 $12,993 $5,800 $7,519 $1,758 $2,761 $30,831
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 7 $12,993 $4,080 $6,765 $1,921 $2,914 $28,672
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 8 $12,993 $3,234 $6,267 $2,048 $3,038 $27,580
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 9 $12,993 $1,433 $5,721 $2,210 $3,190 $25,547
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 10* $12,993 $0 $5,316 $0 $2,991 $21,299
Totals: $259,854 $133,835 $164,667 $29,748 $53,973 $642,077
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 1 2.99% 2.87% 2.72% 0.28% 0.52% 9.37%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 2 3.08% 2.87% 2.70% 0.29% 0.54% 9.49%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 3 3.38% 2.87% 2.67% 0.35% 0.62% 9.89%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 4 3.78% 2.82% 2.65% 0.43% 0.73% 10.42%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 5 4.28% 2.35% 2.68% 0.54% 0.88% 10.73%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 6 4.73% 2.11% 2.74% 0.64% 1% 11.22%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 7 5.51% 1.73% 2.87% 0.81% 1.24% 12.16%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 8 6.28% 1.56% 3.03% 0.99% 1.47% 13.33%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 9 7.59% 0.84% 3.34% 1.29% 1.86% 14.92%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 1 2.99% 2.87% 2.72% 0.28% 0.52% 9.37%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 2 3.08% 2.87% 2.70% 0.29% 0.54% 9.49%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 3 3.38% 2.87% 2.67% 0.35% 0.62% 9.89%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 4 3.78% 2.82% 2.65% 0.43% 0.73% 10.42%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 5 4.28% 2.35% 2.68% 0.54% 0.88% 10.73%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 6 4.73% 2.11% 2.74% 0.64% 1% 11.22%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 7 5.51% 1.73% 2.87% 0.81% 1.24% 12.16%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 8 6.28% 1.56% 3.03% 0.99% 1.47% 13.33%
Typical Buffalo, New York Nomad™ Property with 5% Lower Rents 9 7.59% 0.84% 3.34% 1.29% 1.86% 14.92%
Totals: 4.21% 2.41% 2.77% 0.54% 0.86% 10.80%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

Copy Scenario into my Real Estate Financial Planner™ Software Account

Blueprint™ Menu of Sections

Reports