The Real Estate Financial Planner Blueprint™
06 Buy 10 Nomads™ with 10% Discounts

Achieved Financial Independence
First achieved in Month 108

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 108.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Rochester, New York Nomad™ Property with 10% Discount 1	$5,778	$11,298	$2,338	$853	$1,635	$21,902
Typical Rochester, New York Nomad™ Property with 10% Discount 2	$5,778	$10,994	$2,257	$878	$1,659	$21,567
Typical Rochester, New York Nomad™ Property with 10% Discount 3	$5,778	$10,681	$2,178	$904	$1,684	$21,227
Typical Rochester, New York Nomad™ Property with 10% Discount 4	$5,778	$10,359	$2,103	$932	$1,710	$20,882
Typical Rochester, New York Nomad™ Property with 10% Discount 5	$5,778	$10,027	$2,030	$960	$1,737	$20,531
Typical Rochester, New York Nomad™ Property with 10% Discount 6	$5,778	$9,685	$1,960	$988	$1,764	$20,175
Typical Rochester, New York Nomad™ Property with 10% Discount 7	$5,778	$8,542	$1,892	$1,018	$1,856	$19,085
Typical Rochester, New York Nomad™ Property with 10% Discount 8^*	$5,777	$0	$1,679	$0	$1,588	$9,044
Totals:	$46,225	$71,586	$16,436	$6,533	$13,633	$154,412
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical Rochester, New York Nomad™ Property with 10% Discount 1	6.02%	11.77%	2.44%	0.89%	1.70%	22.82%
Typical Rochester, New York Nomad™ Property with 10% Discount 2	6.40%	12.17%	2.50%	0.97%	1.84%	23.87%
Typical Rochester, New York Nomad™ Property with 10% Discount 3	6.83%	12.62%	2.57%	1.07%	1.99%	25.08%
Typical Rochester, New York Nomad™ Property with 10% Discount 4	7.33%	13.14%	2.67%	1.18%	2.17%	26.49%
Typical Rochester, New York Nomad™ Property with 10% Discount 5	7.92%	13.75%	2.78%	1.32%	2.38%	28.15%
Typical Rochester, New York Nomad™ Property with 10% Discount 6	8.63%	14.47%	2.93%	1.48%	2.64%	30.15%
Typical Rochester, New York Nomad™ Property with 10% Discount 7	9.38%	13.87%	3.07%	1.65%	3.01%	30.99%
Totals:	7.34%	12.99%	2.68%	1.19%	2.19%	26.37%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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