The Real Estate Financial Planner Blueprint™
33 10 25% Down Rental Properties (no Owner-Occupant)

Achieved Financial Independence
First achieved in Month 144

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 144.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 1 $6,729 $12,686 $2,398 $1,095 $1,386 $24,293
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 2 $6,729 $12,135 $2,209 $1,167 $1,442 $23,683
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 3 $6,729 $12,040 $2,088 $1,220 $1,486 $23,562
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 4 $6,729 $10,966 $1,998 $1,263 $1,512 $22,467
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 5 $6,729 $10,608 $1,924 $1,301 $1,541 $22,102
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 6 $6,729 $10,935 $1,870 $1,330 $1,568 $22,432
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 7 $6,729 $10,451 $1,818 $1,360 $1,589 $21,946
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 8 $6,727 $10,974 $1,635 $1,384 $1,517 $22,236
Totals: $53,827 $90,795 $15,939 $10,121 $12,040 $182,721

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 1 5.29% 9.97% 1.88% 0.86% 1.09% 19.09%
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 2 5.85% 10.55% 1.92% 1.01% 1.25% 20.58%
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 3 6.32% 11.32% 1.96% 1.15% 1.40% 22.15%
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 4 6.77% 11.03% 2.01% 1.27% 1.52% 22.61%
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 5 7.21% 11.36% 2.06% 1.39% 1.65% 23.68%
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 6 7.58% 12.31% 2.11% 1.50% 1.77% 25.26%
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 7 8% 12.42% 2.16% 1.62% 1.89% 26.09%
Typical 25% Down Payment Fayetteville, North Carolina Rental Property 8 8.48% 13.83% 2.06% 1.74% 1.91% 28.03%
Totals: 6.78% 11.44% 2.01% 1.28% 1.52% 23.02%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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