The Real Estate Financial Planner Blueprint™
33 10 25% Down Rental Properties (no Owner-Occupant)

Achieved Financial Independence
First achieved in Month 216

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 216.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical 25% Down Payment Cincinnati, Ohio Rental Property 1 $10,379 $14,497 $4,509 $1,446 $2,150 $32,982
Typical 25% Down Payment Cincinnati, Ohio Rental Property 2 $10,379 $13,231 $4,026 $1,580 $2,251 $31,468
Typical 25% Down Payment Cincinnati, Ohio Rental Property 3 $10,379 $11,339 $3,710 $1,685 $2,322 $29,435
Typical 25% Down Payment Cincinnati, Ohio Rental Property 4 $10,379 $11,309 $3,473 $1,774 $2,397 $29,332
Typical 25% Down Payment Cincinnati, Ohio Rental Property 5 $10,379 $10,005 $3,282 $1,855 $2,453 $27,973
Typical 25% Down Payment Cincinnati, Ohio Rental Property 6 $10,379 $9,571 $3,140 $1,920 $2,504 $27,514
Typical 25% Down Payment Cincinnati, Ohio Rental Property 7 $10,379 $9,072 $3,015 $1,982 $2,552 $27,000
Typical 25% Down Payment Cincinnati, Ohio Rental Property 8 $10,379 $8,468 $2,912 $2,037 $2,592 $26,387
Typical 25% Down Payment Cincinnati, Ohio Rental Property 9 $10,379 $7,808 $2,822 $2,088 $2,629 $25,724
Typical 25% Down Payment Cincinnati, Ohio Rental Property 10 $10,377 $8,755 $2,522 $2,134 $2,529 $26,316
Totals: $103,786 $104,054 $33,411 $18,501 $24,379 $284,132

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 25% Down Payment Cincinnati, Ohio Rental Property 1 4.28% 5.98% 1.86% 0.60% 0.89% 13.60%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 2 4.76% 6.07% 1.85% 0.73% 1.03% 14.45%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 3 5.21% 5.69% 1.86% 0.85% 1.16% 14.76%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 4 5.63% 6.14% 1.88% 0.96% 1.30% 15.92%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 5 6.07% 5.85% 1.92% 1.09% 1.44% 16.37%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 6 6.47% 5.97% 1.96% 1.20% 1.56% 17.16%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 7 6.90% 6.04% 2.01% 1.32% 1.70% 17.96%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 8 7.33% 5.98% 2.06% 1.44% 1.83% 18.63%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 9 7.76% 5.84% 2.11% 1.56% 1.97% 19.24%
Typical 25% Down Payment Cincinnati, Ohio Rental Property 10 8.32% 7.02% 2.02% 1.71% 2.03% 21.10%
Totals: 6.01% 6.03% 1.94% 1.07% 1.41% 16.47%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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