The Real Estate Financial Planner Blueprint™
33 10 25% Down Rental Properties (no Owner-Occupant)

Achieved Financial Independence
First achieved in Month 204

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $6,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 204.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical 25% Down Payment Columbus, Ohio Rental Property 1 $11,064 $17,195 $4,528 $1,616 $2,379 $36,782
Typical 25% Down Payment Columbus, Ohio Rental Property 2 $11,064 $15,718 $4,056 $1,761 $2,488 $35,088
Typical 25% Down Payment Columbus, Ohio Rental Property 3 $11,064 $14,766 $3,749 $1,873 $2,574 $34,026
Typical 25% Down Payment Columbus, Ohio Rental Property 4 $11,064 $13,459 $3,521 $1,968 $2,641 $32,653
Typical 25% Down Payment Columbus, Ohio Rental Property 5 $11,064 $13,071 $3,358 $2,042 $2,700 $32,235
Typical 25% Down Payment Columbus, Ohio Rental Property 6 $11,064 $12,547 $3,224 $2,108 $2,751 $31,695
Typical 25% Down Payment Columbus, Ohio Rental Property 7 $11,064 $11,951 $3,104 $2,171 $2,799 $31,089
Typical 25% Down Payment Columbus, Ohio Rental Property 8 $11,064 $11,232 $3,008 $2,225 $2,838 $30,368
Typical 25% Down Payment Columbus, Ohio Rental Property 9 $11,062 $12,219 $2,688 $2,275 $2,732 $30,976
Totals: $99,576 $122,158 $31,237 $18,039 $23,903 $294,912

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 25% Down Payment Columbus, Ohio Rental Property 1 4.51% 7.01% 1.85% 0.66% 0.97% 15%
Typical 25% Down Payment Columbus, Ohio Rental Property 2 5.05% 7.17% 1.85% 0.80% 1.14% 16.01%
Typical 25% Down Payment Columbus, Ohio Rental Property 3 5.53% 7.38% 1.87% 0.94% 1.29% 17.01%
Typical 25% Down Payment Columbus, Ohio Rental Property 4 6.01% 7.31% 1.91% 1.07% 1.43% 17.73%
Typical 25% Down Payment Columbus, Ohio Rental Property 5 6.43% 7.59% 1.95% 1.19% 1.57% 18.72%
Typical 25% Down Payment Columbus, Ohio Rental Property 6 6.85% 7.77% 2% 1.31% 1.70% 19.63%
Typical 25% Down Payment Columbus, Ohio Rental Property 7 7.30% 7.89% 2.05% 1.43% 1.85% 20.52%
Typical 25% Down Payment Columbus, Ohio Rental Property 8 7.74% 7.86% 2.10% 1.56% 1.99% 21.24%
Typical 25% Down Payment Columbus, Ohio Rental Property 9 8.29% 9.16% 2.01% 1.71% 2.05% 23.22%
Totals: 6.19% 7.59% 1.94% 1.12% 1.48% 18.32%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $6,000 and a Ideal Target Monthly Income in Retirement™ of $9,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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