The Real Estate Financial Planner Blueprint™
04 1 5% Down Primary Then 9 25% Down Rental Properties
Achieved Financial Independence
First achieved in 
Month 540
The following 
Goal
Financial independence is typically a combination of the Safe Withdrawl Rate for the 
Scenario from the 
Account
Properties
We typically think of hitting our Target Monthly Income in Retirement of $5,240.37 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.
The following chart shows the total of all Account Balances for the Scenario
The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.
Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).
And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 540.
Return in Dollars + Reserves
Here's the return in dollars + reserves for the Properties
| Property | Appreciation | Cash Flow | Debt Paydown | Cash Flow from Deprec.™ | +12 Mos Reserves @ 8% | RID+R12™ Total |
|---|---|---|---|---|---|---|
| Typical Sioux Falls, South Dakota Nomad™ Property 1* |
$30,574 | $0 | $0 | $0 | $2,326 | $32,901 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 1 |
$30,574 | $46,037 | $0 | $0 | $2,994 | $79,605 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 2 |
$30,574 | $45,300 | $0 | $0 | $2,987 | $78,862 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 3 |
$30,574 | $18,597 | $21,094 | $2,966 | $5,239 | $78,471 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 4 |
$30,574 | $14,866 | $18,252 | $3,322 | $5,504 | $72,519 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 5 |
$30,574 | $12,162 | $16,196 | $3,648 | $5,753 | $68,333 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 6 |
$30,574 | $8,782 | $14,553 | $3,967 | $5,991 | $63,866 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 7 |
$30,574 | $4,806 | $13,242 | $4,271 | $6,211 | $59,104 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 8 |
$30,574 | $4,494 | $12,318 | $4,520 | $6,417 | $58,322 |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 9 |
$30,574 | $1,667 | $11,530 | $4,760 | $6,593 | $55,125 |
| Totals: | $305,744 | $156,711 | $107,185 | $27,453 | $50,014 | $647,107 |
| * Denotes a property that had no rent for at least part of the period covered. | ||||||
Return on Equity + Reserves
Here's the return on equity + reserves for the Properties
| Property | Appreciation | Cash Flow | Debt Paydown | Cash Flow from Deprec.™ | +12 Mos Reserves @ 8% | ROE+R12™ Total |
|---|---|---|---|---|---|---|
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 1 |
2.86% | 4.30% | — | — | 0.28% | 7.44% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 2 |
2.86% | 4.23% | — | — | 0.28% | 7.37% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 3 |
3.06% | 1.86% | 2.11% | 0.30% | 0.52% | 7.86% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 4 |
3.36% | 1.63% | 2.01% | 0.37% | 0.61% | 7.98% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 5 |
3.66% | 1.45% | 1.94% | 0.44% | 0.69% | 8.17% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 6 |
3.97% | 1.14% | 1.89% | 0.52% | 0.78% | 8.29% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 7 |
4.30% | 0.68% | 1.86% | 0.60% | 0.87% | 8.32% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 8 |
4.60% | 0.68% | 1.85% | 0.68% | 0.97% | 8.77% |
| Typical 25% Down Payment Sioux Falls, South Dakota Rental Property 9 |
4.92% | 0.27% | 1.85% | 0.77% | 1.06% | 8.87% |
| Totals: | 3.60% | 2.05% | 1.40% | 0.36% | 0.62% | 8.03% |
Asset Allocation
How are assets allocated? Let's first look at this month.
And how have they looked over time up to this month?
Phases of Financial Independence™
With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your Goal
Scenario into my Real Estate Financial Planner™ Software Account
Blueprint™ Menu of Sections
- Introduction
- Accounts
- Properties
Rules
- Significant Events
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Paid Off Mortgage
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Paid Off Mortgage
- Paid Off Mortgage
- Achieved Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Achieved Ideal Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Achieved 2 X Ideal Financial Independence Goal
- Final Month Summary
Reports