The Real Estate Financial Planner Blueprint™
08 Buy 10 Nomads™ with 5% Premium

Achieved Financial Independence
First achieved in Month 384

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 384.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Brownsville, Texas Nomad™ Property with 5% Premium 1 $10,902 $22,140 $0 $0 $1,484 $34,527
Typical Brownsville, Texas Nomad™ Property with 5% Premium 2 $10,902 $10,956 $11,178 $0 $2,420 $35,456
Typical Brownsville, Texas Nomad™ Property with 5% Premium 3 $10,902 $10,185 $10,633 $1,050 $2,457 $35,228
Typical Brownsville, Texas Nomad™ Property with 5% Premium 4 $10,902 $9,035 $9,316 $1,173 $2,573 $33,001
Typical Brownsville, Texas Nomad™ Property with 5% Premium 5 $10,902 $7,943 $8,308 $1,292 $2,685 $31,130
Typical Brownsville, Texas Nomad™ Property with 5% Premium 6 $10,902 $5,709 $7,408 $1,422 $2,799 $28,240
Typical Brownsville, Texas Nomad™ Property with 5% Premium 7 $10,902 $4,446 $6,823 $1,524 $2,892 $26,586
Typical Brownsville, Texas Nomad™ Property with 5% Premium 8 $10,902 $3,496 $6,156 $1,661 $3,024 $25,239
Typical Brownsville, Texas Nomad™ Property with 5% Premium 9 $10,902 $1,519 $5,620 $1,793 $3,142 $22,975
Typical Brownsville, Texas Nomad™ Property with 5% Premium 10* $10,902 $0 $5,130 $0 $2,947 $18,980
Totals: $109,020 $75,431 $70,572 $9,915 $26,424 $291,361
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Brownsville, Texas Nomad™ Property with 5% Premium 1 2.82% 5.72% 0.38% 8.92%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 2 2.78% 2.79% 2.85% 0.62% 9.03%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 3 2.89% 2.70% 2.82% 0.28% 0.65% 9.35%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 4 3.24% 2.69% 2.77% 0.35% 0.77% 9.82%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 5 3.62% 2.64% 2.76% 0.43% 0.89% 10.35%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 6 4.11% 2.15% 2.79% 0.54% 1.06% 10.65%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 7 4.56% 1.86% 2.85% 0.64% 1.21% 11.11%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 8 5.29% 1.70% 2.99% 0.81% 1.47% 12.24%
Typical Brownsville, Texas Nomad™ Property with 5% Premium 9 6.20% 0.86% 3.19% 1.02% 1.79% 13.06%
Totals: 3.66% 2.82% 2.44% 0.37% 0.88% 10.17%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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