The Real Estate Financial Planner Blueprint™
13 Buy 10 Nomads™ with 5% Lower Rents

Achieved Financial Independence
First achieved in Month 396

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 396.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 1	$11,229	$20,918	$0	$0	$1,512	$33,660
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 2	$11,229	$21,273	$0	$0	$1,515	$34,018
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 3	$11,229	$9,654	$10,837	$990	$2,437	$35,148
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 4	$11,229	$8,527	$9,778	$1,079	$2,519	$33,132
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 5	$11,229	$6,720	$8,517	$1,211	$2,640	$30,317
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 6	$11,229	$5,066	$7,461	$1,353	$2,773	$27,882
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 7	$11,229	$3,604	$6,712	$1,479	$2,890	$25,913
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 8	$11,229	$2,898	$6,038	$1,616	$3,025	$24,806
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 9	$11,229	$362	$5,464	$1,757	$3,149	$21,961
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 10^*	$11,229	$0	$5,062	$0	$2,939	$19,231
Totals:	$112,291	$79,023	$59,871	$9,483	$25,399	$286,068
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 1	2.82%	5.25%	—	—	0.38%	8.45%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 2	2.82%	5.34%	—	—	0.38%	8.54%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 3	2.81%	2.41%	2.71%	0.25%	0.61%	8.78%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 4	3.04%	2.31%	2.65%	0.29%	0.68%	8.98%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 5	3.43%	2.05%	2.60%	0.37%	0.81%	9.27%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 6	3.91%	1.77%	2.60%	0.47%	0.97%	9.72%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 7	4.41%	1.42%	2.64%	0.58%	1.14%	10.19%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 8	5.08%	1.31%	2.73%	0.73%	1.37%	11.22%
Typical Brownsville, Texas Nomad™ Property with 5% Lower Rents 9	5.96%	0.19%	2.90%	0.93%	1.67%	11.66%
Totals:	3.55%	2.78%	1.93%	0.33%	0.79%	9.38%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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