The Real Estate Financial Planner Blueprint™
09 Buy 10 Nomads™ with 10% Premium

Achieved Financial Independence
First achieved in Month 386

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 386.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical McAllen, Texas Nomad™ Property with 10% Premium 1 $13,717 $31,840 $0 $1,299 $1,840 $48,696
Typical McAllen, Texas Nomad™ Property with 10% Premium 2 $13,717 $15,566 $13,491 $1,440 $3,164 $47,378
Typical McAllen, Texas Nomad™ Property with 10% Premium 3 $13,717 $11,777 $10,854 $1,728 $3,424 $41,500
Typical McAllen, Texas Nomad™ Property with 10% Premium 4 $13,717 $8,005 $9,207 $1,984 $3,651 $36,565
Typical McAllen, Texas Nomad™ Property with 10% Premium 5 $13,717 $4,832 $7,879 $2,261 $3,905 $32,594
Typical McAllen, Texas Nomad™ Property with 10% Premium 6 $13,717 $2,177 $6,843 $2,544 $4,170 $29,451
Typical McAllen, Texas Nomad™ Property with 10% Premium 7 $13,717 -$4,901 $6,066 $2,815 $4,704 $22,401
Typical McAllen, Texas Nomad™ Property with 10% Premium 8* $13,717 $0 $5,505 $0 $4,516 $23,739
Totals: $109,739 $69,295 $59,845 $14,072 $29,374 $282,325
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical McAllen, Texas Nomad™ Property with 10% Premium 1 2.82% 6.54% 0.27% 0.38% 10.01%
Typical McAllen, Texas Nomad™ Property with 10% Premium 2 3% 3.40% 2.95% 0.31% 0.69% 10.35%
Typical McAllen, Texas Nomad™ Property with 10% Premium 3 3.71% 3.19% 2.94% 0.47% 0.93% 11.24%
Typical McAllen, Texas Nomad™ Property with 10% Premium 4 4.55% 2.66% 3.05% 0.66% 1.21% 12.13%
Typical McAllen, Texas Nomad™ Property with 10% Premium 5 5.83% 2.05% 3.35% 0.96% 1.66% 13.85%
Typical McAllen, Texas Nomad™ Property with 10% Premium 6 7.95% 1.26% 3.97% 1.47% 2.42% 17.07%
Typical McAllen, Texas Nomad™ Property with 10% Premium 7 11.48% -4.10% 5.08% 2.36% 3.94% 18.74%
Totals: 4.48% 3.23% 2.54% 0.66% 1.16% 12.07%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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