The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 698

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $12,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 698.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Plano, Texas Nomad™ Property with 5% Discount 1 $74,963 $100,199 $0 $0 $8,110 $183,273
Typical Plano, Texas Nomad™ Property with 5% Discount 2 $74,963 $101,095 $0 $0 $8,118 $184,177
Typical Plano, Texas Nomad™ Property with 5% Discount 3 $74,963 $101,095 $0 $0 $8,118 $184,177
Typical Plano, Texas Nomad™ Property with 5% Discount 4 $74,963 $99,753 $0 $5,978 $8,106 $188,800
Typical Plano, Texas Nomad™ Property with 5% Discount 5 $74,963 $14,380 $56,779 $7,298 $14,976 $168,395
Typical Plano, Texas Nomad™ Property with 5% Discount 6 $74,963 $2,924 $49,164 $8,234 $15,852 $151,138
Typical Plano, Texas Nomad™ Property with 5% Discount 7 $74,963 -$14,239 $39,905 $9,807 $17,345 $127,782
Typical Plano, Texas Nomad™ Property with 5% Discount 8 $74,963 -$29,677 $34,351 $11,120 $18,580 $109,337
Typical Plano, Texas Nomad™ Property with 5% Discount 9 $74,963 -$50,506 $28,798 $12,891 $20,246 $86,393
Typical Plano, Texas Nomad™ Property with 5% Discount 10* $74,948 $0 $22,986 $0 $20,448 $118,383
Totals: $749,620 $325,025 $231,983 $55,328 $139,898 $1,501,854
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Plano, Texas Nomad™ Property with 5% Discount 1 2.85% 3.80% 0.31% 6.96%
Typical Plano, Texas Nomad™ Property with 5% Discount 2 2.85% 3.84% 0.31% 6.99%
Typical Plano, Texas Nomad™ Property with 5% Discount 3 2.85% 3.84% 0.31% 6.99%
Typical Plano, Texas Nomad™ Property with 5% Discount 4 2.85% 3.79% 0.23% 0.31% 7.17%
Typical Plano, Texas Nomad™ Property with 5% Discount 5 3.29% 0.63% 2.49% 0.32% 0.66% 7.39%
Typical Plano, Texas Nomad™ Property with 5% Discount 6 3.74% 0.15% 2.46% 0.41% 0.79% 7.55%
Typical Plano, Texas Nomad™ Property with 5% Discount 7 4.71% -0.89% 2.51% 0.62% 1.09% 8.02%
Typical Plano, Texas Nomad™ Property with 5% Discount 8 5.84% -2.31% 2.67% 0.87% 1.45% 8.51%
Typical Plano, Texas Nomad™ Property with 5% Discount 9 8.34% -5.62% 3.20% 1.43% 2.25% 9.61%
Totals: 3.63% 1.75% 1.12% 0.30% 0.64% 7.44%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $12,000 and a Ideal Target Monthly Income in Retirement™ of $18,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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