The Real Estate Financial Planner Blueprint™
20 Buy 10 Nomads™ with .25 Better Mortgage Interest Rate

Achieved Financial Independence
First achieved in Month 719

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $12,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 719.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 1	$78,943	$110,274	$0	$0	$8,582	$197,799
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 2	$78,943	$108,833	$0	$0	$8,569	$196,345
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 3	$78,943	$105,040	$0	$0	$8,536	$192,519
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 4	$78,943	$107,877	$0	$6,688	$8,561	$202,070
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 5	$78,943	$17,618	$64,896	$7,869	$15,697	$185,023
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 6	$78,943	$2,015	$55,388	$9,077	$16,778	$162,201
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 7	$78,943	-$20,426	$44,515	$11,055	$18,573	$132,660
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 8	$78,943	-$36,173	$39,045	$12,442	$19,833	$114,090
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 9^*	$78,943	$0	$32,074	$0	$21,883	$132,900
Totals:	$710,489	$395,058	$235,917	$47,131	$127,011	$1,515,607
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 1	2.85%	3.97%	—	—	0.31%	7.13%
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 2	2.85%	3.92%	—	—	0.31%	7.08%
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 3	2.85%	3.79%	—	—	0.31%	6.94%
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 4	2.85%	3.89%	—	0.24%	0.31%	7.28%
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 5	3.19%	0.71%	2.62%	0.32%	0.63%	7.47%
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 6	3.72%	0.10%	2.61%	0.43%	0.79%	7.65%
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 7	4.91%	-1.27%	2.77%	0.69%	1.15%	8.25%
Typical Plano, Texas Nomad™ Property with .25 Lower Interest Rate 8	6.15%	-2.82%	3.04%	0.97%	1.54%	8.89%
Totals:	3.40%	2.13%	1.10%	0.25%	0.57%	7.44%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $12,000 and a Ideal Target Monthly Income in Retirement™ of $18,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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