The Real Estate Financial Planner Blueprint™
05 Nomad™ with Pro Property Manager at 10% of Rents

Achieved Financial Independence
First achieved in Month 432

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $10,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 432.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 1 $38,505 $73,249 $0 $0 $3,775 $115,530
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 2 $38,505 $74,925 $0 $3,262 $3,809 $120,501
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 3 $38,505 $29,964 $33,137 $3,735 $7,262 $112,604
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 4 $38,505 $24,010 $28,274 $4,267 $7,762 $102,819
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 5 $38,505 $16,920 $24,483 $4,814 $8,258 $92,980
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 6 $38,505 $10,345 $21,450 $5,379 $8,784 $84,462
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 7 $38,505 $4,534 $19,296 $5,877 $9,249 $77,462
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 8 $38,505 -$1,816 $17,359 $6,423 $9,757 $70,228
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 9 $38,505 -$6,373 $16,177 $6,814 $10,121 $65,244
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 10* $38,505 $0 $14,553 $0 $9,566 $62,624
Totals: $385,052 $225,758 $174,729 $40,571 $78,343 $904,453
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 1 2.86% 5.43% 0.28% 8.57%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 2 2.86% 5.56% 0.24% 0.28% 8.93%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 3 3.12% 2.43% 2.68% 0.30% 0.59% 9.12%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 4 3.60% 2.24% 2.64% 0.40% 0.73% 9.60%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 5 4.19% 1.84% 2.66% 0.52% 0.90% 10.11%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 6 4.95% 1.33% 2.76% 0.69% 1.13% 10.85%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 7 5.82% 0.69% 2.92% 0.89% 1.40% 11.71%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 8 7.13% -0.34% 3.21% 1.19% 1.81% 13%
Typical Burlington, Vermont Nomad™ Property with 10% Property Management 9 8.44% -1.40% 3.54% 1.49% 2.22% 14.29%
Totals: 4.15% 2.70% 1.92% 0.49% 0.82% 10.07%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $10,000 and a Ideal Target Monthly Income in Retirement™ of $15,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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