The Real Estate Financial Planner Blueprint™
10 Nomad™ as Agent - 3% Discount

Achieved Financial Independence
First achieved in Month 384

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 384.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 1 $15,690 $29,029 $0 $0 $896 $45,615
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 2 $15,690 $13,696 $14,819 $1,324 $2,138 $47,668
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 3 $15,690 $12,534 $13,253 $1,454 $2,263 $45,194
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 4 $15,690 $10,053 $11,783 $1,605 $2,398 $41,529
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 5 $15,690 $8,463 $10,476 $1,771 $2,557 $38,958
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 6 $15,690 $6,675 $9,314 $1,954 $2,732 $36,366
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 7 $15,690 $4,035 $8,281 $2,157 $2,919 $33,082
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 8 $15,690 $1,449 $7,516 $2,339 $3,087 $30,081
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 9 $15,690 -$726 $6,861 $2,525 $3,260 $27,611
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 10* $15,690 $0 $6,394 $0 $3,084 $25,169
Totals: $156,905 $85,208 $88,698 $15,128 $25,336 $371,274
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 1 2.90% 5.36% — — 0.17% 8.43%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 2 2.87% 2.50% 2.71% 0.24% 0.39% 8.71%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 3 3.13% 2.50% 2.64% 0.29% 0.45% 9.01%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 4 3.46% 2.22% 2.60% 0.35% 0.53% 9.16%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 5 3.87% 2.09% 2.59% 0.44% 0.63% 9.62%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 6 4.41% 1.87% 2.61% 0.55% 0.77% 10.21%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 7 5.13% 1.32% 2.71% 0.70% 0.95% 10.81%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 8 5.96% 0.55% 2.85% 0.89% 1.17% 11.42%
Typical Roanoke, Virginia Nomad™ Property with 3% Discount 9 7.07% -0.33% 3.09% 1.14% 1.47% 12.44%
Totals: 3.93% 2.37% 2.29% 0.42% 0.62% 9.62%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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