The Real Estate Financial Planner Blueprint™
11 Nomad™ as Agent - 3% Commission Earned On Purchases

Achieved Financial Independence
First achieved in Month 396

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 396.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Roanoke, Virginia Nomad™ Property 1 $16,161 $29,808 $0 $0 $922 $46,891
Typical Roanoke, Virginia Nomad™ Property 2 $16,161 $29,900 $0 $1,369 $923 $48,353
Typical Roanoke, Virginia Nomad™ Property 3 $16,161 $11,993 $14,156 $1,545 $2,364 $46,218
Typical Roanoke, Virginia Nomad™ Property 4 $16,161 $9,776 $12,257 $1,743 $2,549 $42,487
Typical Roanoke, Virginia Nomad™ Property 5 $16,161 $7,263 $10,613 $1,967 $2,758 $38,763
Typical Roanoke, Virginia Nomad™ Property 6 $16,161 $3,864 $9,190 $2,219 $2,989 $34,423
Typical Roanoke, Virginia Nomad™ Property 7 $16,161 $975 $8,099 $2,467 $3,220 $30,923
Typical Roanoke, Virginia Nomad™ Property 8 $16,161 -$1,690 $7,286 $2,696 $3,434 $27,886
Typical Roanoke, Virginia Nomad™ Property 9 $16,161 -$4,602 $6,554 $2,946 $3,667 $24,726
Typical Roanoke, Virginia Nomad™ Property 10* $16,161 $0 $5,896 $0 $3,928 $25,985
Totals: $161,612 $87,288 $74,052 $16,951 $26,753 $366,655
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Roanoke, Virginia Nomad™ Property 1 2.90% 5.35% — — 0.17% 8.41%
Typical Roanoke, Virginia Nomad™ Property 2 2.90% 5.36% — 0.25% 0.17% 8.67%
Typical Roanoke, Virginia Nomad™ Property 3 3.12% 2.32% 2.73% 0.30% 0.46% 8.93%
Typical Roanoke, Virginia Nomad™ Property 4 3.55% 2.15% 2.69% 0.38% 0.56% 9.34%
Typical Roanoke, Virginia Nomad™ Property 5 4.12% 1.85% 2.71% 0.50% 0.70% 9.88%
Typical Roanoke, Virginia Nomad™ Property 6 4.93% 1.18% 2.80% 0.68% 0.91% 10.50%
Typical Roanoke, Virginia Nomad™ Property 7 6% 0.36% 3.01% 0.92% 1.20% 11.48%
Typical Roanoke, Virginia Nomad™ Property 8 7.40% -0.77% 3.33% 1.23% 1.57% 12.76%
Typical Roanoke, Virginia Nomad™ Property 9 9.78% -2.78% 3.96% 1.78% 2.22% 14.96%
Totals: 4.20% 2.52% 1.97% 0.49% 0.66% 9.84%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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