The Real Estate Financial Planner Blueprint™
06 Buy 10 Nomads™ with 10% Discounts

Achieved Financial Independence
First achieved in Month 120

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $7,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 120.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 1 $13,635 $17,697 $5,516 $2,012 $2,780 $41,640
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 2 $13,635 $16,980 $5,325 $2,072 $2,837 $40,849
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 3 $13,635 $16,241 $5,140 $2,134 $2,897 $40,047
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 4 $13,635 $15,480 $4,962 $2,198 $2,957 $39,233
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 5 $13,635 $14,697 $4,790 $2,264 $3,020 $38,406
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 6 $13,635 $13,889 $4,624 $2,332 $3,085 $37,566
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 7 $13,635 $11,192 $4,464 $2,402 $3,300 $34,994
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 8* $13,632 $0 $3,961 $0 $2,847 $20,440
Totals: $109,077 $106,176 $38,784 $15,415 $23,724 $293,175
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 1 6.40% 8.31% 2.59% 0.94% 1.31% 19.55%
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 2 6.83% 8.50% 2.67% 1.04% 1.42% 20.45%
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 3 7.32% 8.72% 2.76% 1.15% 1.56% 21.50%
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 4 7.90% 8.97% 2.88% 1.27% 1.71% 22.74%
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 5 8.60% 9.27% 3.02% 1.43% 1.90% 24.21%
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 6 9.44% 9.62% 3.20% 1.61% 2.14% 26.01%
Typical Virginia Beach, Virginia Nomad™ Property with 10% Discount 7 10.34% 8.49% 3.39% 1.82% 2.50% 26.54%
Totals: 7.91% 8.80% 2.89% 1.28% 1.73% 22.61%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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