The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 132

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $7,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 132.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 1 $14,044 $17,617 $6,213 $2,146 $2,912 $42,932
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 2 $14,044 $16,860 $5,997 $2,210 $2,973 $42,084
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 3 $14,044 $16,080 $5,789 $2,277 $3,035 $41,225
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 4 $14,044 $15,277 $5,589 $2,345 $3,100 $40,354
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 5 $14,044 $14,450 $5,395 $2,415 $3,166 $39,470
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 6 $14,044 $13,598 $5,208 $2,488 $3,234 $38,571
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 7 $14,044 $9,625 $5,028 $2,562 $3,552 $34,811
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 8 $14,044 $8,338 $4,853 $2,639 $3,655 $33,529
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 9* $14,041 $0 $4,306 $0 $3,069 $21,417
Totals: $126,394 $111,844 $48,379 $19,081 $28,695 $334,394
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 1 6.42% 8.05% 2.84% 0.98% 1.33% 19.62%
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 2 6.86% 8.24% 2.93% 1.08% 1.45% 20.57%
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 3 7.39% 8.46% 3.04% 1.20% 1.60% 21.68%
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 4 8% 8.70% 3.18% 1.34% 1.77% 22.99%
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 5 8.74% 9% 3.36% 1.50% 1.97% 24.57%
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 6 9.65% 9.35% 3.58% 1.71% 2.22% 26.52%
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 7 10.55% 7.23% 3.78% 1.92% 2.67% 26.15%
Typical Virginia Beach, Virginia Nomad™ Property with 5% Discount 8 11.92% 7.08% 4.12% 2.24% 3.10% 28.46%
Totals: 8.35% 8.31% 3.27% 1.42% 1.90% 23.25%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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