The Real Estate Financial Planner™ Blog

Welcome to the thrilling world of Real Estate Financial Planning! If you’re on the hunt for savvy investment strategies, transformative financial insights, and the ultimate guide to building wealth through real estate, you’ve just hit the jackpot. Whether you’re a seasoned investor or just dipping your toes into the vast ocean of real estate opportunities, our blog is your new go-to resource.

Why real estate, you ask? Simple. It’s one of the most powerful vehicles for generating long-term wealth and achieving financial freedom. And who doesn’t dream of that? But here’s the kicker: navigating this world can be as complex as it is rewarding. That’s where we come in. Our content is designed not only to enlighten you but also to inspire action and drive results.

Imagine unlocking the secrets to acquiring lucrative rental properties that pay for themselves and then some. Picture yourself living off passive income, where your investments work for you, not the other way around. It’s not just a dream; it’s a very achievable reality, and we’re here to show you how.

From deep dives into market analysis, investment strategies, and financial planning, to actionable tips on property management and scaling your portfolio, our blog covers it all. We believe in cutting through the noise to bring you straightforward, actionable advice that makes a difference.

But it’s not just about the “what” and the “how”; it’s also about the “who.” Meet James, a former real estate broker turned investment guru, who lives and breathes real estate. James has walked the walk, transforming his passion for real estate into a thriving portfolio of income-generating properties. Now, he’s here to share his wealth of knowledge, experiences, and insights with you.

Our mission is simple: to empower you with the knowledge and tools you need to make informed decisions, maximize your returns, and build a financial legacy through real estate. We’re here to guide you every step of the way, from your first investment property to your hundredth.

So, are you ready to embark on this exciting journey with us? Let’s dive in and explore the endless possibilities that real estate investing has to offer. Together, we’ll unlock the door to financial freedom and success. Welcome to the Real Estate Financial Planning blog, where your financial dreams are just a blog post away. Let the adventure begin!

The Lifestyle of Ordinary

Lifestyle of Ordinary

This is part 2 in our series on examining how folks handle their money and how it impacts their financial security. The Lifestyle of Failure The Lifestyle of Ordinary (illustrated below) The Lifestyle of Success The Lifestyle of Success Secret In the previous part, we discussed the The Lifestyle of Failure where people were using debt to live beyond their means. Now, let’s examine The Lifestyle of Ordinary. Just like before… on the left-hand side we are measuring money. Less money is on the bottom, more money is toward the top. Along the bottom of the chart is time. Earlier … Read more

The Lifestyle of Failure

Lifestyle of Failure

Have you ever wondered why some folks struggle financially while others seem to get better with each passing month? Let’s examine 4 different lifestyles describing the relationship these different groups have with money. The Lifestyle of Failure (illustrated below) The Lifestyle of Ordinary The Lifestyle of Success The Lifestyle of Success Secret First, let’s look at a cautionary tale of what not to do by looking at The Lifestyle of Failure. On the left-hand side we are measuring money. Less money is lower, more money is higher. On the bottom is time. The beginning on the left. Later to the … Read more

Overcoming Hurdles to Real Estate Investing

I’ve broken this class up into 6 parts. Topics discussed include: Part 1 of 6: Introduction What’s preventing you from achieving your real estate goals? For this class, I break it down into 5 major categories Coming up with Down Payments (including closing costs and reserves) Overcoming Negative Cash Flow Qualifying for Loans Finding What’s Missing Inner Game Many of these topics have been their own 2-hour classes by themselves (and I’m sure I’ll revisit them in the future) Riddle of the farmer, chicken, bag of grain and fox: sometimes the solution to your challenges are not linear or obvious … Read more

Rent and Price Resiliency for Real Estate Investors

Topics discussed include: What is resiliency? What is Price Resiliency™? What is Rent Resiliency™? The two flavors of resiliency: dollars and percent. Measuring resiliency on the individual property basis or the entire portfolio Measuring resiliency as a snapshot in time or over time Examples using over-simplified math: What happens when rents go up 10%, down 10% in two different portfolios? What happens when prices go up 10%, down 10% in two different portfolios? Resiliency is largely about leverage Thought experiment: what is more risky… 0% or 10% down payment? The 7 Ways to Measure Risk in Real Estate Investments How … Read more

Real Estate Investing Shocks!

Topics discussed include: What are real estate investing shocks? Dan Sullivan says: If you’ve got enough money to solve the problem, you don’t have the problem. Maybe these shouldn’t be shocks… Your Shoe is Untied and How to Deal With Your Real Estate Investing Shocks Reverse Shocks – How Some Shocks Can Be Pleasant Surprises General Mitigation Principles for Dealing with Shocks The Importance of Reserves When Investing in Real Estate The Importance of a Wise Advisor to Guide You The Importance of Studying History for Real Estate Investors The Importance of Having a Backup Plan The Importance of Evaluating … Read more

Marketing to Find Off-Market Deals

Topics discussed include: How real estate investors find deals from The Millionaire Real Estate Investor book by Gary Keller et al Why Motivated Sellers? Creative Transactions and Fixer Upper Properties. Where are we in the Real Estate Investor Daily Checklist? 1-Step versus 2-Step Marketing The Importance of Being on the Right Side of the Desk Answering Service Questions and how to make an offer on the first call (to your answering service) How Much to Spend on Marketing Tests? Marketing Beliefs Sifting and Sorting to find the best deals Staying out of the Feast and Famine cycle Looking inside and … Read more

The Ultimate Guide to Real Estate Partnerships

Welcome, fellow real estate enthusiasts! If you’re on a quest to amplify your real estate game, partnering up might just be the rocket fuel you need. Let’s embark on a journey to uncover the secrets of successful real estate partnerships. Fasten your seatbelts; it’s going to be an exciting ride! Why Partner Up? Two Heads Are Better Than One: With a partner, you get to pool resources, share risks, and double your creative brainstorming power. It’s like having a real estate buddy who’s as invested in your success as you are in theirs. Access More Capital: More capital means more … Read more

Real Estate Investing Strategies

Are you considering investing in real estate? What strategy are you considering? How does that compare to all your other options? Let’s dive into an overview of all the different real estate investing strategies taught by James on May 4, 2022. Before I share with you the outline of the class, I want to mention that I could have opted to do either a qualitative comparison or a quantitative comparison of each strategy. I ultimately chose to do a qualitative comparison for this class. I am doing a quantitative deep dive of each of the strategies in a series of … Read more

Real Estate Financial Planner™ Podcasts

Welcome to the Real Estate Financial Planner™ family of podcasts. FREE Real Estate Investing and Real Estate Financial Planning™ Podcasts FREE Real Estate Financial Planner™ Podcast FREE REFP Inside the Numbers Available for Purchase REFP Advanced Available for Purchase Premium Invitation Only REFP Insider FREE Nomad™ Real Estate Investing Podcast Check out the descriptions of them below. City-Specific versions of the Real Estate Investing and Financial Planner™ Podcast FREE Select your city to get a combination of recordings of live real estate investing classes, interviews and localized content including models of a variety of real estate investing strategies using numbers … Read more

Free Real Estate Investing Classes 2024

Are you dreaming of financial independence through real estate investing? Whether you’re a seasoned investor or just starting, our comprehensive suite of free real estate investing classes is your golden ticket to mastering the art of real estate investment. With a curriculum designed to cover every nook and cranny of the investing landscape, we’ve got you covered from A to Z. Let’s take a sneak peek at what you can expect from our treasure trove of knowledge. A Wealth of Topics Tailored for Every Investor Maximizing Returns with Smart Insurance Choices: Discover 8 crucial tips to save money and reduce … Read more