Arizona Real Estate Models

Check out how Arizona does for these scenarios.

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.00 Years (540 Months)
  • Gilbert = 49.00 Years (588 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 36.33 Years (436 Months)
  • Peoria = 51.00 Years (612 Months)
  • Phoenix = 21.00 Years (252 Months)
  • Scottsdale = 39.00 Years (468 Months)
  • Surprise = 39.00 Years (468 Months)
  • Tempe = 40.00 Years (480 Months)
  • Tucson = 54.58 Years (655 Months)

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.00 Years (612 Months)
  • Gilbert = 59.00 Years (708 Months)
  • Glendale = 44.00 Years (528 Months)
  • Mesa = 41.75 Years (501 Months)
  • Peoria = 56.17 Years (674 Months)
  • Phoenix = 29.17 Years (350 Months)
  • Scottsdale = 48.00 Years (576 Months)
  • Surprise = 45.58 Years (547 Months)
  • Tempe = 45.75 Years (549 Months)
  • Tucson = 57.75 Years (693 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.08 Years (649 Months)
  • Gilbert = 60.75 Years (729 Months)
  • Glendale = 46.17 Years (554 Months)
  • Mesa = 43.92 Years (527 Months)
  • Peoria = 58.00 Years (696 Months)
  • Phoenix = 33.92 Years (407 Months)
  • Scottsdale = 50.17 Years (602 Months)
  • Surprise = 48.25 Years (579 Months)
  • Tempe = 48.67 Years (584 Months)
  • Tucson = 58.17 Years (698 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.08 Years (649 Months)
  • Gilbert = 60.75 Years (729 Months)
  • Glendale = 46.17 Years (554 Months)
  • Mesa = 43.92 Years (527 Months)
  • Peoria = 58.00 Years (696 Months)
  • Phoenix = 33.92 Years (407 Months)
  • Scottsdale = 50.17 Years (602 Months)
  • Surprise = 48.25 Years (579 Months)
  • Tempe = 48.67 Years (584 Months)
  • Tucson = 58.17 Years (698 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 16.75 Years (201 Months)
  • Gilbert = 19.00 Years (228 Months)
  • Glendale = 12.92 Years (155 Months)
  • Mesa = 11.92 Years (143 Months)
  • Peoria = 19.00 Years (228 Months)
  • Phoenix = 9.00 Years (108 Months)
  • Scottsdale = 15.08 Years (181 Months)
  • Surprise = 13.00 Years (156 Months)
  • Tempe = 14.00 Years (168 Months)
  • Tucson = 32.00 Years (384 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 40.00 Years (480 Months)
  • Gilbert = 44.58 Years (535 Months)
  • Glendale = 33.00 Years (396 Months)
  • Mesa = 31.00 Years (372 Months)
  • Peoria = 46.00 Years (552 Months)
  • Phoenix = 18.00 Years (216 Months)
  • Scottsdale = 34.00 Years (408 Months)
  • Surprise = 35.33 Years (424 Months)
  • Tempe = 34.00 Years (408 Months)
  • Tucson = 53.58 Years (643 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.00 Years (624 Months)
  • Gilbert = 56.00 Years (672 Months)
  • Glendale = 43.58 Years (523 Months)
  • Mesa = 41.00 Years (492 Months)
  • Peoria = 56.00 Years (672 Months)
  • Phoenix = 30.83 Years (370 Months)
  • Scottsdale = 47.00 Years (564 Months)
  • Surprise = 45.00 Years (540 Months)
  • Tempe = 45.58 Years (547 Months)
  • Tucson = 56.50 Years (678 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 24.00 Years (288 Months)
  • Gilbert = 28.75 Years (345 Months)
  • Glendale = 18.00 Years (216 Months)
  • Mesa = 17.00 Years (204 Months)
  • Peoria = 29.00 Years (348 Months)
  • Phoenix = 11.00 Years (132 Months)
  • Scottsdale = 20.00 Years (240 Months)
  • Surprise = 19.00 Years (228 Months)
  • Tempe = 19.00 Years (228 Months)
  • Tucson = 42.17 Years (506 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 36.58 Years (439 Months)
  • Gilbert = 41.33 Years (496 Months)
  • Glendale = 30.00 Years (360 Months)
  • Mesa = 27.00 Years (324 Months)
  • Peoria = 44.00 Years (528 Months)
  • Phoenix = 16.50 Years (198 Months)
  • Scottsdale = 31.00 Years (372 Months)
  • Surprise = 33.58 Years (403 Months)
  • Tempe = 32.00 Years (384 Months)
  • Tucson = 52.58 Years (631 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.00 Years (504 Months)
  • Gilbert = 47.00 Years (564 Months)
  • Glendale = 33.92 Years (407 Months)
  • Mesa = 33.50 Years (402 Months)
  • Peoria = 47.00 Years (564 Months)
  • Phoenix = 18.00 Years (216 Months)
  • Scottsdale = 36.17 Years (434 Months)
  • Surprise = 36.08 Years (433 Months)
  • Tempe = 37.00 Years (444 Months)
  • Tucson = 52.33 Years (628 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 66.00 Years (792 Months)
  • Gilbert = 77.08 Years (925 Months)
  • Glendale = 50.00 Years (600 Months)
  • Mesa = 46.75 Years (561 Months)
  • Peoria = 69.08 Years (829 Months)
  • Phoenix = 32.75 Years (393 Months)
  • Scottsdale = 0.00 Years (0 Months)
  • Surprise = 50.83 Years (610 Months)
  • Tempe = 54.00 Years (648 Months)
  • Tucson = 65.50 Years (786 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 55.00 Years (660 Months)
  • Gilbert = 62.00 Years (744 Months)
  • Glendale = 46.00 Years (552 Months)
  • Mesa = 45.00 Years (540 Months)
  • Peoria = 58.25 Years (699 Months)
  • Phoenix = 32.00 Years (384 Months)
  • Scottsdale = 49.08 Years (589 Months)
  • Surprise = 47.42 Years (569 Months)
  • Tempe = 49.00 Years (588 Months)
  • Tucson = 61.00 Years (732 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.25 Years (555 Months)
  • Gilbert = 52.00 Years (624 Months)
  • Glendale = 38.00 Years (456 Months)
  • Mesa = 37.50 Years (450 Months)
  • Peoria = 51.08 Years (613 Months)
  • Phoenix = 23.00 Years (276 Months)
  • Scottsdale = 40.92 Years (491 Months)
  • Surprise = 40.58 Years (487 Months)
  • Tempe = 40.25 Years (483 Months)
  • Tucson = 56.08 Years (673 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.67 Years (608 Months)
  • Gilbert = 56.50 Years (678 Months)
  • Glendale = 43.42 Years (521 Months)
  • Mesa = 40.42 Years (485 Months)
  • Peoria = 56.00 Years (672 Months)
  • Phoenix = 27.08 Years (325 Months)
  • Scottsdale = 47.00 Years (564 Months)
  • Surprise = 44.00 Years (528 Months)
  • Tempe = 45.00 Years (540 Months)
  • Tucson = 58.83 Years (706 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.00 Years (552 Months)
  • Gilbert = 52.00 Years (624 Months)
  • Glendale = 38.00 Years (456 Months)
  • Mesa = 35.08 Years (421 Months)
  • Peoria = 52.00 Years (624 Months)
  • Phoenix = 26.00 Years (312 Months)
  • Scottsdale = 41.00 Years (492 Months)
  • Surprise = 39.50 Years (474 Months)
  • Tempe = 40.33 Years (484 Months)
  • Tucson = 63.00 Years (756 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.08 Years (505 Months)
  • Gilbert = 46.08 Years (553 Months)
  • Glendale = 35.83 Years (430 Months)
  • Mesa = 34.25 Years (411 Months)
  • Peoria = 46.33 Years (556 Months)
  • Phoenix = 22.00 Years (264 Months)
  • Scottsdale = 35.75 Years (429 Months)
  • Surprise = 37.17 Years (446 Months)
  • Tempe = 38.00 Years (456 Months)
  • Tucson = 53.42 Years (641 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.58 Years (547 Months)
  • Gilbert = 50.00 Years (600 Months)
  • Glendale = 39.00 Years (468 Months)
  • Mesa = 37.33 Years (448 Months)
  • Peoria = 49.92 Years (599 Months)
  • Phoenix = 24.08 Years (289 Months)
  • Scottsdale = 42.00 Years (504 Months)
  • Surprise = 40.58 Years (487 Months)
  • Tempe = 41.08 Years (493 Months)
  • Tucson = 52.67 Years (632 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.00 Years (576 Months)
  • Gilbert = 53.50 Years (642 Months)
  • Glendale = 41.33 Years (496 Months)
  • Mesa = 38.42 Years (461 Months)
  • Peoria = 54.00 Years (648 Months)
  • Phoenix = 24.08 Years (289 Months)
  • Scottsdale = 42.75 Years (513 Months)
  • Surprise = 41.00 Years (492 Months)
  • Tempe = 43.00 Years (516 Months)
  • Tucson = 57.33 Years (688 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.00 Years (576 Months)
  • Gilbert = 53.50 Years (642 Months)
  • Glendale = 41.33 Years (496 Months)
  • Mesa = 38.42 Years (461 Months)
  • Peoria = 53.50 Years (642 Months)
  • Phoenix = 24.08 Years (289 Months)
  • Scottsdale = 42.75 Years (513 Months)
  • Surprise = 41.00 Years (492 Months)
  • Tempe = 43.00 Years (516 Months)
  • Tucson = 51.17 Years (614 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.25 Years (555 Months)
  • Gilbert = 52.00 Years (624 Months)
  • Glendale = 37.00 Years (444 Months)
  • Mesa = 36.75 Years (441 Months)
  • Peoria = 50.25 Years (603 Months)
  • Phoenix = 21.75 Years (261 Months)
  • Scottsdale = 40.42 Years (485 Months)
  • Surprise = 39.58 Years (475 Months)
  • Tempe = 40.83 Years (490 Months)
  • Tucson = 56.00 Years (672 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 56.33 Years (676 Months)
  • Gilbert = 63.00 Years (756 Months)
  • Glendale = 47.00 Years (564 Months)
  • Mesa = 46.00 Years (552 Months)
  • Peoria = 61.00 Years (732 Months)
  • Phoenix = 33.50 Years (402 Months)
  • Scottsdale = 52.00 Years (624 Months)
  • Surprise = 50.00 Years (600 Months)
  • Tempe = 50.67 Years (608 Months)
  • Tucson = 60.33 Years (724 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.00 Years (600 Months)
  • Gilbert = 54.00 Years (648 Months)
  • Glendale = 42.42 Years (509 Months)
  • Mesa = 42.00 Years (504 Months)
  • Peoria = 51.58 Years (619 Months)
  • Phoenix = 37.00 Years (444 Months)
  • Scottsdale = 54.00 Years (648 Months)
  • Surprise = 43.58 Years (523 Months)
  • Tempe = 45.67 Years (548 Months)
  • Tucson = 54.00 Years (648 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.83 Years (610 Months)
  • Gilbert = 55.00 Years (660 Months)
  • Glendale = 42.00 Years (504 Months)
  • Mesa = 40.00 Years (480 Months)
  • Peoria = 55.42 Years (665 Months)
  • Phoenix = 27.00 Years (324 Months)
  • Scottsdale = 45.00 Years (540 Months)
  • Surprise = 43.50 Years (522 Months)
  • Tempe = 44.25 Years (531 Months)
  • Tucson = 55.83 Years (670 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 41.00 Years (492 Months)
  • Gilbert = 45.08 Years (541 Months)
  • Glendale = 35.00 Years (420 Months)
  • Mesa = 33.50 Years (402 Months)
  • Peoria = 44.00 Years (528 Months)
  • Phoenix = 30.67 Years (368 Months)
  • Scottsdale = 40.67 Years (488 Months)
  • Surprise = 35.00 Years (420 Months)
  • Tempe = 36.33 Years (436 Months)
  • Tucson = 49.00 Years (588 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.92 Years (539 Months)
  • Gilbert = 50.58 Years (607 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 35.92 Years (431 Months)
  • Peoria = 49.00 Years (588 Months)
  • Phoenix = 21.00 Years (252 Months)
  • Scottsdale = 39.00 Years (468 Months)
  • Surprise = 39.00 Years (468 Months)
  • Tempe = 39.00 Years (468 Months)
  • Tucson = 55.75 Years (669 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.17 Years (530 Months)
  • Gilbert = 50.00 Years (600 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 35.00 Years (420 Months)
  • Peoria = 50.00 Years (600 Months)
  • Phoenix = 20.67 Years (248 Months)
  • Scottsdale = 38.00 Years (456 Months)
  • Surprise = 38.00 Years (456 Months)
  • Tempe = 38.00 Years (456 Months)
  • Tucson = 55.25 Years (663 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.08 Years (553 Months)
  • Gilbert = 51.00 Years (612 Months)
  • Glendale = 39.08 Years (469 Months)
  • Mesa = 37.58 Years (451 Months)
  • Peoria = 52.50 Years (630 Months)
  • Phoenix = 24.00 Years (288 Months)
  • Scottsdale = 41.00 Years (492 Months)
  • Surprise = 40.00 Years (480 Months)
  • Tempe = 41.00 Years (492 Months)
  • Tucson = 53.83 Years (646 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 59.33 Years (712 Months)
  • Gilbert = 61.33 Years (736 Months)
  • Glendale = 54.67 Years (656 Months)
  • Mesa = 54.50 Years (654 Months)
  • Peoria = 57.00 Years (684 Months)
  • Phoenix = 54.58 Years (655 Months)
  • Scottsdale = 70.42 Years (845 Months)
  • Surprise = 54.50 Years (654 Months)
  • Tempe = 57.08 Years (685 Months)
  • Tucson = 48.50 Years (582 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.00 Years (564 Months)
  • Gilbert = 52.92 Years (635 Months)
  • Glendale = 39.00 Years (468 Months)
  • Mesa = 36.00 Years (432 Months)
  • Peoria = 52.00 Years (624 Months)
  • Phoenix = 26.00 Years (312 Months)
  • Scottsdale = 42.00 Years (504 Months)
  • Surprise = 40.50 Years (486 Months)
  • Tempe = 41.00 Years (492 Months)
  • Tucson = 65.00 Years (780 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 41.83 Years (502 Months)
  • Gilbert = 46.00 Years (552 Months)
  • Glendale = 32.83 Years (394 Months)
  • Mesa = 32.08 Years (385 Months)
  • Peoria = 46.50 Years (558 Months)
  • Phoenix = 21.00 Years (252 Months)
  • Scottsdale = 37.25 Years (447 Months)
  • Surprise = 35.17 Years (422 Months)
  • Tempe = 35.33 Years (424 Months)
  • Tucson = 57.67 Years (692 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.00 Years (612 Months)
  • Gilbert = 56.42 Years (677 Months)
  • Glendale = 42.00 Years (504 Months)
  • Mesa = 40.00 Years (480 Months)
  • Peoria = 55.67 Years (668 Months)
  • Phoenix = 28.00 Years (336 Months)
  • Scottsdale = 48.42 Years (581 Months)
  • Surprise = 44.00 Years (528 Months)
  • Tempe = 44.00 Years (528 Months)
  • Tucson = 67.83 Years (814 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.00 Years (552 Months)
  • Gilbert = 48.92 Years (587 Months)
  • Glendale = 41.58 Years (499 Months)
  • Mesa = 40.08 Years (481 Months)
  • Peoria = 46.58 Years (559 Months)
  • Phoenix = 36.00 Years (432 Months)
  • Scottsdale = 47.33 Years (568 Months)
  • Surprise = 40.83 Years (490 Months)
  • Tempe = 42.67 Years (512 Months)
  • Tucson = 45.00 Years (540 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.67 Years (632 Months)
  • Gilbert = 58.00 Years (696 Months)
  • Glendale = 42.42 Years (509 Months)
  • Mesa = 40.08 Years (481 Months)
  • Peoria = 59.00 Years (708 Months)
  • Phoenix = 28.00 Years (336 Months)
  • Scottsdale = 49.00 Years (588 Months)
  • Surprise = 46.00 Years (552 Months)
  • Tempe = 45.00 Years (540 Months)
  • Tucson = 64.17 Years (770 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.25 Years (531 Months)
  • Gilbert = 50.00 Years (600 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 34.50 Years (414 Months)
  • Peoria = 50.92 Years (611 Months)
  • Phoenix = 22.00 Years (264 Months)
  • Scottsdale = 39.00 Years (468 Months)
  • Surprise = 39.00 Years (468 Months)
  • Tempe = 38.92 Years (467 Months)
  • Tucson = 44.92 Years (539 Months)

More Model Comparisons for Arizona

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Specific Strategy Summaries for Arizona Cities

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

  • 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
  • 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
  • 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
  • .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
  • Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
  • 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
  • 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
  • Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
  • Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
  • 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
  • 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
  • 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
  • .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
  • Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
  • 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
  • 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
  • Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
  • Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
  • Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
  • 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
  • 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
  • Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
  • .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
  • Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
  • .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
  • 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
  • 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
  • No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
  • 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
  • Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
  • 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
  • Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
  • 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
  • Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Detailed Arizona City-Specific Modeling

Check out the detailed modeling for these Arizona cities.

Chandler
Gilbert
Glendale
Mesa
Peoria
Phoenix
Scottsdale
Surprise
Tempe
Tucson