Santa Clarita Deal Analysis
Let's look at deal analysis for Santa Clarita, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Santa Clarita, California Nomad™ Property with 10% Higher Rents
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Typical Santa Clarita, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$743,585
|
|
Purchase Price
|
|
$743,585
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$37,179
|
|
Closing Costs
|
1.000%
|
$7,436
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|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$156,133
|
|
Total Invested
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|
$200,748
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Mortgage
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|
Mortgage Amount
|
|
$706,405.75
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Mortgage Interest Rate
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6.500%
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Loan Term
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|
360
|
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Private Mortgage Insurance
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0.850%
|
$500.37
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Drop PMI LTV
|
80.000%
|
|
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Income
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|
Monthly Rent
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|
$4,331
$4331.25
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$1,559
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Property Taxes
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1.081%
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$8,038
|
|
Property Insurance
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0.173%
|
$1,286
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|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
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|
Other Expenses 2
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|
$0
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Maintenance
|
10.000%
|
|
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CapEx
|
|
$0
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Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$111,538
|
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$765,893 |
$788,869 |
$812,535 |
$836,911 |
$862,019 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$22,308 |
$22,977 |
$23,666 |
$24,376 |
$25,107 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$4,331 |
$4,461 |
$4,595 |
$4,733 |
$4,875 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$4,331 |
$4,461 |
$4,595 |
$4,733 |
$4,875 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$130 |
$134 |
$138 |
$142 |
$146 |
| Monthly Gross Operating Income |
$4,201 |
$4,327 |
$4,457 |
$4,591 |
$4,729 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$51,975 |
$53,534 |
$55,140 |
$56,794 |
$58,498 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$51,975 |
$53,534 |
$55,140 |
$56,794 |
$58,498 |
| Annual Vacancy Dollar |
$1,559 |
$1,606 |
$1,654 |
$1,704 |
$1,755 |
| Annual Gross Operating Income |
$50,416 |
$51,928 |
$53,486 |
$55,091 |
$56,743 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
1.081% |
1.081% |
1.081% |
1.081% |
1.081% |
| Property Taxes Dollar |
$8,038 |
$8,279 |
$8,528 |
$8,784 |
$9,047 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,286 |
$1,325 |
$1,365 |
$1,406 |
$1,448 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$5,042 |
$5,193 |
$5,349 |
$5,509 |
$5,674 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$14,366 |
$14,797 |
$15,241 |
$15,698 |
$16,169 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$36,050 |
$37,131 |
$38,245 |
$39,392 |
$40,574 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$53,580 |
$53,580 |
$53,580 |
$53,580 |
$53,580 |
| Principal |
$7,896 |
$8,424 |
$8,989 |
$9,591 |
$10,233 |
| Interest |
$45,684 |
$45,155 |
$44,591 |
$43,989 |
$43,347 |
| Loan Balance at End of Year |
$698,510 |
$690,086 |
$681,097 |
$671,507 |
$661,274 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$6,004 |
$6,004 |
$6,004 |
$6,004 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$67,382 |
$98,784 |
$131,438 |
$165,405 |
$200,745 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$23,534 |
-$22,453 |
-$21,339 |
-$20,192 |
-$13,005 |
| Monhtly Cash Flow |
-$1,961 |
-$1,871 |
-$1,778 |
-$1,683 |
-$1,084 |
| Cash on Cash Return on Investment |
-0.117% |
-0.112% |
-0.106% |
-0.101% |
-0.065% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |