Kansas Real Estate Models

Check out how Kansas does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

• Lawrence = $7.15M
• Olathe = $3.98M
• Overland Park = $3.24M
• Topeka = $6.41M
• Wichita = $4.58M

Month First Achieved Financial Independence

• Lawrence = 43.75 Years (525 Months)
• Olathe = 65.92 Years (791 Months)
• Overland Park = 77.58 Years (931 Months)
• Topeka = 38.92 Years (467 Months)
• Wichita = 49.08 Years (589 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

• Lawrence = $9.93M
• Olathe = $5.11M
• Overland Park = $4.17M
• Topeka = $8.14M
• Wichita = $6.14M

Month First Achieved Financial Independence

• Lawrence = 35.08 Years (421 Months)
• Olathe = 57.92 Years (695 Months)
• Overland Park = 67.08 Years (805 Months)
• Topeka = 32.00 Years (384 Months)
• Wichita = 41.33 Years (496 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

• Lawrence = $6.12M
• Olathe = $3.58M
• Overland Park = $2.94M
• Topeka = $5.71M
• Wichita = $4.13M

Month First Achieved Financial Independence

• Lawrence = 45.17 Years (542 Months)
• Olathe = 64.42 Years (773 Months)
• Overland Park = 75.50 Years (906 Months)
• Topeka = 40.83 Years (490 Months)
• Wichita = 47.75 Years (573 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

• Lawrence = $6.12M
• Olathe = $3.58M
• Overland Park = $2.94M
• Topeka = $5.71M
• Wichita = $4.13M

Month First Achieved Financial Independence

• Lawrence = 45.17 Years (542 Months)
• Olathe = 64.42 Years (773 Months)
• Overland Park = 75.50 Years (906 Months)
• Topeka = 40.83 Years (490 Months)
• Wichita = 47.75 Years (573 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

• Lawrence = $29.83M
• Olathe = $22.84M
• Overland Park = $20.32M
• Topeka = $18.77M
• Wichita = $15.94M

Month First Achieved Financial Independence

• Lawrence = 11.17 Years (134 Months)
• Olathe = 20.75 Years (249 Months)
• Overland Park = 27.75 Years (333 Months)
• Topeka = 10.75 Years (129 Months)
• Wichita = 14.75 Years (177 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

• Lawrence = $11.72M
• Olathe = $6.21M
• Overland Park = $5.00M
• Topeka = $9.03M
• Wichita = $7.02M

Month First Achieved Financial Independence

• Lawrence = 32.92 Years (395 Months)
• Olathe = 57.25 Years (687 Months)
• Overland Park = 67.00 Years (804 Months)
• Topeka = 30.75 Years (369 Months)
• Wichita = 39.67 Years (476 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

• Lawrence = $7.05M
• Olathe = $4.00M
• Overland Park = $3.25M
• Topeka = $6.39M
• Wichita = $4.62M

Month First Achieved Financial Independence

• Lawrence = 43.33 Years (520 Months)
• Olathe = 63.75 Years (765 Months)
• Overland Park = 75.33 Years (904 Months)
• Topeka = 37.75 Years (453 Months)
• Wichita = 46.67 Years (560 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

• Lawrence = $21.97M
• Olathe = $15.73M
• Overland Park = $12.26M
• Topeka = $14.22M
• Wichita = $12.33M

Month First Achieved Financial Independence

• Lawrence = 15.75 Years (189 Months)
• Olathe = 33.75 Years (405 Months)
• Overland Park = 40.75 Years (489 Months)
• Topeka = 15.75 Years (189 Months)
• Wichita = 21.75 Years (261 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

• Lawrence = $4.90M
• Olathe = $1.71M
• Overland Park = $1.20M
• Topeka = $5.66M
• Wichita = $3.41M

Month First Achieved Financial Independence

• Lawrence = 45.75 Years (549 Months)
• Olathe = 83.67 Years (1004 Months)
• Overland Park = 81.58 Years (979 Months)
• Topeka = 40.50 Years (486 Months)
• Wichita = 53.75 Years (645 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

• Lawrence = $14.80M
• Olathe = $7.57M
• Overland Park = $5.87M
• Topeka = $10.57M
• Wichita = $7.96M

Month First Achieved Financial Independence

• Lawrence = 27.75 Years (333 Months)
• Olathe = 50.75 Years (609 Months)
• Overland Park = 61.75 Years (741 Months)
• Topeka = 25.67 Years (308 Months)
• Wichita = 34.75 Years (417 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

• Lawrence = $11.57M
• Olathe = $5.98M
• Overland Park = $4.76M
• Topeka = $9.24M
• Wichita = $6.72M

Month First Achieved Financial Independence

• Lawrence = 32.83 Years (394 Months)
• Olathe = 53.75 Years (645 Months)
• Overland Park = 63.75 Years (765 Months)
• Topeka = 28.75 Years (345 Months)
• Wichita = 37.75 Years (453 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

• Lawrence = $8.08M
• Olathe = $4.13M
• Overland Park = $3.34M
• Topeka = $6.92M
• Wichita = $4.99M

Month First Achieved Financial Independence

• Lawrence = 40.75 Years (489 Months)
• Olathe = 64.42 Years (773 Months)
• Overland Park = 74.75 Years (897 Months)
• Topeka = 36.08 Years (433 Months)
• Wichita = 45.75 Years (549 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

• Lawrence = $9.43M
• Olathe = $4.71M
• Overland Park = $3.89M
• Topeka = $7.46M
• Wichita = $5.49M

Month First Achieved Financial Independence

• Lawrence = 37.92 Years (455 Months)
• Olathe = 61.75 Years (741 Months)
• Overland Park = 71.33 Years (856 Months)
• Topeka = 33.75 Years (405 Months)
• Wichita = 44.75 Years (537 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

• Lawrence = $11.40M
• Olathe = $7.14M
• Overland Park = $6.25M
• Topeka = $8.80M
• Wichita = $6.97M

Month First Achieved Financial Independence

• Lawrence = 36.75 Years (441 Months)
• Olathe = 53.75 Years (645 Months)
• Overland Park = 62.00 Years (744 Months)
• Topeka = 33.50 Years (402 Months)
• Wichita = 42.08 Years (505 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

• Lawrence = $9.33M
• Olathe = $4.61M
• Overland Park = $3.82M
• Topeka = $7.11M
• Wichita = $5.74M

Month First Achieved Financial Independence

• Lawrence = 36.33 Years (436 Months)
• Olathe = 63.33 Years (760 Months)
• Overland Park = 75.75 Years (909 Months)
• Topeka = 32.83 Years (394 Months)
• Wichita = 41.92 Years (503 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

• Lawrence = $7.09M
• Olathe = $4.45M
• Overland Park = $3.67M
• Topeka = $5.55M
• Wichita = $5.25M

Month First Achieved Financial Independence

• Lawrence = 38.58 Years (463 Months)
• Olathe = 58.50 Years (702 Months)
• Overland Park = 67.58 Years (811 Months)
• Topeka = 34.25 Years (411 Months)
• Wichita = 41.50 Years (498 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

• Lawrence = $8.68M
• Olathe = $4.45M
• Overland Park = $3.67M
• Topeka = $7.15M
• Wichita = $5.25M

Month First Achieved Financial Independence

• Lawrence = 39.75 Years (477 Months)
• Olathe = 63.08 Years (757 Months)
• Overland Park = 72.75 Years (873 Months)
• Topeka = 35.08 Years (421 Months)
• Wichita = 44.75 Years (537 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

• Lawrence = $6.70M
• Olathe = $3.97M
• Overland Park = $3.30M
• Topeka = $5.79M
• Wichita = $4.30M

Month First Achieved Financial Independence

• Lawrence = 45.75 Years (549 Months)
• Olathe = 68.75 Years (825 Months)
• Overland Park = 83.00 Years (996 Months)
• Topeka = 42.75 Years (513 Months)
• Wichita = 51.17 Years (614 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

• Lawrence = $5.33M
• Olathe = $4.07M
• Overland Park = $3.89M
• Topeka = $4.53M
• Wichita = $4.47M

Month First Achieved Financial Independence

• Lawrence = 39.75 Years (477 Months)
• Olathe = 60.25 Years (723 Months)
• Overland Park = 69.75 Years (837 Months)
• Topeka = 34.50 Years (414 Months)
• Wichita = 40.75 Years (489 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

• Lawrence = $9.57M
• Olathe = $4.92M
• Overland Park = $3.98M
• Topeka = $7.58M
• Wichita = $5.73M

Month First Achieved Financial Independence

• Lawrence = 37.75 Years (453 Months)
• Olathe = 60.75 Years (729 Months)
• Overland Park = 70.75 Years (849 Months)
• Topeka = 33.42 Years (401 Months)
• Wichita = 43.75 Years (525 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

• Lawrence = $8.55M
• Olathe = $4.45M
• Overland Park = $3.67M
• Topeka = $7.15M
• Wichita = $5.25M

Month First Achieved Financial Independence

• Lawrence = 39.17 Years (470 Months)
• Olathe = 61.17 Years (734 Months)
• Overland Park = 70.08 Years (841 Months)
• Topeka = 35.08 Years (421 Months)
• Wichita = 40.75 Years (489 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

• Lawrence = $5.79M
• Olathe = $4.58M
• Overland Park = $4.00M
• Topeka = $5.10M
• Wichita = $4.54M

Month First Achieved Financial Independence

• Lawrence = 34.25 Years (411 Months)
• Olathe = 53.75 Years (645 Months)
• Overland Park = 63.92 Years (767 Months)
• Topeka = 32.00 Years (384 Months)
• Wichita = 37.08 Years (445 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

• Lawrence = $9.48M
• Olathe = $4.47M
• Overland Park = $3.68M
• Topeka = $7.32M
• Wichita = $5.52M

Month First Achieved Financial Independence

• Lawrence = 37.08 Years (445 Months)
• Olathe = 64.83 Years (778 Months)
• Overland Park = 77.75 Years (933 Months)
• Topeka = 33.58 Years (403 Months)
• Wichita = 42.92 Years (515 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

• Lawrence = $9.01M
• Olathe = $4.77M
• Overland Park = $3.95M
• Topeka = $7.37M
• Wichita = $5.54M

Month First Achieved Financial Independence

• Lawrence = 39.00 Years (468 Months)
• Olathe = 61.25 Years (735 Months)
• Overland Park = 70.42 Years (845 Months)
• Topeka = 34.25 Years (411 Months)
• Wichita = 43.75 Years (525 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

• Lawrence = $8.01M
• Olathe = $4.27M
• Overland Park = $3.51M
• Topeka = $6.71M
• Wichita = $4.99M

Month First Achieved Financial Independence

• Lawrence = 40.75 Years (489 Months)
• Olathe = 62.33 Years (748 Months)
• Overland Park = 73.75 Years (885 Months)
• Topeka = 36.08 Years (433 Months)
• Wichita = 45.83 Years (550 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

• Lawrence = $7.23M
• Olathe = $4.39M
• Overland Park = $3.57M
• Topeka = $5.57M
• Wichita = $5.04M

Month First Achieved Financial Independence

• Lawrence = 33.17 Years (398 Months)
• Olathe = 59.67 Years (716 Months)
• Overland Park = 74.75 Years (897 Months)
• Topeka = 28.25 Years (339 Months)
• Wichita = 37.75 Years (453 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

• Lawrence = $10.08M
• Olathe = $5.24M
• Overland Park = $4.20M
• Topeka = $7.97M
• Wichita = $6.06M

Month First Achieved Financial Independence

• Lawrence = 36.50 Years (438 Months)
• Olathe = 60.33 Years (724 Months)
• Overland Park = 69.75 Years (837 Months)
• Topeka = 33.00 Years (396 Months)
• Wichita = 42.75 Years (513 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

• Lawrence = $5.93M
• Olathe = $3.47M
• Overland Park = $2.80M
• Topeka = $5.44M
• Wichita = $4.02M

Month First Achieved Financial Independence

• Lawrence = 47.75 Years (573 Months)
• Olathe = 72.00 Years (864 Months)
• Overland Park = 84.83 Years (1018 Months)
• Topeka = 43.75 Years (525 Months)
• Wichita = 52.42 Years (629 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

• Lawrence = $3.94M
• Olathe = $4.02M
• Overland Park = $4.07M
• Topeka = $3.82M
• Wichita = $3.84M

Month First Achieved Financial Independence

• Lawrence = 52.17 Years (626 Months)
• Olathe = 57.58 Years (691 Months)
• Overland Park = 59.83 Years (718 Months)
• Topeka = 45.33 Years (544 Months)
• Wichita = 45.25 Years (543 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

• Lawrence = $9.95M
• Olathe = $4.96M
• Overland Park = $4.06M
• Topeka = $7.72M
• Wichita = $5.86M

Month First Achieved Financial Independence

• Lawrence = 36.75 Years (441 Months)
• Olathe = 61.67 Years (740 Months)
• Overland Park = 70.17 Years (842 Months)
• Topeka = 33.00 Years (396 Months)
• Wichita = 43.25 Years (519 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

• Lawrence = $5.70M
• Olathe = $4.50M
• Overland Park = $4.02M
• Topeka = $4.62M
• Wichita = $4.46M

Month First Achieved Financial Independence

• Lawrence = 41.33 Years (496 Months)
• Olathe = 51.75 Years (621 Months)
• Overland Park = 56.75 Years (681 Months)
• Topeka = 38.17 Years (458 Months)
• Wichita = 39.92 Years (479 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

• Lawrence = $8.60M
• Olathe = $4.14M
• Overland Park = $3.54M
• Topeka = $6.91M
• Wichita = $5.16M

Month First Achieved Financial Independence

• Lawrence = 40.50 Years (486 Months)
• Olathe = 67.75 Years (813 Months)
• Overland Park = 81.75 Years (981 Months)
• Topeka = 35.67 Years (428 Months)
• Wichita = 45.42 Years (545 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

• Lawrence = $7.65M
• Olathe = $3.93M
• Overland Park = $3.42M
• Topeka = $6.88M
• Wichita = $4.84M

Month First Achieved Financial Independence

• Lawrence = 42.75 Years (513 Months)
• Olathe = 68.50 Years (822 Months)
• Overland Park = 80.42 Years (965 Months)
• Topeka = 36.33 Years (436 Months)
• Wichita = 46.75 Years (561 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

• Lawrence = $8.22M
• Olathe = $4.41M
• Overland Park = $3.58M
• Topeka = $6.19M
• Wichita = $5.23M

Month First Achieved Financial Independence

• Lawrence = 33.75 Years (405 Months)
• Olathe = 60.08 Years (721 Months)
• Overland Park = 74.08 Years (889 Months)
• Topeka = 28.92 Years (347 Months)
• Wichita = 38.58 Years (463 Months)

More Model Comparisons for Kansas

The following are the various scenarios we ran summarized with Kansas cities highlighted.

• Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
• Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
• Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
• When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
• Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
• Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
• Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
• Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
• Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
• Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
• Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
• Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
• Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
• Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
• Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
• Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
• Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
• Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
• Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
• Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
• Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
• Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.

Specific Strategy Summaries for Kansas Cities

The following are the various scenarios we ran summarized with Kansas cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

• 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
• 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
• 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
• .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
• Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
• 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
• 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
• Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
• 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
• Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
• 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
• Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
• .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
• 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
• 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
• Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
• Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
• 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
• Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
• 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
• Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
• Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
• 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
• 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
• .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
• Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
• 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
• 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
• No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
• .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
• Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
• 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
• 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
• Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Detailed Kansas City-Specific Modeling

Check out the detailed modeling for these Kansas cities.

Lawrence
Olathe
Overland Park
Topeka
Wichita