Model

North Carolina Real Estate Models

Check out how North Carolina does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

Asheville = $9.45M
Cary = $4.32M
Charlotte = $22.64M
Durham = $6.78M
Fayetteville = $17.93M
Greensboro = $10.54M
Greenville = $26.24M
High Point = $14.39M
Raleigh = $12.92M
Wilmington = $14.35M
Winston-Salem = $14.80M

Month First Achieved Financial Independence

Asheville = 40.92 Years (491 Months)
Cary = 69.58 Years (835 Months)
Charlotte = 19.75 Years (237 Months)
Durham = 48.50 Years (582 Months)
Fayetteville = 11.75 Years (141 Months)
Greensboro = 29.75 Years (357 Months)
Greenville = 8.75 Years (105 Months)
High Point = 19.75 Years (237 Months)
Raleigh = 36.75 Years (441 Months)
Wilmington = 30.67 Years (368 Months)
Winston-Salem = 19.00 Years (228 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

Asheville = $12.45M
Cary = $5.41M
Charlotte = $28.57M
Durham = $9.47M
Fayetteville = $21.01M
Greensboro = $13.68M
Greenville = $32.00M
High Point = $17.58M
Raleigh = $17.74M
Wilmington = $19.62M
Winston-Salem = $18.30M

Month First Achieved Financial Independence

Asheville = 34.92 Years (419 Months)
Cary = 62.42 Years (749 Months)
Charlotte = 14.92 Years (179 Months)
Durham = 40.83 Years (490 Months)
Fayetteville = 9.75 Years (117 Months)
Greensboro = 21.75 Years (261 Months)
Greenville = 7.58 Years (91 Months)
High Point = 14.58 Years (175 Months)
Raleigh = 29.75 Years (357 Months)
Wilmington = 21.75 Years (261 Months)
Winston-Salem = 14.17 Years (170 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

Asheville = $7.04M
Cary = $3.77M
Charlotte = $18.71M
Durham = $5.59M
Fayetteville = $18.29M
Greensboro = $7.61M
Greenville = $27.31M
High Point = $12.54M
Raleigh = $9.68M
Wilmington = $9.75M
Winston-Salem = $12.90M

Month First Achieved Financial Independence

Asheville = 44.00 Years (528 Months)
Cary = 71.75 Years (861 Months)
Charlotte = 24.92 Years (299 Months)
Durham = 48.75 Years (585 Months)
Fayetteville = 12.17 Years (146 Months)
Greensboro = 32.25 Years (387 Months)
Greenville = 9.25 Years (111 Months)
High Point = 22.92 Years (275 Months)
Raleigh = 40.75 Years (489 Months)
Wilmington = 33.17 Years (398 Months)
Winston-Salem = 23.67 Years (284 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

Asheville = $7.04M
Cary = $3.77M
Charlotte = $18.71M
Durham = $5.59M
Fayetteville = $18.29M
Greensboro = $7.61M
Greenville = $27.31M
High Point = $12.54M
Raleigh = $9.68M
Wilmington = $9.75M
Winston-Salem = $12.90M

Month First Achieved Financial Independence

Asheville = 44.00 Years (528 Months)
Cary = 71.75 Years (861 Months)
Charlotte = 24.92 Years (299 Months)
Durham = 48.75 Years (585 Months)
Fayetteville = 12.17 Years (146 Months)
Greensboro = 32.25 Years (387 Months)
Greenville = 9.25 Years (111 Months)
High Point = 22.92 Years (275 Months)
Raleigh = 40.75 Years (489 Months)
Wilmington = 33.17 Years (398 Months)
Winston-Salem = 23.67 Years (284 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Asheville = $38.44M
Cary = $25.39M
Charlotte = $59.49M
Durham = $31.85M
Fayetteville = $41.95M
Greensboro = $32.29M
Greenville = $61.95M
High Point = $35.88M
Raleigh = $45.39M
Wilmington = $46.67M
Winston-Salem = $37.36M

Month First Achieved Financial Independence

Asheville = 11.75 Years (141 Months)
Cary = 27.75 Years (333 Months)
Charlotte = 8.58 Years (103 Months)
Durham = 13.83 Years (166 Months)
Fayetteville = 6.25 Years (75 Months)
Greensboro = 8.33 Years (100 Months)
Greenville = 5.42 Years (65 Months)
High Point = 7.33 Years (88 Months)
Raleigh = 11.17 Years (134 Months)
Wilmington = 8.75 Years (105 Months)
Winston-Salem = 7.33 Years (88 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

Asheville = $17.09M
Cary = $7.15M
Charlotte = $29.51M
Durham = $12.46M
Fayetteville = $20.84M
Greensboro = $16.12M
Greenville = $32.01M
High Point = $17.64M
Raleigh = $21.35M
Wilmington = $22.51M
Winston-Salem = $18.30M

Month First Achieved Financial Independence

Asheville = 30.25 Years (363 Months)
Cary = 60.75 Years (729 Months)
Charlotte = 13.00 Years (156 Months)
Durham = 37.42 Years (449 Months)
Fayetteville = 9.17 Years (110 Months)
Greensboro = 17.75 Years (213 Months)
Greenville = 7.08 Years (85 Months)
High Point = 13.75 Years (165 Months)
Raleigh = 25.00 Years (300 Months)
Wilmington = 17.75 Years (213 Months)
Winston-Salem = 13.08 Years (157 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

Asheville = $8.79M
Cary = $4.14M
Charlotte = $22.93M
Durham = $6.52M
Fayetteville = $18.80M
Greensboro = $9.86M
Greenville = $27.79M
High Point = $14.51M
Raleigh = $11.98M
Wilmington = $12.69M
Winston-Salem = $14.99M

Month First Achieved Financial Independence

Asheville = 40.25 Years (483 Months)
Cary = 68.83 Years (826 Months)
Charlotte = 20.17 Years (242 Months)
Durham = 46.75 Years (561 Months)
Fayetteville = 11.17 Years (134 Months)
Greensboro = 29.75 Years (357 Months)
Greenville = 8.67 Years (104 Months)
High Point = 18.75 Years (225 Months)
Raleigh = 38.33 Years (460 Months)
Wilmington = 31.00 Years (372 Months)
Winston-Salem = 18.92 Years (227 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Asheville = $29.49M
Cary = $15.45M
Charlotte = $45.26M
Durham = $23.89M
Fayetteville = $32.91M
Greensboro = $24.58M
Greenville = $49.27M
High Point = $27.43M
Raleigh = $34.54M
Wilmington = $35.14M
Winston-Salem = $28.64M

Month First Achieved Financial Independence

Asheville = 15.75 Years (189 Months)
Cary = 39.75 Years (477 Months)
Charlotte = 9.75 Years (117 Months)
Durham = 19.75 Years (237 Months)
Fayetteville = 7.25 Years (87 Months)
Greensboro = 10.75 Years (129 Months)
Greenville = 5.83 Years (70 Months)
High Point = 8.75 Years (105 Months)
Raleigh = 14.58 Years (175 Months)
Wilmington = 10.92 Years (131 Months)
Winston-Salem = 8.75 Years (105 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Asheville = $5.46M
Cary = $1.41M
Charlotte = $18.49M
Durham = $3.82M
Fayetteville = $17.94M
Greensboro = $9.15M
Greenville = $27.78M
High Point = $14.16M
Raleigh = $7.70M
Wilmington = $10.70M
Winston-Salem = $14.58M

Month First Achieved Financial Independence

Asheville = 46.92 Years (563 Months)
Cary = 78.08 Years (937 Months)
Charlotte = 22.75 Years (273 Months)
Durham = 53.75 Years (645 Months)
Fayetteville = 11.75 Years (141 Months)
Greensboro = 31.08 Years (373 Months)
Greenville = 9.33 Years (112 Months)
High Point = 18.75 Years (225 Months)
Raleigh = 43.83 Years (526 Months)
Wilmington = 31.75 Years (381 Months)
Winston-Salem = 18.75 Years (225 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Asheville = $19.47M
Cary = $7.59M
Charlotte = $34.19M
Durham = $14.41M
Fayetteville = $24.36M
Greensboro = $17.84M
Greenville = $37.07M
High Point = $20.10M
Raleigh = $24.23M
Wilmington = $25.25M
Winston-Salem = $20.89M

Month First Achieved Financial Independence

Asheville = 26.75 Years (321 Months)
Cary = 57.75 Years (693 Months)
Charlotte = 12.75 Years (153 Months)
Durham = 33.67 Years (404 Months)
Fayetteville = 9.17 Years (110 Months)
Greensboro = 15.75 Years (189 Months)
Greenville = 7.33 Years (88 Months)
High Point = 12.75 Years (153 Months)
Raleigh = 22.75 Years (273 Months)
Wilmington = 16.75 Years (201 Months)
Winston-Salem = 12.33 Years (148 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

Asheville = $14.62M
Cary = $6.20M
Charlotte = $32.10M
Durham = $10.70M
Fayetteville = $23.04M
Greensboro = $15.82M
Greenville = $35.31M
High Point = $18.85M
Raleigh = $20.15M
Wilmington = $22.83M
Winston-Salem = $19.80M

Month First Achieved Financial Independence

Asheville = 32.75 Years (393 Months)
Cary = 57.92 Years (695 Months)
Charlotte = 12.75 Years (153 Months)
Durham = 37.75 Years (453 Months)
Fayetteville = 9.08 Years (109 Months)
Greensboro = 18.75 Years (225 Months)
Greenville = 7.17 Years (86 Months)
High Point = 12.75 Years (153 Months)
Raleigh = 25.75 Years (309 Months)
Wilmington = 18.58 Years (223 Months)
Winston-Salem = 12.75 Years (153 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

Asheville = $10.11M
Cary = $4.21M
Charlotte = $23.95M
Durham = $6.97M
Fayetteville = $18.50M
Greensboro = $11.51M
Greenville = $28.12M
High Point = $15.49M
Raleigh = $13.62M
Wilmington = $15.36M
Winston-Salem = $16.07M

Month First Achieved Financial Independence

Asheville = 39.75 Years (477 Months)
Cary = 69.58 Years (835 Months)
Charlotte = 18.75 Years (225 Months)
Durham = 47.75 Years (573 Months)
Fayetteville = 11.75 Years (141 Months)
Greensboro = 26.17 Years (314 Months)
Greenville = 9.25 Years (111 Months)
High Point = 17.33 Years (208 Months)
Raleigh = 36.08 Years (433 Months)
Wilmington = 27.75 Years (333 Months)
Winston-Salem = 16.75 Years (201 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

Asheville = $12.40M
Cary = $5.20M
Charlotte = $26.84M
Durham = $8.72M
Fayetteville = $19.62M
Greensboro = $12.97M
Greenville = $30.62M
High Point = $16.55M
Raleigh = $16.02M
Wilmington = $18.44M
Winston-Salem = $17.25M

Month First Achieved Financial Independence

Asheville = 37.42 Years (449 Months)
Cary = 64.75 Years (777 Months)
Charlotte = 16.00 Years (192 Months)
Durham = 43.08 Years (517 Months)
Fayetteville = 10.08 Years (121 Months)
Greensboro = 23.17 Years (278 Months)
Greenville = 8.17 Years (98 Months)
High Point = 15.75 Years (189 Months)
Raleigh = 32.92 Years (395 Months)
Wilmington = 23.17 Years (278 Months)
Winston-Salem = 15.33 Years (184 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Asheville = $15.02M
Cary = $8.24M
Charlotte = $30.26M
Durham = $11.58M
Fayetteville = $21.44M
Greensboro = $14.78M
Greenville = $31.73M
High Point = $18.29M
Raleigh = $19.82M
Wilmington = $20.50M
Winston-Salem = $18.85M

Month First Achieved Financial Independence

Asheville = 33.75 Years (405 Months)
Cary = 55.75 Years (669 Months)
Charlotte = 15.75 Years (189 Months)
Durham = 40.75 Years (489 Months)
Fayetteville = 10.75 Years (129 Months)
Greensboro = 23.75 Years (285 Months)
Greenville = 7.92 Years (95 Months)
High Point = 16.75 Years (201 Months)
Raleigh = 30.42 Years (365 Months)
Wilmington = 23.00 Years (276 Months)
Winston-Salem = 16.00 Years (192 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

Asheville = $11.54M
Cary = $5.06M
Charlotte = $21.60M
Durham = $9.23M
Fayetteville = $18.85M
Greensboro = $11.89M
Greenville = $28.90M
High Point = $13.92M
Raleigh = $14.71M
Wilmington = $15.90M
Winston-Salem = $14.52M

Month First Achieved Financial Independence

Asheville = 34.75 Years (417 Months)
Cary = 67.00 Years (804 Months)
Charlotte = 19.75 Years (237 Months)
Durham = 41.58 Years (499 Months)
Fayetteville = 10.25 Years (123 Months)
Greensboro = 24.75 Years (297 Months)
Greenville = 8.08 Years (97 Months)
High Point = 18.08 Years (217 Months)
Raleigh = 33.92 Years (407 Months)
Wilmington = 25.75 Years (309 Months)
Winston-Salem = 17.75 Years (213 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

Asheville = $8.43M
Cary = $4.88M
Charlotte = $26.42M
Durham = $7.98M
Fayetteville = $19.39M
Greensboro = $12.06M
Greenville = $29.62M
High Point = $16.24M
Raleigh = $10.03M
Wilmington = $16.87M
Winston-Salem = $16.87M

Month First Achieved Financial Independence

Asheville = 36.83 Years (442 Months)
Cary = 61.17 Years (734 Months)
Charlotte = 16.75 Years (201 Months)
Durham = 42.67 Years (512 Months)
Fayetteville = 10.75 Years (129 Months)
Greensboro = 25.08 Years (301 Months)
Greenville = 8.17 Years (98 Months)
High Point = 16.33 Years (196 Months)
Raleigh = 33.50 Years (402 Months)
Wilmington = 25.75 Years (309 Months)
Winston-Salem = 15.75 Years (189 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

Asheville = $11.00M
Cary = $4.88M
Charlotte = $26.42M
Durham = $7.98M
Fayetteville = $19.39M
Greensboro = $12.06M
Greenville = $29.62M
High Point = $16.24M
Raleigh = $14.88M
Wilmington = $16.87M
Winston-Salem = $16.87M

Month First Achieved Financial Independence

Asheville = 37.75 Years (453 Months)
Cary = 66.67 Years (800 Months)
Charlotte = 16.75 Years (201 Months)
Durham = 44.83 Years (538 Months)
Fayetteville = 10.75 Years (129 Months)
Greensboro = 25.08 Years (301 Months)
Greenville = 8.17 Years (98 Months)
High Point = 16.33 Years (196 Months)
Raleigh = 33.92 Years (407 Months)
Wilmington = 25.75 Years (309 Months)
Winston-Salem = 15.75 Years (189 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

Asheville = $9.08M
Cary = $4.50M
Charlotte = $20.44M
Durham = $6.60M
Fayetteville = $16.65M
Greensboro = $9.81M
Greenville = $25.31M
High Point = $12.93M
Raleigh = $12.50M
Wilmington = $13.78M
Winston-Salem = $13.52M

Month First Achieved Financial Independence

Asheville = 43.25 Years (519 Months)
Cary = 71.25 Years (855 Months)
Charlotte = 23.75 Years (285 Months)
Durham = 51.00 Years (612 Months)
Fayetteville = 13.25 Years (159 Months)
Greensboro = 32.25 Years (387 Months)
Greenville = 9.75 Years (117 Months)
High Point = 22.75 Years (273 Months)
Raleigh = 39.75 Years (477 Months)
Wilmington = 32.75 Years (393 Months)
Winston-Salem = 22.75 Years (273 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

Asheville = $5.41M
Cary = $4.32M
Charlotte = $5.69M
Durham = $4.99M
Fayetteville = $7.16M
Greensboro = $4.53M
Greenville = $8.60M
High Point = $4.70M
Raleigh = $5.74M
Wilmington = $5.22M
Winston-Salem = $4.93M

Month First Achieved Financial Independence

Asheville = 41.75 Years (501 Months)
Cary = 61.75 Years (741 Months)
Charlotte = 33.75 Years (405 Months)
Durham = 44.75 Years (537 Months)
Fayetteville = 21.58 Years (259 Months)
Greensboro = 29.42 Years (353 Months)
Greenville = 21.00 Years (252 Months)
High Point = 25.92 Years (311 Months)
Raleigh = 41.00 Years (492 Months)
Wilmington = 34.58 Years (415 Months)
Winston-Salem = 26.50 Years (318 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

Asheville = $12.63M
Cary = $5.35M
Charlotte = $26.98M
Durham = $9.07M
Fayetteville = $19.75M
Greensboro = $13.15M
Greenville = $29.35M
High Point = $16.74M
Raleigh = $17.25M
Wilmington = $19.00M
Winston-Salem = $17.21M

Month First Achieved Financial Independence

Asheville = 36.75 Years (441 Months)
Cary = 64.75 Years (777 Months)
Charlotte = 15.75 Years (189 Months)
Durham = 42.75 Years (513 Months)
Fayetteville = 10.00 Years (120 Months)
Greensboro = 22.75 Years (273 Months)
Greenville = 7.75 Years (93 Months)
High Point = 15.75 Years (189 Months)
Raleigh = 31.67 Years (380 Months)
Wilmington = 22.75 Years (273 Months)
Winston-Salem = 14.75 Years (177 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

Asheville = $11.00M
Cary = $4.88M
Charlotte = $26.42M
Durham = $7.98M
Fayetteville = $19.39M
Greensboro = $12.06M
Greenville = $29.62M
High Point = $16.24M
Raleigh = $14.88M
Wilmington = $16.87M
Winston-Salem = $16.87M

Month First Achieved Financial Independence

Asheville = 37.75 Years (453 Months)
Cary = 66.50 Years (798 Months)
Charlotte = 16.75 Years (201 Months)
Durham = 44.67 Years (536 Months)
Fayetteville = 10.75 Years (129 Months)
Greensboro = 25.08 Years (301 Months)
Greenville = 8.17 Years (98 Months)
High Point = 16.33 Years (196 Months)
Raleigh = 33.92 Years (407 Months)
Wilmington = 25.75 Years (309 Months)
Winston-Salem = 15.75 Years (189 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

Asheville = $12.01M
Cary = $4.95M
Charlotte = $22.07M
Durham = $9.10M
Fayetteville = $18.93M
Greensboro = $12.25M
Greenville = $29.87M
High Point = $14.45M
Raleigh = $14.88M
Wilmington = $16.53M
Winston-Salem = $14.87M

Month First Achieved Financial Independence

Asheville = 35.50 Years (426 Months)
Cary = 68.17 Years (818 Months)
Charlotte = 19.75 Years (237 Months)
Durham = 42.75 Years (513 Months)
Fayetteville = 9.67 Years (116 Months)
Greensboro = 24.75 Years (297 Months)
Greenville = 7.75 Years (93 Months)
High Point = 17.83 Years (214 Months)
Raleigh = 33.92 Years (407 Months)
Wilmington = 25.75 Years (309 Months)
Winston-Salem = 17.75 Years (213 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

Asheville = $6.36M
Cary = $4.88M
Charlotte = $11.35M
Durham = $6.20M
Fayetteville = $12.21M
Greensboro = $6.85M
Greenville = $18.39M
High Point = $7.93M
Raleigh = $7.81M
Wilmington = $8.43M
Winston-Salem = $8.38M

Month First Achieved Financial Independence

Asheville = 33.50 Years (402 Months)
Cary = 54.75 Years (657 Months)
Charlotte = 26.75 Years (321 Months)
Durham = 37.67 Years (452 Months)
Fayetteville = 16.83 Years (202 Months)
Greensboro = 26.58 Years (319 Months)
Greenville = 14.58 Years (175 Months)
High Point = 22.17 Years (266 Months)
Raleigh = 33.92 Years (407 Months)
Wilmington = 29.33 Years (352 Months)
Winston-Salem = 22.50 Years (270 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

Asheville = $11.38M
Cary = $5.27M
Charlotte = $27.15M
Durham = $8.51M
Fayetteville = $19.66M
Greensboro = $12.58M
Greenville = $30.30M
High Point = $16.69M
Raleigh = $16.19M
Wilmington = $17.36M
Winston-Salem = $17.49M

Month First Achieved Financial Independence

Asheville = 36.83 Years (442 Months)
Cary = 63.33 Years (760 Months)
Charlotte = 15.92 Years (191 Months)
Durham = 42.75 Years (513 Months)
Fayetteville = 10.17 Years (122 Months)
Greensboro = 24.75 Years (297 Months)
Greenville = 8.17 Years (98 Months)
High Point = 15.75 Years (189 Months)
Raleigh = 33.00 Years (396 Months)
Wilmington = 24.75 Years (297 Months)
Winston-Salem = 15.58 Years (187 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

Asheville = $9.93M
Cary = $4.54M
Charlotte = $24.68M
Durham = $7.35M
Fayetteville = $18.86M
Greensboro = $11.32M
Greenville = $28.62M
High Point = $15.63M
Raleigh = $14.12M
Wilmington = $15.27M
Winston-Salem = $16.07M

Month First Achieved Financial Independence

Asheville = 38.92 Years (467 Months)
Cary = 66.75 Years (801 Months)
Charlotte = 17.83 Years (214 Months)
Durham = 45.75 Years (549 Months)
Fayetteville = 10.75 Years (129 Months)
Greensboro = 27.75 Years (333 Months)
Greenville = 8.17 Years (98 Months)
High Point = 17.75 Years (213 Months)
Raleigh = 35.75 Years (429 Months)
Wilmington = 28.00 Years (336 Months)
Winston-Salem = 17.75 Years (213 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

Asheville = $13.76M
Cary = $5.82M
Charlotte = $27.44M
Durham = $10.13M
Fayetteville = $20.20M
Greensboro = $14.03M
Greenville = $30.46M
High Point = $16.82M
Raleigh = $18.26M
Wilmington = $19.99M
Winston-Salem = $17.71M

Month First Achieved Financial Independence

Asheville = 34.50 Years (414 Months)
Cary = 63.75 Years (765 Months)
Charlotte = 15.25 Years (183 Months)
Durham = 41.25 Years (495 Months)
Fayetteville = 9.92 Years (119 Months)
Greensboro = 21.75 Years (261 Months)
Greenville = 7.75 Years (93 Months)
High Point = 14.75 Years (177 Months)
Raleigh = 29.75 Years (357 Months)
Wilmington = 20.83 Years (250 Months)
Winston-Salem = 14.75 Years (177 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

Asheville = $8.58M
Cary = $4.88M
Charlotte = $21.91M
Durham = $7.77M
Fayetteville = $19.39M
Greensboro = $9.01M
Greenville = $29.62M
High Point = $13.07M
Raleigh = $10.41M
Wilmington = $10.55M
Winston-Salem = $13.40M

Month First Achieved Financial Independence

Asheville = 31.17 Years (374 Months)
Cary = 61.00 Years (732 Months)
Charlotte = 16.42 Years (197 Months)
Durham = 37.83 Years (454 Months)
Fayetteville = 10.75 Years (129 Months)
Greensboro = 21.25 Years (255 Months)
Greenville = 8.17 Years (98 Months)
High Point = 14.83 Years (178 Months)
Raleigh = 28.17 Years (338 Months)
Wilmington = 21.08 Years (253 Months)
Winston-Salem = 14.33 Years (172 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

Asheville = $7.87M
Cary = $3.84M
Charlotte = $19.25M
Durham = $5.80M
Fayetteville = $16.43M
Greensboro = $9.03M
Greenville = $24.34M
High Point = $12.45M
Raleigh = $10.65M
Wilmington = $11.79M
Winston-Salem = $12.83M

Month First Achieved Financial Independence

Asheville = 45.75 Years (549 Months)
Cary = 75.17 Years (902 Months)
Charlotte = 24.25 Years (291 Months)
Durham = 52.75 Years (633 Months)
Fayetteville = 13.17 Years (158 Months)
Greensboro = 32.75 Years (393 Months)
Greenville = 9.75 Years (117 Months)
High Point = 23.17 Years (278 Months)
Raleigh = 42.08 Years (505 Months)
Wilmington = 33.92 Years (407 Months)
Winston-Salem = 22.75 Years (273 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

Asheville = $4.07M
Cary = $4.22M
Charlotte = $4.04M
Durham = $4.05M
Fayetteville = $3.84M
Greensboro = $3.90M
Greenville = $3.88M
High Point = $3.88M
Raleigh = $4.09M
Wilmington = $4.01M
Winston-Salem = $3.88M

Month First Achieved Financial Independence

Asheville = 54.58 Years (655 Months)
Cary = 61.33 Years (736 Months)
Charlotte = 54.75 Years (657 Months)
Durham = 54.67 Years (656 Months)
Fayetteville = 45.25 Years (543 Months)
Greensboro = 44.92 Years (539 Months)
Greenville = 45.00 Years (540 Months)
High Point = 45.00 Years (540 Months)
Raleigh = 57.25 Years (687 Months)
Wilmington = 51.83 Years (622 Months)
Winston-Salem = 45.00 Years (540 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

Asheville = $13.42M
Cary = $5.62M
Charlotte = $27.58M
Durham = $9.65M
Fayetteville = $20.14M
Greensboro = $13.65M
Greenville = $30.31M
High Point = $16.70M
Raleigh = $17.94M
Wilmington = $19.31M
Winston-Salem = $17.58M

Month First Achieved Financial Independence

Asheville = 34.75 Years (417 Months)
Cary = 64.58 Years (775 Months)
Charlotte = 15.75 Years (189 Months)
Durham = 41.75 Years (501 Months)
Fayetteville = 10.00 Years (120 Months)
Greensboro = 21.75 Years (261 Months)
Greenville = 7.75 Years (93 Months)
High Point = 14.75 Years (177 Months)
Raleigh = 29.75 Years (357 Months)
Wilmington = 21.75 Years (261 Months)
Winston-Salem = 14.75 Years (177 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

Asheville = $6.63M
Cary = $4.82M
Charlotte = $7.38M
Durham = $5.87M
Fayetteville = $5.56M
Greensboro = $4.89M
Greenville = $6.28M
High Point = $5.11M
Raleigh = $7.35M
Wilmington = $6.33M
Winston-Salem = $5.14M

Month First Achieved Financial Independence

Asheville = 39.92 Years (479 Months)
Cary = 53.67 Years (644 Months)
Charlotte = 34.67 Years (416 Months)
Durham = 42.75 Years (513 Months)
Fayetteville = 30.33 Years (364 Months)
Greensboro = 32.83 Years (394 Months)
Greenville = 26.33 Years (316 Months)
High Point = 31.75 Years (381 Months)
Raleigh = 40.50 Years (486 Months)
Wilmington = 35.17 Years (422 Months)
Winston-Salem = 31.33 Years (376 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Asheville = $10.25M
Cary = $4.61M
Charlotte = $16.21M
Durham = $7.66M
Fayetteville = $15.97M
Greensboro = $10.35M
Greenville = $18.54M
High Point = $11.93M
Raleigh = $12.14M
Wilmington = $13.02M
Winston-Salem = $12.20M

Month First Achieved Financial Independence

Asheville = 38.75 Years (465 Months)
Cary = 71.92 Years (863 Months)
Charlotte = 22.08 Years (265 Months)
Durham = 45.75 Years (549 Months)
Fayetteville = 12.08 Years (145 Months)
Greensboro = 25.42 Years (305 Months)
Greenville = 10.33 Years (124 Months)
High Point = 19.75 Years (237 Months)
Raleigh = 36.42 Years (437 Months)
Wilmington = 27.33 Years (328 Months)
Winston-Salem = 19.17 Years (230 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Asheville = $10.51M
Cary = $4.41M
Charlotte = $18.24M
Durham = $7.02M
Fayetteville = $15.76M
Greensboro = $10.78M
Greenville = $22.10M
High Point = $12.53M
Raleigh = $12.90M
Wilmington = $13.84M
Winston-Salem = $12.82M

Month First Achieved Financial Independence

Asheville = 40.17 Years (482 Months)
Cary = 74.75 Years (897 Months)
Charlotte = 21.75 Years (261 Months)
Durham = 48.75 Years (585 Months)
Fayetteville = 10.67 Years (128 Months)
Greensboro = 25.75 Years (309 Months)
Greenville = 9.75 Years (117 Months)
High Point = 19.75 Years (237 Months)
Raleigh = 36.75 Years (441 Months)
Wilmington = 27.75 Years (333 Months)
Winston-Salem = 19.00 Years (228 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

Asheville = $10.95M
Cary = $4.86M
Charlotte = $25.54M
Durham = $8.63M
Fayetteville = $19.00M
Greensboro = $11.42M
Greenville = $29.53M
High Point = $15.44M
Raleigh = $14.06M
Wilmington = $16.13M
Winston-Salem = $15.98M

Month First Achieved Financial Independence

Asheville = 33.83 Years (406 Months)
Cary = 65.83 Years (790 Months)
Charlotte = 15.75 Years (189 Months)
Durham = 40.33 Years (484 Months)
Fayetteville = 10.00 Years (120 Months)
Greensboro = 21.42 Years (257 Months)
Greenville = 7.75 Years (93 Months)
High Point = 14.75 Years (177 Months)
Raleigh = 29.25 Years (351 Months)
Wilmington = 21.83 Years (262 Months)
Winston-Salem = 14.00 Years (168 Months)

More Model Comparisons for North Carolina

The following are the various scenarios we ran summarized with North Carolina cities highlighted.

Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.

Specific Strategy Summaries for North Carolina Cities

The following are the various scenarios we ran summarized with North Carolina cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
.5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
.25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
.25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
.5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.