
Virginia Real Estate Models
Check out how Virginia does for these scenarios.
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Alexandria = $6.31M
- Chesapeake = $25.06M
- Hampton = $20.43M
- Newport News = $17.94M
- Norfolk = $20.81M
- Portsmouth = $18.36M
- Richmond = $25.23M
- Roanoke = $9.81M
- Virginia Beach = $35.10M
Month First Achieved Financial Independence
- Alexandria = 65.75 Years (789 Months)
- Chesapeake = 17.00 Years (204 Months)
- Hampton = 13.00 Years (156 Months)
- Newport News = 16.25 Years (195 Months)
- Norfolk = 15.00 Years (180 Months)
- Portsmouth = 14.00 Years (168 Months)
- Richmond = 14.00 Years (168 Months)
- Roanoke = 31.00 Years (372 Months)
- Virginia Beach = 10.83 Years (130 Months)
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Alexandria = $4.80M
- Chesapeake = $18.75M
- Hampton = $16.56M
- Newport News = $13.46M
- Norfolk = $15.11M
- Portsmouth = $14.78M
- Richmond = $18.84M
- Roanoke = $7.87M
- Virginia Beach = $30.86M
Month First Achieved Financial Independence
- Alexandria = 73.92 Years (887 Months)
- Chesapeake = 23.83 Years (286 Months)
- Hampton = 17.00 Years (204 Months)
- Newport News = 23.58 Years (283 Months)
- Norfolk = 22.00 Years (264 Months)
- Portsmouth = 19.33 Years (232 Months)
- Richmond = 20.00 Years (240 Months)
- Roanoke = 36.00 Years (432 Months)
- Virginia Beach = 13.00 Years (156 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Alexandria = $3.79M
- Chesapeake = $12.35M
- Hampton = $14.35M
- Newport News = $9.57M
- Norfolk = $9.80M
- Portsmouth = $12.88M
- Richmond = $12.45M
- Roanoke = $6.36M
- Virginia Beach = $28.97M
Month First Achieved Financial Independence
- Alexandria = 75.58 Years (907 Months)
- Chesapeake = 30.00 Years (360 Months)
- Hampton = 21.75 Years (261 Months)
- Newport News = 29.00 Years (348 Months)
- Norfolk = 27.17 Years (326 Months)
- Portsmouth = 23.33 Years (280 Months)
- Richmond = 27.00 Years (324 Months)
- Roanoke = 38.92 Years (467 Months)
- Virginia Beach = 15.00 Years (180 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Alexandria = $3.79M
- Chesapeake = $12.35M
- Hampton = $14.35M
- Newport News = $9.57M
- Norfolk = $9.80M
- Portsmouth = $12.88M
- Richmond = $12.45M
- Roanoke = $6.36M
- Virginia Beach = $28.97M
Month First Achieved Financial Independence
- Alexandria = 75.58 Years (907 Months)
- Chesapeake = 30.00 Years (360 Months)
- Hampton = 21.75 Years (261 Months)
- Newport News = 29.00 Years (348 Months)
- Norfolk = 27.17 Years (326 Months)
- Portsmouth = 23.33 Years (280 Months)
- Richmond = 27.00 Years (324 Months)
- Roanoke = 38.92 Years (467 Months)
- Virginia Beach = 15.00 Years (180 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Alexandria = $30.52M
- Chesapeake = $54.20M
- Hampton = $41.38M
- Newport News = $38.58M
- Norfolk = $44.28M
- Portsmouth = $37.75M
- Richmond = $52.98M
- Roanoke = $23.31M
- Virginia Beach = $72.96M
Month First Achieved Financial Independence
- Alexandria = 27.17 Years (326 Months)
- Chesapeake = 8.25 Years (99 Months)
- Hampton = 6.75 Years (81 Months)
- Newport News = 7.42 Years (89 Months)
- Norfolk = 6.58 Years (79 Months)
- Portsmouth = 7.33 Years (88 Months)
- Richmond = 6.92 Years (83 Months)
- Roanoke = 11.00 Years (132 Months)
- Virginia Beach = 6.50 Years (78 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Alexandria = $8.36M
- Chesapeake = $26.31M
- Hampton = $20.46M
- Newport News = $18.94M
- Norfolk = $21.65M
- Portsmouth = $18.41M
- Richmond = $25.95M
- Roanoke = $11.73M
- Virginia Beach = $35.69M
Month First Achieved Financial Independence
- Alexandria = 60.08 Years (721 Months)
- Chesapeake = 14.00 Years (168 Months)
- Hampton = 12.00 Years (144 Months)
- Newport News = 14.00 Years (168 Months)
- Norfolk = 12.00 Years (144 Months)
- Portsmouth = 13.00 Years (156 Months)
- Richmond = 12.00 Years (144 Months)
- Roanoke = 26.08 Years (313 Months)
- Virginia Beach = 10.00 Years (120 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Alexandria = $19.54M
- Chesapeake = $41.62M
- Hampton = $32.07M
- Newport News = $29.66M
- Norfolk = $34.28M
- Portsmouth = $29.05M
- Richmond = $41.18M
- Roanoke = $17.98M
- Virginia Beach = $57.27M
Month First Achieved Financial Independence
- Alexandria = 39.00 Years (468 Months)
- Chesapeake = 10.00 Years (120 Months)
- Hampton = 8.33 Years (100 Months)
- Newport News = 9.33 Years (112 Months)
- Norfolk = 8.42 Years (101 Months)
- Portsmouth = 9.00 Years (108 Months)
- Richmond = 8.92 Years (107 Months)
- Roanoke = 15.00 Years (180 Months)
- Virginia Beach = 7.67 Years (92 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Alexandria = $4.57M
- Chesapeake = $17.48M
- Hampton = $16.80M
- Newport News = $12.98M
- Norfolk = $13.85M
- Portsmouth = $14.94M
- Richmond = $17.87M
- Roanoke = $7.37M
- Virginia Beach = $32.30M
Month First Achieved Financial Independence
- Alexandria = 73.50 Years (882 Months)
- Chesapeake = 25.00 Years (300 Months)
- Hampton = 17.83 Years (214 Months)
- Newport News = 24.92 Years (299 Months)
- Norfolk = 22.42 Years (269 Months)
- Portsmouth = 19.00 Years (228 Months)
- Richmond = 22.00 Years (264 Months)
- Roanoke = 35.50 Years (426 Months)
- Virginia Beach = 12.58 Years (151 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Alexandria = $9.41M
- Chesapeake = $29.95M
- Hampton = $23.32M
- Newport News = $21.42M
- Norfolk = $24.75M
- Portsmouth = $21.03M
- Richmond = $29.82M
- Roanoke = $13.23M
- Virginia Beach = $42.10M
Month First Achieved Financial Independence
- Alexandria = 55.83 Years (670 Months)
- Chesapeake = 13.50 Years (162 Months)
- Hampton = 11.33 Years (136 Months)
- Newport News = 13.00 Years (156 Months)
- Norfolk = 11.50 Years (138 Months)
- Portsmouth = 12.25 Years (147 Months)
- Richmond = 11.83 Years (142 Months)
- Roanoke = 23.42 Years (281 Months)
- Virginia Beach = 9.75 Years (117 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Alexandria = $7.38M
- Chesapeake = $28.43M
- Hampton = $22.22M
- Newport News = $20.49M
- Norfolk = $23.49M
- Portsmouth = $20.06M
- Richmond = $28.16M
- Roanoke = $11.00M
- Virginia Beach = $37.08M
Month First Achieved Financial Independence
- Alexandria = 60.00 Years (720 Months)
- Chesapeake = 14.00 Years (168 Months)
- Hampton = 11.92 Years (143 Months)
- Newport News = 13.92 Years (167 Months)
- Norfolk = 12.00 Years (144 Months)
- Portsmouth = 13.00 Years (156 Months)
- Richmond = 12.00 Years (144 Months)
- Roanoke = 28.00 Years (336 Months)
- Virginia Beach = 10.00 Years (120 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Alexandria = $233.12K
- Chesapeake = $14.19M
- Hampton = $16.52M
- Newport News = $12.03M
- Norfolk = $13.63M
- Portsmouth = $14.59M
- Richmond = $14.89M
- Roanoke = $6.62M
- Virginia Beach = $25.95M
Month First Achieved Financial Independence
- Alexandria = 0.00 Years (0 Months)
- Chesapeake = 26.33 Years (316 Months)
- Hampton = 17.00 Years (204 Months)
- Newport News = 25.00 Years (300 Months)
- Norfolk = 23.08 Years (277 Months)
- Portsmouth = 19.00 Years (228 Months)
- Richmond = 21.58 Years (259 Months)
- Roanoke = 39.00 Years (468 Months)
- Virginia Beach = 14.00 Years (168 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Alexandria = $5.85M
- Chesapeake = $22.98M
- Hampton = $19.21M
- Newport News = $16.27M
- Norfolk = $18.97M
- Portsmouth = $17.30M
- Richmond = $22.92M
- Roanoke = $9.31M
- Virginia Beach = $33.63M
Month First Achieved Financial Independence
- Alexandria = 68.00 Years (816 Months)
- Chesapeake = 18.58 Years (223 Months)
- Hampton = 14.00 Years (168 Months)
- Newport News = 18.25 Years (219 Months)
- Norfolk = 16.00 Years (192 Months)
- Portsmouth = 15.17 Years (182 Months)
- Richmond = 15.00 Years (180 Months)
- Roanoke = 32.08 Years (385 Months)
- Virginia Beach = 11.08 Years (133 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Alexandria = $4.93M
- Chesapeake = $16.73M
- Hampton = $15.06M
- Newport News = $12.15M
- Norfolk = $14.18M
- Portsmouth = $13.55M
- Richmond = $17.24M
- Roanoke = $7.26M
- Virginia Beach = $28.49M
Month First Achieved Financial Independence
- Alexandria = 77.00 Years (924 Months)
- Chesapeake = 27.00 Years (324 Months)
- Hampton = 20.17 Years (242 Months)
- Newport News = 27.00 Years (324 Months)
- Norfolk = 24.00 Years (288 Months)
- Portsmouth = 22.67 Years (272 Months)
- Richmond = 23.00 Years (276 Months)
- Roanoke = 38.17 Years (458 Months)
- Virginia Beach = 14.67 Years (176 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Alexandria = $4.61M
- Chesapeake = $19.29M
- Hampton = $17.92M
- Newport News = $14.72M
- Norfolk = $16.98M
- Portsmouth = $16.28M
- Richmond = $19.67M
- Roanoke = $8.34M
- Virginia Beach = $29.73M
Month First Achieved Financial Independence
- Alexandria = 72.00 Years (864 Months)
- Chesapeake = 22.00 Years (264 Months)
- Hampton = 15.58 Years (187 Months)
- Newport News = 21.00 Years (252 Months)
- Norfolk = 19.00 Years (228 Months)
- Portsmouth = 17.00 Years (204 Months)
- Richmond = 19.00 Years (228 Months)
- Roanoke = 34.33 Years (412 Months)
- Virginia Beach = 13.67 Years (164 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Alexandria = $5.63M
- Chesapeake = $18.94M
- Hampton = $16.17M
- Newport News = $14.63M
- Norfolk = $16.54M
- Portsmouth = $14.72M
- Richmond = $18.91M
- Roanoke = $9.12M
- Virginia Beach = $29.29M
Month First Achieved Financial Independence
- Alexandria = 67.75 Years (813 Months)
- Chesapeake = 21.00 Years (252 Months)
- Hampton = 16.00 Years (192 Months)
- Newport News = 20.00 Years (240 Months)
- Norfolk = 17.33 Years (208 Months)
- Portsmouth = 18.00 Years (216 Months)
- Richmond = 18.08 Years (217 Months)
- Roanoke = 32.08 Years (385 Months)
- Virginia Beach = 14.00 Years (168 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Alexandria = $5.43M
- Chesapeake = $21.26M
- Hampton = $18.74M
- Newport News = $15.52M
- Norfolk = $17.94M
- Portsmouth = $17.10M
- Richmond = $21.62M
- Roanoke = $5.91M
- Virginia Beach = $32.91M
Month First Achieved Financial Independence
- Alexandria = 64.50 Years (774 Months)
- Chesapeake = 20.00 Years (240 Months)
- Hampton = 14.33 Years (172 Months)
- Newport News = 20.00 Years (240 Months)
- Norfolk = 18.00 Years (216 Months)
- Portsmouth = 16.00 Years (192 Months)
- Richmond = 17.00 Years (204 Months)
- Roanoke = 31.67 Years (380 Months)
- Virginia Beach = 11.67 Years (140 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Alexandria = $10.07M
- Chesapeake = $25.75M
- Hampton = $20.98M
- Newport News = $18.47M
- Norfolk = $21.14M
- Portsmouth = $18.96M
- Richmond = $25.28M
- Roanoke = $10.62M
- Virginia Beach = $36.52M
Month First Achieved Financial Independence
- Alexandria = 58.92 Years (707 Months)
- Chesapeake = 18.00 Years (216 Months)
- Hampton = 15.00 Years (180 Months)
- Newport News = 18.83 Years (226 Months)
- Norfolk = 16.00 Years (192 Months)
- Portsmouth = 16.00 Years (192 Months)
- Richmond = 15.00 Years (180 Months)
- Roanoke = 32.00 Years (384 Months)
- Virginia Beach = 11.17 Years (134 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Alexandria = $5.43M
- Chesapeake = $21.26M
- Hampton = $18.74M
- Newport News = $15.52M
- Norfolk = $17.94M
- Portsmouth = $17.10M
- Richmond = $21.62M
- Roanoke = $8.70M
- Virginia Beach = $32.91M
Month First Achieved Financial Independence
- Alexandria = 69.00 Years (828 Months)
- Chesapeake = 20.00 Years (240 Months)
- Hampton = 14.33 Years (172 Months)
- Newport News = 20.00 Years (240 Months)
- Norfolk = 18.00 Years (216 Months)
- Portsmouth = 16.00 Years (192 Months)
- Richmond = 17.00 Years (204 Months)
- Roanoke = 33.33 Years (400 Months)
- Virginia Beach = 11.67 Years (140 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Alexandria = $6.18M
- Chesapeake = $23.73M
- Hampton = $19.38M
- Newport News = $16.90M
- Norfolk = $19.64M
- Portsmouth = $17.43M
- Richmond = $23.77M
- Roanoke = $9.74M
- Virginia Beach = $33.88M
Month First Achieved Financial Independence
- Alexandria = 67.00 Years (804 Months)
- Chesapeake = 18.00 Years (216 Months)
- Hampton = 13.92 Years (167 Months)
- Newport News = 17.25 Years (207 Months)
- Norfolk = 15.00 Years (180 Months)
- Portsmouth = 15.00 Years (180 Months)
- Richmond = 14.58 Years (175 Months)
- Roanoke = 32.00 Years (384 Months)
- Virginia Beach = 11.00 Years (132 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Alexandria = $5.43M
- Chesapeake = $21.26M
- Hampton = $18.74M
- Newport News = $15.52M
- Norfolk = $17.94M
- Portsmouth = $17.10M
- Richmond = $21.62M
- Roanoke = $8.53M
- Virginia Beach = $32.91M
Month First Achieved Financial Independence
- Alexandria = 69.00 Years (828 Months)
- Chesapeake = 20.00 Years (240 Months)
- Hampton = 14.33 Years (172 Months)
- Newport News = 20.00 Years (240 Months)
- Norfolk = 18.00 Years (216 Months)
- Portsmouth = 16.00 Years (192 Months)
- Richmond = 17.00 Years (204 Months)
- Roanoke = 32.42 Years (389 Months)
- Virginia Beach = 11.67 Years (140 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Alexandria = $4.19M
- Chesapeake = $15.23M
- Hampton = $14.04M
- Newport News = $11.35M
- Norfolk = $11.82M
- Portsmouth = $12.69M
- Richmond = $15.03M
- Roanoke = $7.05M
- Virginia Beach = $27.20M
Month First Achieved Financial Independence
- Alexandria = 81.00 Years (972 Months)
- Chesapeake = 28.42 Years (341 Months)
- Hampton = 21.00 Years (252 Months)
- Newport News = 28.00 Years (336 Months)
- Norfolk = 26.00 Years (312 Months)
- Portsmouth = 23.50 Years (282 Months)
- Richmond = 26.00 Years (312 Months)
- Roanoke = 39.33 Years (472 Months)
- Virginia Beach = 15.00 Years (180 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Alexandria = $4.50M
- Chesapeake = $5.20M
- Hampton = $5.31M
- Newport News = $4.97M
- Norfolk = $4.78M
- Portsmouth = $5.00M
- Richmond = $4.80M
- Roanoke = $4.38M
- Virginia Beach = $5.69M
Month First Achieved Financial Independence
- Alexandria = 65.00 Years (780 Months)
- Chesapeake = 32.67 Years (392 Months)
- Hampton = 26.58 Years (319 Months)
- Newport News = 28.58 Years (343 Months)
- Norfolk = 27.00 Years (324 Months)
- Portsmouth = 26.75 Years (321 Months)
- Richmond = 29.00 Years (348 Months)
- Roanoke = 33.17 Years (398 Months)
- Virginia Beach = 29.25 Years (351 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Alexandria = $5.13M
- Chesapeake = $20.35M
- Hampton = $18.04M
- Newport News = $14.67M
- Norfolk = $17.03M
- Portsmouth = $16.10M
- Richmond = $20.57M
- Roanoke = $8.22M
- Virginia Beach = $32.07M
Month First Achieved Financial Independence
- Alexandria = 70.83 Years (850 Months)
- Chesapeake = 21.58 Years (259 Months)
- Hampton = 15.83 Years (190 Months)
- Newport News = 21.00 Years (252 Months)
- Norfolk = 19.00 Years (228 Months)
- Portsmouth = 17.50 Years (210 Months)
- Richmond = 18.00 Years (216 Months)
- Roanoke = 34.00 Years (408 Months)
- Virginia Beach = 12.00 Years (144 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Alexandria = $5.35M
- Chesapeake = $9.67M
- Hampton = $9.49M
- Newport News = $8.32M
- Norfolk = $8.82M
- Portsmouth = $8.57M
- Richmond = $9.49M
- Roanoke = $5.78M
- Virginia Beach = $15.27M
Month First Achieved Financial Independence
- Alexandria = 57.00 Years (684 Months)
- Chesapeake = 26.58 Years (319 Months)
- Hampton = 22.00 Years (264 Months)
- Newport News = 24.42 Years (293 Months)
- Norfolk = 22.25 Years (267 Months)
- Portsmouth = 22.58 Years (271 Months)
- Richmond = 23.08 Years (277 Months)
- Roanoke = 31.75 Years (381 Months)
- Virginia Beach = 20.83 Years (250 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Alexandria = $6.33M
- Chesapeake = $24.66M
- Hampton = $19.53M
- Newport News = $17.55M
- Norfolk = $20.26M
- Portsmouth = $17.81M
- Richmond = $23.99M
- Roanoke = $9.91M
- Virginia Beach = $34.64M
Month First Achieved Financial Independence
- Alexandria = 65.83 Years (790 Months)
- Chesapeake = 16.75 Years (201 Months)
- Hampton = 13.33 Years (160 Months)
- Newport News = 17.00 Years (204 Months)
- Norfolk = 14.50 Years (174 Months)
- Portsmouth = 15.00 Years (180 Months)
- Richmond = 14.00 Years (168 Months)
- Roanoke = 31.25 Years (375 Months)
- Virginia Beach = 11.00 Years (132 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Alexandria = $6.67M
- Chesapeake = $25.49M
- Hampton = $19.52M
- Newport News = $18.30M
- Norfolk = $20.84M
- Portsmouth = $17.87M
- Richmond = $24.70M
- Roanoke = $10.29M
- Virginia Beach = $34.85M
Month First Achieved Financial Independence
- Alexandria = 65.33 Years (784 Months)
- Chesapeake = 16.00 Years (192 Months)
- Hampton = 13.00 Years (156 Months)
- Newport News = 15.75 Years (189 Months)
- Norfolk = 13.67 Years (164 Months)
- Portsmouth = 14.83 Years (178 Months)
- Richmond = 13.00 Years (156 Months)
- Roanoke = 30.25 Years (363 Months)
- Virginia Beach = 11.00 Years (132 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Alexandria = $6.08M
- Chesapeake = $22.23M
- Hampton = $19.35M
- Newport News = $15.97M
- Norfolk = $18.33M
- Portsmouth = $17.45M
- Richmond = $22.54M
- Roanoke = $9.11M
- Virginia Beach = $33.71M
Month First Achieved Financial Independence
- Alexandria = 66.00 Years (792 Months)
- Chesapeake = 19.92 Years (239 Months)
- Hampton = 14.00 Years (168 Months)
- Newport News = 19.25 Years (231 Months)
- Norfolk = 17.00 Years (204 Months)
- Portsmouth = 15.08 Years (181 Months)
- Richmond = 17.00 Years (204 Months)
- Roanoke = 33.00 Years (396 Months)
- Virginia Beach = 11.17 Years (134 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Alexandria = $4.35M
- Chesapeake = $4.02M
- Hampton = $3.90M
- Newport News = $3.91M
- Norfolk = $3.93M
- Portsmouth = $3.89M
- Richmond = $3.98M
- Roanoke = $3.89M
- Virginia Beach = $4.03M
Month First Achieved Financial Independence
- Alexandria = 66.50 Years (798 Months)
- Chesapeake = 51.75 Years (621 Months)
- Hampton = 44.92 Years (539 Months)
- Newport News = 44.83 Years (538 Months)
- Norfolk = 44.75 Years (537 Months)
- Portsmouth = 44.92 Years (539 Months)
- Richmond = 48.50 Years (582 Months)
- Roanoke = 45.00 Years (540 Months)
- Virginia Beach = 51.75 Years (621 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Alexandria = $5.43M
- Chesapeake = $16.35M
- Hampton = $16.08M
- Newport News = $10.70M
- Norfolk = $14.39M
- Portsmouth = $13.65M
- Richmond = $18.14M
- Roanoke = $6.76M
- Virginia Beach = $32.91M
Month First Achieved Financial Independence
- Alexandria = 62.58 Years (751 Months)
- Chesapeake = 18.75 Years (225 Months)
- Hampton = 14.08 Years (169 Months)
- Newport News = 17.50 Years (210 Months)
- Norfolk = 16.92 Years (203 Months)
- Portsmouth = 14.50 Years (174 Months)
- Richmond = 16.75 Years (201 Months)
- Roanoke = 26.92 Years (323 Months)
- Virginia Beach = 11.67 Years (140 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Alexandria = $5.53M
- Chesapeake = $19.85M
- Hampton = $16.94M
- Newport News = $14.92M
- Norfolk = $17.15M
- Portsmouth = $15.37M
- Richmond = $19.82M
- Roanoke = $9.07M
- Virginia Beach = $29.91M
Month First Achieved Financial Independence
- Alexandria = 68.33 Years (820 Months)
- Chesapeake = 21.00 Years (252 Months)
- Hampton = 16.00 Years (192 Months)
- Newport News = 20.00 Years (240 Months)
- Norfolk = 18.00 Years (216 Months)
- Portsmouth = 18.00 Years (216 Months)
- Richmond = 18.00 Years (216 Months)
- Roanoke = 32.08 Years (385 Months)
- Virginia Beach = 12.92 Years (155 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Alexandria = $5.28M
- Chesapeake = $6.54M
- Hampton = $5.28M
- Newport News = $5.10M
- Norfolk = $5.26M
- Portsmouth = $5.16M
- Richmond = $6.01M
- Roanoke = $4.62M
- Virginia Beach = $7.29M
Month First Achieved Financial Independence
- Alexandria = 57.00 Years (684 Months)
- Chesapeake = 33.25 Years (399 Months)
- Hampton = 30.17 Years (362 Months)
- Newport News = 30.83 Years (370 Months)
- Norfolk = 29.42 Years (353 Months)
- Portsmouth = 31.17 Years (374 Months)
- Richmond = 31.00 Years (372 Months)
- Roanoke = 35.50 Years (426 Months)
- Virginia Beach = 29.67 Years (356 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Alexandria = $4.91M
- Chesapeake = $15.16M
- Hampton = $13.26M
- Newport News = $12.09M
- Norfolk = $13.34M
- Portsmouth = $12.72M
- Richmond = $14.02M
- Roanoke = $8.30M
- Virginia Beach = $18.00M
Month First Achieved Financial Independence
- Alexandria = 74.00 Years (888 Months)
- Chesapeake = 23.92 Years (287 Months)
- Hampton = 18.00 Years (216 Months)
- Newport News = 21.00 Years (252 Months)
- Norfolk = 19.25 Years (231 Months)
- Portsmouth = 19.00 Years (228 Months)
- Richmond = 20.08 Years (241 Months)
- Roanoke = 33.00 Years (396 Months)
- Virginia Beach = 17.00 Years (204 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Alexandria = $4.82M
- Chesapeake = $15.92M
- Hampton = $14.32M
- Newport News = $12.75M
- Norfolk = $14.68M
- Portsmouth = $12.98M
- Richmond = $16.50M
- Roanoke = $8.36M
- Virginia Beach = $4.03M
Month First Achieved Financial Independence
- Alexandria = 76.25 Years (915 Months)
- Chesapeake = 23.00 Years (276 Months)
- Hampton = 17.67 Years (212 Months)
- Newport News = 21.00 Years (252 Months)
- Norfolk = 19.00 Years (228 Months)
- Portsmouth = 19.00 Years (228 Months)
- Richmond = 20.00 Years (240 Months)
- Roanoke = 34.17 Years (410 Months)
- Virginia Beach = 51.75 Years (621 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Alexandria = $5.43M
- Chesapeake = $20.30M
- Hampton = $18.26M
- Newport News = $15.10M
- Norfolk = $17.25M
- Portsmouth = $16.19M
- Richmond = $20.93M
- Roanoke = $8.12M
- Virginia Beach = $33.03M
Month First Achieved Financial Independence
- Alexandria = 67.00 Years (804 Months)
- Chesapeake = 18.25 Years (219 Months)
- Hampton = 13.67 Years (164 Months)
- Newport News = 18.00 Years (216 Months)
- Norfolk = 16.00 Years (192 Months)
- Portsmouth = 14.17 Years (170 Months)
- Richmond = 16.00 Years (192 Months)
- Roanoke = 28.00 Years (336 Months)
- Virginia Beach = 11.67 Years (140 Months)
More Model Comparisons for Virginia
The following are the various scenarios we ran summarized with Virginia cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for Virginia Cities
The following are the various scenarios we ran summarized with Virginia cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Detailed Virginia City-Specific Modeling
Check out the detailed modeling for these Virginia cities.








