Washington Real Estate Models
Check out how Washington does for these scenarios.
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Bellevue = $4.11M
- Everett = $4.79M
- Kent = $5.68M
- Renton = $3.79M
- Seattle = $4.14M
- Spokane = $7.87M
- Tacoma = $7.47M
- Vancouver = $7.52M
Month First Achieved Financial Independence
- Bellevue = 85.42 Years (1025 Months)
- Everett = 72.75 Years (873 Months)
- Kent = 65.42 Years (785 Months)
- Renton = 87.00 Years (1044 Months)
- Seattle = 93.75 Years (1125 Months)
- Spokane = 45.75 Years (549 Months)
- Tacoma = 51.75 Years (621 Months)
- Vancouver = 50.75 Years (609 Months)
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Bellevue = $4.50M
- Everett = $6.20M
- Kent = $7.64M
- Renton = $4.67M
- Seattle = $5.09M
- Spokane = $10.78M
- Tacoma = $10.51M
- Vancouver = $10.47M
Month First Achieved Financial Independence
- Bellevue = 82.00 Years (984 Months)
- Everett = 63.75 Years (765 Months)
- Kent = 55.75 Years (669 Months)
- Renton = 77.75 Years (933 Months)
- Seattle = 81.67 Years (980 Months)
- Spokane = 38.75 Years (465 Months)
- Tacoma = 43.75 Years (525 Months)
- Vancouver = 43.75 Years (525 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Bellevue = $3.73M
- Everett = $3.81M
- Kent = $4.54M
- Renton = $3.14M
- Seattle = $3.60M
- Spokane = $6.03M
- Tacoma = $5.87M
- Vancouver = $5.83M
Month First Achieved Financial Independence
- Bellevue = 84.50 Years (1014 Months)
- Everett = 73.75 Years (885 Months)
- Kent = 66.75 Years (801 Months)
- Renton = 89.25 Years (1071 Months)
- Seattle = 91.75 Years (1101 Months)
- Spokane = 47.50 Years (570 Months)
- Tacoma = 54.75 Years (657 Months)
- Vancouver = 55.33 Years (664 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $3.73M
- Everett = $3.81M
- Kent = $4.54M
- Renton = $3.14M
- Seattle = $3.60M
- Spokane = $6.03M
- Tacoma = $5.87M
- Vancouver = $5.83M
Month First Achieved Financial Independence
- Bellevue = 84.50 Years (1014 Months)
- Everett = 73.75 Years (885 Months)
- Kent = 66.75 Years (801 Months)
- Renton = 89.25 Years (1071 Months)
- Seattle = 91.75 Years (1101 Months)
- Spokane = 47.50 Years (570 Months)
- Tacoma = 54.75 Years (657 Months)
- Vancouver = 55.33 Years (664 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Bellevue = $10.34M
- Everett = $29.83M
- Kent = $33.94M
- Renton = $22.99M
- Seattle = $26.85M
- Spokane = $34.19M
- Tacoma = $35.56M
- Vancouver = $35.92M
Month First Achieved Financial Independence
- Bellevue = 71.75 Years (861 Months)
- Everett = 27.75 Years (333 Months)
- Kent = 22.75 Years (273 Months)
- Renton = 37.75 Years (453 Months)
- Seattle = 39.00 Years (468 Months)
- Spokane = 13.50 Years (162 Months)
- Tacoma = 15.75 Years (189 Months)
- Vancouver = 15.75 Years (189 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Bellevue = $4.92M
- Everett = $8.45M
- Kent = $10.50M
- Renton = $6.16M
- Seattle = $7.02M
- Spokane = $14.41M
- Tacoma = $14.75M
- Vancouver = $15.09M
Month First Achieved Financial Independence
- Bellevue = 82.50 Years (990 Months)
- Everett = 59.75 Years (717 Months)
- Kent = 53.00 Years (636 Months)
- Renton = 73.92 Years (887 Months)
- Seattle = 78.08 Years (937 Months)
- Spokane = 34.75 Years (417 Months)
- Tacoma = 39.33 Years (472 Months)
- Vancouver = 38.75 Years (465 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Bellevue = $4.02M
- Everett = $4.55M
- Kent = $5.36M
- Renton = $3.58M
- Seattle = $3.96M
- Spokane = $7.26M
- Tacoma = $7.07M
- Vancouver = $7.05M
Month First Achieved Financial Independence
- Bellevue = 84.08 Years (1009 Months)
- Everett = 69.42 Years (833 Months)
- Kent = 64.42 Years (773 Months)
- Renton = 86.75 Years (1041 Months)
- Seattle = 90.83 Years (1090 Months)
- Spokane = 45.25 Years (543 Months)
- Tacoma = 51.75 Years (621 Months)
- Vancouver = 51.17 Years (614 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Bellevue = $6.94M
- Everett = $18.83M
- Kent = $23.44M
- Renton = $12.09M
- Seattle = $13.37M
- Spokane = $25.60M
- Tacoma = $26.15M
- Vancouver = $26.51M
Month First Achieved Financial Independence
- Bellevue = 91.75 Years (1101 Months)
- Everett = 39.50 Years (474 Months)
- Kent = 33.75 Years (405 Months)
- Renton = 50.33 Years (604 Months)
- Seattle = 52.75 Years (633 Months)
- Spokane = 18.75 Years (225 Months)
- Tacoma = 22.75 Years (273 Months)
- Vancouver = 22.75 Years (273 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Bellevue = -$1.22M
- Everett = $559.12K
- Kent = $550.16K
- Renton = $1,171
- Seattle = -$376.43K
- Spokane = $4.42M
- Tacoma = $2.92M
- Vancouver = $2.98M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 96.08 Years (1153 Months)
- Kent = 0.00 Years (0 Months)
- Renton = 0.00 Years (0 Months)
- Seattle = 0.00 Years (0 Months)
- Spokane = 51.33 Years (616 Months)
- Tacoma = 64.92 Years (779 Months)
- Vancouver = 64.92 Years (779 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Bellevue = $5.36M
- Everett = $9.12M
- Kent = $12.00M
- Renton = $6.56M
- Seattle = $7.35M
- Spokane = $16.07M
- Tacoma = $16.23M
- Vancouver = $16.48M
Month First Achieved Financial Independence
- Bellevue = 75.42 Years (905 Months)
- Everett = 55.75 Years (669 Months)
- Kent = 47.75 Years (573 Months)
- Renton = 69.75 Years (837 Months)
- Seattle = 71.75 Years (861 Months)
- Spokane = 31.75 Years (381 Months)
- Tacoma = 36.33 Years (436 Months)
- Vancouver = 36.42 Years (437 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Bellevue = $4.71M
- Everett = $6.99M
- Kent = $8.83M
- Renton = $5.23M
- Seattle = $5.68M
- Spokane = $12.13M
- Tacoma = $12.44M
- Vancouver = $12.62M
Month First Achieved Financial Independence
- Bellevue = 80.33 Years (964 Months)
- Everett = 58.83 Years (706 Months)
- Kent = 52.75 Years (633 Months)
- Renton = 72.00 Years (864 Months)
- Seattle = 75.92 Years (911 Months)
- Spokane = 35.75 Years (429 Months)
- Tacoma = 40.75 Years (489 Months)
- Vancouver = 40.75 Years (489 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Bellevue = $2.91M
- Everett = $4.56M
- Kent = $5.44M
- Renton = $3.51M
- Seattle = $3.62M
- Spokane = $8.22M
- Tacoma = $7.52M
- Vancouver = $7.63M
Month First Achieved Financial Independence
- Bellevue = 91.42 Years (1097 Months)
- Everett = 72.58 Years (871 Months)
- Kent = 65.08 Years (781 Months)
- Renton = 85.58 Years (1027 Months)
- Seattle = 92.08 Years (1105 Months)
- Spokane = 43.75 Years (525 Months)
- Tacoma = 49.83 Years (598 Months)
- Vancouver = 50.08 Years (601 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $4.44M
- Everett = $5.98M
- Kent = $7.01M
- Renton = $4.47M
- Seattle = $4.90M
- Spokane = $10.26M
- Tacoma = $9.59M
- Vancouver = $9.75M
Month First Achieved Financial Independence
- Bellevue = 83.42 Years (1001 Months)
- Everett = 65.42 Years (785 Months)
- Kent = 60.75 Years (729 Months)
- Renton = 80.75 Years (969 Months)
- Seattle = 84.75 Years (1017 Months)
- Spokane = 40.75 Years (489 Months)
- Tacoma = 46.75 Years (561 Months)
- Vancouver = 46.33 Years (556 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Bellevue = $8.65M
- Everett = $9.70M
- Kent = $11.26M
- Renton = $8.15M
- Seattle = $9.70M
- Spokane = $13.11M
- Tacoma = $13.68M
- Vancouver = $13.78M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 56.75 Years (681 Months)
- Kent = 52.75 Years (633 Months)
- Renton = 69.50 Years (834 Months)
- Seattle = 70.67 Years (848 Months)
- Spokane = 38.33 Years (460 Months)
- Tacoma = 41.75 Years (501 Months)
- Vancouver = 41.75 Years (501 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.60M
- Kent = $6.54M
- Renton = $4.39M
- Seattle = $4.73M
- Spokane = $10.50M
- Tacoma = $9.25M
- Vancouver = $9.14M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 66.75 Years (801 Months)
- Kent = 59.75 Years (717 Months)
- Renton = 82.25 Years (987 Months)
- Seattle = 85.75 Years (1029 Months)
- Spokane = 39.75 Years (477 Months)
- Tacoma = 44.92 Years (539 Months)
- Vancouver = 45.58 Years (547 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.49M
- Kent = $6.45M
- Renton = $4.18M
- Seattle = $4.59M
- Spokane = $9.27M
- Tacoma = $8.87M
- Vancouver = $9.00M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 61.92 Years (743 Months)
- Kent = 57.50 Years (690 Months)
- Renton = 75.83 Years (910 Months)
- Seattle = 79.50 Years (954 Months)
- Spokane = 40.25 Years (483 Months)
- Tacoma = 45.08 Years (541 Months)
- Vancouver = 44.83 Years (538 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.49M
- Kent = $6.45M
- Renton = $4.18M
- Seattle = $4.59M
- Spokane = $9.27M
- Tacoma = $8.87M
- Vancouver = $9.00M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 66.58 Years (799 Months)
- Kent = 62.83 Years (754 Months)
- Renton = 81.42 Years (977 Months)
- Seattle = 86.92 Years (1043 Months)
- Spokane = 41.75 Years (501 Months)
- Tacoma = 47.17 Years (566 Months)
- Vancouver = 47.42 Years (569 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Bellevue = $4.29M
- Everett = $4.99M
- Kent = $5.64M
- Renton = $3.99M
- Seattle = $4.44M
- Spokane = $7.61M
- Tacoma = $7.28M
- Vancouver = $7.34M
Month First Achieved Financial Independence
- Bellevue = 83.75 Years (1005 Months)
- Everett = 74.75 Years (897 Months)
- Kent = 70.42 Years (845 Months)
- Renton = 92.75 Years (1113 Months)
- Seattle = 96.83 Years (1162 Months)
- Spokane = 48.25 Years (579 Months)
- Tacoma = 54.67 Years (656 Months)
- Vancouver = 54.58 Years (655 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Bellevue = $5.27M
- Everett = $4.49M
- Kent = $4.62M
- Renton = $4.37M
- Seattle = $4.63M
- Spokane = $5.12M
- Tacoma = $4.93M
- Vancouver = $4.87M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 63.75 Years (765 Months)
- Kent = 59.75 Years (717 Months)
- Renton = 74.50 Years (894 Months)
- Seattle = 78.42 Years (941 Months)
- Spokane = 43.50 Years (522 Months)
- Tacoma = 49.08 Years (589 Months)
- Vancouver = 49.50 Years (594 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Bellevue = $4.47M
- Everett = $6.15M
- Kent = $7.44M
- Renton = $4.67M
- Seattle = $5.15M
- Spokane = $10.49M
- Tacoma = $10.03M
- Vancouver = $10.22M
Month First Achieved Financial Independence
- Bellevue = 83.42 Years (1001 Months)
- Everett = 65.75 Years (789 Months)
- Kent = 59.75 Years (717 Months)
- Renton = 79.75 Years (957 Months)
- Seattle = 83.75 Years (1005 Months)
- Spokane = 40.42 Years (485 Months)
- Tacoma = 45.75 Years (549 Months)
- Vancouver = 45.58 Years (547 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.49M
- Kent = $6.45M
- Renton = $4.18M
- Seattle = $4.59M
- Spokane = $9.27M
- Tacoma = $8.87M
- Vancouver = $9.00M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 66.58 Years (799 Months)
- Kent = 62.83 Years (754 Months)
- Renton = 81.42 Years (977 Months)
- Seattle = 86.92 Years (1043 Months)
- Spokane = 41.75 Years (501 Months)
- Tacoma = 47.17 Years (566 Months)
- Vancouver = 47.42 Years (569 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.32M
- Kent = $5.93M
- Renton = $4.41M
- Seattle = $4.74M
- Spokane = $6.10M
- Tacoma = $6.93M
- Vancouver = $6.94M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 55.25 Years (663 Months)
- Kent = 50.75 Years (609 Months)
- Renton = 66.92 Years (803 Months)
- Seattle = 69.75 Years (837 Months)
- Spokane = 35.75 Years (429 Months)
- Tacoma = 41.17 Years (494 Months)
- Vancouver = 40.83 Years (490 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.50M
- Kent = $6.44M
- Renton = $4.33M
- Seattle = $4.71M
- Spokane = $10.55M
- Tacoma = $9.22M
- Vancouver = $9.28M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 67.92 Years (815 Months)
- Kent = 60.83 Years (730 Months)
- Renton = 83.67 Years (1004 Months)
- Seattle = 86.67 Years (1040 Months)
- Spokane = 40.00 Years (480 Months)
- Tacoma = 45.92 Years (551 Months)
- Vancouver = 45.75 Years (549 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Bellevue = $4.38M
- Everett = $6.01M
- Kent = $7.16M
- Renton = $4.61M
- Seattle = $5.09M
- Spokane = $9.89M
- Tacoma = $9.54M
- Vancouver = $9.67M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 64.00 Years (768 Months)
- Kent = 59.17 Years (710 Months)
- Renton = 78.08 Years (937 Months)
- Seattle = 83.75 Years (1005 Months)
- Spokane = 40.75 Years (489 Months)
- Tacoma = 45.75 Years (549 Months)
- Vancouver = 45.75 Years (549 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $4.18M
- Everett = $5.05M
- Kent = $6.08M
- Renton = $3.93M
- Seattle = $4.28M
- Spokane = $8.29M
- Tacoma = $8.02M
- Vancouver = $7.93M
Month First Achieved Financial Independence
- Bellevue = 83.83 Years (1006 Months)
- Everett = 69.42 Years (833 Months)
- Kent = 63.50 Years (762 Months)
- Renton = 83.75 Years (1005 Months)
- Seattle = 90.50 Years (1086 Months)
- Spokane = 43.75 Years (525 Months)
- Tacoma = 49.75 Years (597 Months)
- Vancouver = 49.75 Years (597 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.45M
- Kent = $6.41M
- Renton = $4.17M
- Seattle = $4.59M
- Spokane = $7.89M
- Tacoma = $8.97M
- Vancouver = $9.13M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 61.92 Years (743 Months)
- Kent = 56.17 Years (674 Months)
- Renton = 78.92 Years (947 Months)
- Seattle = 83.08 Years (997 Months)
- Spokane = 36.75 Years (441 Months)
- Tacoma = 40.67 Years (488 Months)
- Vancouver = 40.75 Years (489 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Bellevue = $3.93M
- Everett = $4.24M
- Kent = $4.89M
- Renton = $3.38M
- Seattle = $4.04M
- Spokane = $6.66M
- Tacoma = $6.34M
- Vancouver = $6.40M
Month First Achieved Financial Independence
- Bellevue = 87.00 Years (1044 Months)
- Everett = 77.75 Years (933 Months)
- Kent = 70.75 Years (849 Months)
- Renton = 94.75 Years (1137 Months)
- Seattle = 71.00 Years (852 Months)
- Spokane = 50.58 Years (607 Months)
- Tacoma = 55.75 Years (669 Months)
- Vancouver = 55.00 Years (660 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Bellevue = $4.61M
- Everett = $6.63M
- Kent = $8.21M
- Renton = $4.97M
- Seattle = $5.55M
- Spokane = $11.76M
- Tacoma = $11.17M
- Vancouver = $11.39M
Month First Achieved Financial Independence
- Bellevue = 83.17 Years (998 Months)
- Everett = 65.08 Years (781 Months)
- Kent = 58.75 Years (705 Months)
- Renton = 78.42 Years (941 Months)
- Seattle = 80.92 Years (971 Months)
- Spokane = 38.67 Years (464 Months)
- Tacoma = 43.75 Years (525 Months)
- Vancouver = 43.75 Years (525 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Bellevue = $5.27M
- Everett = $4.33M
- Kent = $4.30M
- Renton = $4.41M
- Seattle = $4.64M
- Spokane = $4.06M
- Tacoma = $4.14M
- Vancouver = $4.15M
Month First Achieved Financial Independence
- Bellevue = 82.17 Years (986 Months)
- Everett = 64.83 Years (778 Months)
- Kent = 65.00 Years (780 Months)
- Renton = 67.92 Years (815 Months)
- Seattle = 72.67 Years (872 Months)
- Spokane = 54.58 Years (655 Months)
- Tacoma = 59.42 Years (713 Months)
- Vancouver = 59.42 Years (713 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $4.59M
- Everett = $6.45M
- Kent = $7.74M
- Renton = $4.71M
- Seattle = $5.22M
- Spokane = $11.25M
- Tacoma = $10.66M
- Vancouver = $10.87M
Month First Achieved Financial Independence
- Bellevue = 83.17 Years (998 Months)
- Everett = 65.08 Years (781 Months)
- Kent = 57.75 Years (693 Months)
- Renton = 81.75 Years (981 Months)
- Seattle = 81.75 Years (981 Months)
- Spokane = 39.75 Years (477 Months)
- Tacoma = 44.17 Years (530 Months)
- Vancouver = 44.33 Years (532 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.25M
- Kent = $5.74M
- Renton = $4.40M
- Seattle = $4.72M
- Spokane = $6.17M
- Tacoma = $6.17M
- Vancouver = $6.22M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 55.25 Years (663 Months)
- Kent = 53.33 Years (640 Months)
- Renton = 63.08 Years (757 Months)
- Seattle = 66.58 Years (799 Months)
- Spokane = 41.58 Years (499 Months)
- Tacoma = 46.25 Years (555 Months)
- Vancouver = 46.00 Years (552 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Bellevue = $3.71M
- Everett = $4.97M
- Kent = $5.73M
- Renton = $4.14M
- Seattle = $4.54M
- Spokane = $8.81M
- Tacoma = $7.49M
- Vancouver = $7.62M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 71.75 Years (861 Months)
- Kent = 65.33 Years (784 Months)
- Renton = 88.58 Years (1063 Months)
- Seattle = 90.75 Years (1089 Months)
- Spokane = 43.58 Years (523 Months)
- Tacoma = 49.75 Years (597 Months)
- Vancouver = 49.75 Years (597 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Bellevue = $3.56M
- Everett = $4.86M
- Kent = $5.50M
- Renton = $3.98M
- Seattle = $4.35M
- Spokane = $8.19M
- Tacoma = $7.45M
- Vancouver = $7.32M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 74.25 Years (891 Months)
- Kent = 67.25 Years (807 Months)
- Renton = 91.33 Years (1096 Months)
- Seattle = 94.75 Years (1137 Months)
- Spokane = 44.75 Years (537 Months)
- Tacoma = 51.67 Years (620 Months)
- Vancouver = 52.00 Years (624 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.49M
- Kent = $6.47M
- Renton = $4.18M
- Seattle = $4.59M
- Spokane = $9.61M
- Tacoma = $9.19M
- Vancouver = $9.34M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 64.75 Years (777 Months)
- Kent = 58.00 Years (696 Months)
- Renton = 81.75 Years (981 Months)
- Seattle = 84.75 Years (1017 Months)
- Spokane = 37.75 Years (453 Months)
- Tacoma = 43.00 Years (516 Months)
- Vancouver = 43.08 Years (517 Months)
More Model Comparisons for Washington
The following are the various scenarios we ran summarized with Washington cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for Washington Cities
The following are the various scenarios we ran summarized with Washington cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Detailed Washington City-Specific Modeling
Check out the detailed modeling for these Washington cities.
BellevueEverett
Kent
Renton
Seattle
Spokane
Tacoma
Vancouver