
Washington Real Estate Models
Check out how Washington does for these scenarios.
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Bellevue = $4.50M
- Everett = $6.17M
- Kent = $7.58M
- Renton = $4.65M
- Seattle = $5.13M
- Spokane = $10.73M
- Tacoma = $10.39M
- Vancouver = $10.56M
Month First Achieved Financial Independence
- Bellevue = 82.00 Years (984 Months)
- Everett = 63.83 Years (766 Months)
- Kent = 56.00 Years (672 Months)
- Renton = 78.00 Years (936 Months)
- Seattle = 80.25 Years (963 Months)
- Spokane = 39.00 Years (468 Months)
- Tacoma = 44.00 Years (528 Months)
- Vancouver = 44.00 Years (528 Months)
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Bellevue = $4.11M
- Everett = $4.76M
- Kent = $5.64M
- Renton = $3.78M
- Seattle = $4.13M
- Spokane = $7.80M
- Tacoma = $7.40M
- Vancouver = $7.57M
Month First Achieved Financial Independence
- Bellevue = 85.42 Years (1025 Months)
- Everett = 72.75 Years (873 Months)
- Kent = 65.42 Years (785 Months)
- Renton = 87.50 Years (1050 Months)
- Seattle = 94.17 Years (1130 Months)
- Spokane = 46.00 Years (552 Months)
- Tacoma = 51.00 Years (612 Months)
- Vancouver = 50.08 Years (601 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Bellevue = $3.73M
- Everett = $3.84M
- Kent = $4.52M
- Renton = $3.13M
- Seattle = $3.61M
- Spokane = $6.00M
- Tacoma = $5.83M
- Vancouver = $5.92M
Month First Achieved Financial Independence
- Bellevue = 84.50 Years (1014 Months)
- Everett = 73.25 Years (879 Months)
- Kent = 67.00 Years (804 Months)
- Renton = 89.67 Years (1076 Months)
- Seattle = 91.00 Years (1092 Months)
- Spokane = 47.67 Years (572 Months)
- Tacoma = 55.00 Years (660 Months)
- Vancouver = 53.67 Years (644 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $3.73M
- Everett = $3.84M
- Kent = $4.52M
- Renton = $3.13M
- Seattle = $3.61M
- Spokane = $6.00M
- Tacoma = $5.83M
- Vancouver = $5.92M
Month First Achieved Financial Independence
- Bellevue = 84.50 Years (1014 Months)
- Everett = 73.25 Years (879 Months)
- Kent = 67.00 Years (804 Months)
- Renton = 89.67 Years (1076 Months)
- Seattle = 91.00 Years (1092 Months)
- Spokane = 47.67 Years (572 Months)
- Tacoma = 55.00 Years (660 Months)
- Vancouver = 53.67 Years (644 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Bellevue = $10.28M
- Everett = $29.62M
- Kent = $34.17M
- Renton = $22.76M
- Seattle = $26.70M
- Spokane = $35.20M
- Tacoma = $36.29M
- Vancouver = $35.86M
Month First Achieved Financial Independence
- Bellevue = 72.00 Years (864 Months)
- Everett = 27.83 Years (334 Months)
- Kent = 23.00 Years (276 Months)
- Renton = 37.42 Years (449 Months)
- Seattle = 39.33 Years (472 Months)
- Spokane = 12.83 Years (154 Months)
- Tacoma = 15.00 Years (180 Months)
- Vancouver = 16.00 Years (192 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Bellevue = $4.92M
- Everett = $8.43M
- Kent = $10.57M
- Renton = $6.13M
- Seattle = $6.71M
- Spokane = $14.33M
- Tacoma = $14.68M
- Vancouver = $15.00M
Month First Achieved Financial Independence
- Bellevue = 82.42 Years (989 Months)
- Everett = 59.92 Years (719 Months)
- Kent = 53.00 Years (636 Months)
- Renton = 74.25 Years (891 Months)
- Seattle = 78.17 Years (938 Months)
- Spokane = 35.00 Years (420 Months)
- Tacoma = 39.00 Years (468 Months)
- Vancouver = 39.00 Years (468 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Bellevue = $6.93M
- Everett = $18.58M
- Kent = $23.42M
- Renton = $12.46M
- Seattle = $13.22M
- Spokane = $25.54M
- Tacoma = $26.11M
- Vancouver = $26.47M
Month First Achieved Financial Independence
- Bellevue = 91.92 Years (1103 Months)
- Everett = 39.50 Years (474 Months)
- Kent = 34.00 Years (408 Months)
- Renton = 49.42 Years (593 Months)
- Seattle = 53.00 Years (636 Months)
- Spokane = 19.00 Years (228 Months)
- Tacoma = 23.00 Years (276 Months)
- Vancouver = 23.00 Years (276 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Bellevue = $5.36M
- Everett = $9.05M
- Kent = $11.87M
- Renton = $6.69M
- Seattle = $7.31M
- Spokane = $16.49M
- Tacoma = $16.03M
- Vancouver = $16.27M
Month First Achieved Financial Independence
- Bellevue = 75.42 Years (905 Months)
- Everett = 56.00 Years (672 Months)
- Kent = 48.00 Years (576 Months)
- Renton = 69.00 Years (828 Months)
- Seattle = 72.00 Years (864 Months)
- Spokane = 31.92 Years (383 Months)
- Tacoma = 36.33 Years (436 Months)
- Vancouver = 36.42 Years (437 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Bellevue = $4.02M
- Everett = $4.54M
- Kent = $5.34M
- Renton = $3.57M
- Seattle = $3.96M
- Spokane = $7.20M
- Tacoma = $7.02M
- Vancouver = $7.12M
Month First Achieved Financial Independence
- Bellevue = 84.08 Years (1009 Months)
- Everett = 69.17 Years (830 Months)
- Kent = 64.08 Years (769 Months)
- Renton = 87.00 Years (1044 Months)
- Seattle = 91.00 Years (1092 Months)
- Spokane = 45.25 Years (543 Months)
- Tacoma = 52.00 Years (624 Months)
- Vancouver = 52.00 Years (624 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Bellevue = $4.71M
- Everett = $7.11M
- Kent = $8.75M
- Renton = $5.29M
- Seattle = $5.75M
- Spokane = $12.06M
- Tacoma = $12.29M
- Vancouver = $12.47M
Month First Achieved Financial Independence
- Bellevue = 80.33 Years (964 Months)
- Everett = 58.83 Years (706 Months)
- Kent = 53.00 Years (636 Months)
- Renton = 71.92 Years (863 Months)
- Seattle = 75.58 Years (907 Months)
- Spokane = 36.00 Years (432 Months)
- Tacoma = 41.00 Years (492 Months)
- Vancouver = 41.00 Years (492 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Bellevue = -$1.22M
- Everett = $559.15K
- Kent = $550.16K
- Renton = $1,171
- Seattle = -$376.43K
- Spokane = $4.38M
- Tacoma = $2.90M
- Vancouver = $2.96M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 96.08 Years (1153 Months)
- Kent = 0.00 Years (0 Months)
- Renton = 0.00 Years (0 Months)
- Seattle = 0.00 Years (0 Months)
- Spokane = 51.42 Years (617 Months)
- Tacoma = 65.00 Years (780 Months)
- Vancouver = 65.00 Years (780 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $4.44M
- Everett = $5.94M
- Kent = $6.96M
- Renton = $4.45M
- Seattle = $4.89M
- Spokane = $10.16M
- Tacoma = $9.59M
- Vancouver = $9.65M
Month First Achieved Financial Independence
- Bellevue = 83.42 Years (1001 Months)
- Everett = 65.42 Years (785 Months)
- Kent = 61.00 Years (732 Months)
- Renton = 81.00 Years (972 Months)
- Seattle = 85.00 Years (1020 Months)
- Spokane = 41.00 Years (492 Months)
- Tacoma = 46.92 Years (563 Months)
- Vancouver = 46.50 Years (558 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Bellevue = $4.29M
- Everett = $4.96M
- Kent = $5.72M
- Renton = $3.98M
- Seattle = $4.43M
- Spokane = $7.55M
- Tacoma = $7.22M
- Vancouver = $7.35M
Month First Achieved Financial Independence
- Bellevue = 83.83 Years (1006 Months)
- Everett = 75.00 Years (900 Months)
- Kent = 70.00 Years (840 Months)
- Renton = 93.00 Years (1116 Months)
- Seattle = 97.17 Years (1166 Months)
- Spokane = 48.50 Years (582 Months)
- Tacoma = 54.92 Years (659 Months)
- Vancouver = 54.33 Years (652 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Bellevue = $2.91M
- Everett = $4.54M
- Kent = $5.41M
- Renton = $3.50M
- Seattle = $3.62M
- Spokane = $8.21M
- Tacoma = $7.45M
- Vancouver = $7.57M
Month First Achieved Financial Independence
- Bellevue = 91.33 Years (1096 Months)
- Everett = 72.83 Years (874 Months)
- Kent = 66.00 Years (792 Months)
- Renton = 85.83 Years (1030 Months)
- Seattle = 92.50 Years (1110 Months)
- Spokane = 43.92 Years (527 Months)
- Tacoma = 50.00 Years (600 Months)
- Vancouver = 50.17 Years (602 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.57M
- Kent = $6.55M
- Renton = $4.39M
- Seattle = $4.73M
- Spokane = $10.44M
- Tacoma = $9.16M
- Vancouver = $9.31M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 67.00 Years (804 Months)
- Kent = 59.33 Years (712 Months)
- Renton = 82.17 Years (986 Months)
- Seattle = 86.00 Years (1032 Months)
- Spokane = 39.00 Years (468 Months)
- Tacoma = 45.00 Years (540 Months)
- Vancouver = 45.00 Years (540 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.46M
- Kent = $6.58M
- Renton = $4.16M
- Seattle = $4.58M
- Spokane = $9.27M
- Tacoma = $8.80M
- Vancouver = $8.91M
Month First Achieved Financial Independence
- Bellevue = 83.75 Years (1005 Months)
- Everett = 62.17 Years (746 Months)
- Kent = 57.08 Years (685 Months)
- Renton = 76.08 Years (913 Months)
- Seattle = 79.75 Years (957 Months)
- Spokane = 40.17 Years (482 Months)
- Tacoma = 45.25 Years (543 Months)
- Vancouver = 45.08 Years (541 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Bellevue = $8.64M
- Everett = $9.66M
- Kent = $11.18M
- Renton = $8.11M
- Seattle = $9.64M
- Spokane = $13.03M
- Tacoma = $13.66M
- Vancouver = $13.77M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 57.00 Years (684 Months)
- Kent = 53.00 Years (636 Months)
- Renton = 69.58 Years (835 Months)
- Seattle = 71.00 Years (852 Months)
- Spokane = 38.50 Years (462 Months)
- Tacoma = 41.92 Years (503 Months)
- Vancouver = 41.92 Years (503 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.46M
- Kent = $6.58M
- Renton = $4.16M
- Seattle = $4.58M
- Spokane = $9.27M
- Tacoma = $8.80M
- Vancouver = $8.91M
Month First Achieved Financial Independence
- Bellevue = 83.75 Years (1005 Months)
- Everett = 68.83 Years (826 Months)
- Kent = 61.00 Years (732 Months)
- Renton = 81.75 Years (981 Months)
- Seattle = 87.42 Years (1049 Months)
- Spokane = 41.92 Years (503 Months)
- Tacoma = 47.25 Years (567 Months)
- Vancouver = 47.50 Years (570 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.46M
- Kent = $6.58M
- Renton = $4.16M
- Seattle = $4.58M
- Spokane = $9.27M
- Tacoma = $8.80M
- Vancouver = $8.91M
Month First Achieved Financial Independence
- Bellevue = 83.75 Years (1005 Months)
- Everett = 68.83 Years (826 Months)
- Kent = 61.00 Years (732 Months)
- Renton = 81.75 Years (981 Months)
- Seattle = 87.42 Years (1049 Months)
- Spokane = 41.92 Years (503 Months)
- Tacoma = 47.25 Years (567 Months)
- Vancouver = 47.50 Years (570 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Bellevue = $4.47M
- Everett = $6.11M
- Kent = $7.38M
- Renton = $4.65M
- Seattle = $5.07M
- Spokane = $10.80M
- Tacoma = $10.20M
- Vancouver = $10.38M
Month First Achieved Financial Independence
- Bellevue = 83.42 Years (1001 Months)
- Everett = 66.00 Years (792 Months)
- Kent = 60.00 Years (720 Months)
- Renton = 80.00 Years (960 Months)
- Seattle = 84.00 Years (1008 Months)
- Spokane = 40.00 Years (480 Months)
- Tacoma = 45.00 Years (540 Months)
- Vancouver = 45.00 Years (540 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Bellevue = $3.93M
- Everett = $4.22M
- Kent = $4.88M
- Renton = $3.39M
- Seattle = $4.04M
- Spokane = $6.62M
- Tacoma = $6.30M
- Vancouver = $6.36M
Month First Achieved Financial Independence
- Bellevue = 87.00 Years (1044 Months)
- Everett = 78.00 Years (936 Months)
- Kent = 71.08 Years (853 Months)
- Renton = 94.92 Years (1139 Months)
- Seattle = 71.00 Years (852 Months)
- Spokane = 50.67 Years (608 Months)
- Tacoma = 57.42 Years (689 Months)
- Vancouver = 55.33 Years (664 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Bellevue = $5.27M
- Everett = $4.47M
- Kent = $4.60M
- Renton = $4.36M
- Seattle = $4.62M
- Spokane = $5.08M
- Tacoma = $4.90M
- Vancouver = $4.94M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 64.00 Years (768 Months)
- Kent = 60.00 Years (720 Months)
- Renton = 74.92 Years (899 Months)
- Seattle = 78.75 Years (945 Months)
- Spokane = 43.58 Years (523 Months)
- Tacoma = 49.00 Years (588 Months)
- Vancouver = 49.00 Years (588 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $4.18M
- Everett = $5.11M
- Kent = $6.04M
- Renton = $3.92M
- Seattle = $4.31M
- Spokane = $8.22M
- Tacoma = $7.96M
- Vancouver = $7.87M
Month First Achieved Financial Independence
- Bellevue = 83.92 Years (1007 Months)
- Everett = 69.00 Years (828 Months)
- Kent = 63.75 Years (765 Months)
- Renton = 83.50 Years (1002 Months)
- Seattle = 87.83 Years (1054 Months)
- Spokane = 44.00 Years (528 Months)
- Tacoma = 49.33 Years (592 Months)
- Vancouver = 50.00 Years (600 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.33M
- Kent = $5.92M
- Renton = $4.41M
- Seattle = $4.74M
- Spokane = $6.07M
- Tacoma = $6.94M
- Vancouver = $6.92M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 55.00 Years (660 Months)
- Kent = 51.00 Years (612 Months)
- Renton = 66.67 Years (800 Months)
- Seattle = 70.00 Years (840 Months)
- Spokane = 35.58 Years (427 Months)
- Tacoma = 41.00 Years (492 Months)
- Vancouver = 41.00 Years (492 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Bellevue = $4.59M
- Everett = $6.40M
- Kent = $7.75M
- Renton = $4.77M
- Seattle = $5.20M
- Spokane = $11.27M
- Tacoma = $11.00M
- Vancouver = $10.75M
Month First Achieved Financial Independence
- Bellevue = 83.17 Years (998 Months)
- Everett = 65.33 Years (784 Months)
- Kent = 59.17 Years (710 Months)
- Renton = 78.67 Years (944 Months)
- Seattle = 82.00 Years (984 Months)
- Spokane = 39.50 Years (474 Months)
- Tacoma = 43.92 Years (527 Months)
- Vancouver = 44.42 Years (533 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Bellevue = $4.38M
- Everett = $5.98M
- Kent = $7.12M
- Renton = $4.59M
- Seattle = $5.01M
- Spokane = $9.89M
- Tacoma = $9.46M
- Vancouver = $9.57M
Month First Achieved Financial Independence
- Bellevue = 83.67 Years (1004 Months)
- Everett = 64.42 Years (773 Months)
- Kent = 59.42 Years (713 Months)
- Renton = 78.25 Years (939 Months)
- Seattle = 84.08 Years (1009 Months)
- Spokane = 41.00 Years (492 Months)
- Tacoma = 46.00 Years (552 Months)
- Vancouver = 46.00 Years (552 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Bellevue = $4.61M
- Everett = $6.58M
- Kent = $8.14M
- Renton = $5.02M
- Seattle = $5.54M
- Spokane = $11.71M
- Tacoma = $11.38M
- Vancouver = $11.28M
Month First Achieved Financial Independence
- Bellevue = 83.17 Years (998 Months)
- Everett = 65.33 Years (784 Months)
- Kent = 59.00 Years (708 Months)
- Renton = 77.83 Years (934 Months)
- Seattle = 81.25 Years (975 Months)
- Spokane = 39.00 Years (468 Months)
- Tacoma = 43.83 Years (526 Months)
- Vancouver = 44.00 Years (528 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Bellevue = $5.27M
- Everett = $4.33M
- Kent = $4.30M
- Renton = $4.41M
- Seattle = $4.64M
- Spokane = $4.06M
- Tacoma = $4.14M
- Vancouver = $4.15M
Month First Achieved Financial Independence
- Bellevue = 82.17 Years (986 Months)
- Everett = 64.83 Years (778 Months)
- Kent = 65.00 Years (780 Months)
- Renton = 67.92 Years (815 Months)
- Seattle = 72.67 Years (872 Months)
- Spokane = 54.58 Years (655 Months)
- Tacoma = 59.42 Years (713 Months)
- Vancouver = 59.42 Years (713 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.42M
- Kent = $6.55M
- Renton = $4.16M
- Seattle = $4.58M
- Spokane = $7.34M
- Tacoma = $8.87M
- Vancouver = $9.02M
Month First Achieved Financial Independence
- Bellevue = 83.75 Years (1005 Months)
- Everett = 62.17 Years (746 Months)
- Kent = 55.50 Years (666 Months)
- Renton = 79.17 Years (950 Months)
- Seattle = 83.25 Years (999 Months)
- Spokane = 34.08 Years (409 Months)
- Tacoma = 40.83 Years (490 Months)
- Vancouver = 40.92 Years (491 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.47M
- Kent = $6.55M
- Renton = $4.32M
- Seattle = $4.71M
- Spokane = $10.49M
- Tacoma = $9.21M
- Vancouver = $9.28M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 68.08 Years (817 Months)
- Kent = 61.00 Years (732 Months)
- Renton = 83.50 Years (1002 Months)
- Seattle = 86.92 Years (1043 Months)
- Spokane = 40.00 Years (480 Months)
- Tacoma = 46.00 Years (552 Months)
- Vancouver = 46.00 Years (552 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.25M
- Kent = $5.74M
- Renton = $4.40M
- Seattle = $4.73M
- Spokane = $6.17M
- Tacoma = $6.17M
- Vancouver = $6.22M
Month First Achieved Financial Independence
- Bellevue = 83.75 Years (1005 Months)
- Everett = 55.25 Years (663 Months)
- Kent = 53.33 Years (640 Months)
- Renton = 63.08 Years (757 Months)
- Seattle = 66.58 Years (799 Months)
- Spokane = 41.58 Years (499 Months)
- Tacoma = 46.25 Years (555 Months)
- Vancouver = 45.92 Years (551 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Bellevue = $3.68M
- Everett = $5.03M
- Kent = $5.66M
- Renton = $4.25M
- Seattle = $4.50M
- Spokane = $8.81M
- Tacoma = $7.57M
- Vancouver = $7.51M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 72.00 Years (864 Months)
- Kent = 65.75 Years (789 Months)
- Renton = 87.25 Years (1047 Months)
- Seattle = 91.00 Years (1092 Months)
- Spokane = 43.75 Years (525 Months)
- Tacoma = 50.00 Years (600 Months)
- Vancouver = 50.00 Years (600 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Bellevue = $3.53M
- Everett = $4.81M
- Kent = $5.44M
- Renton = $3.95M
- Seattle = $4.31M
- Spokane = $8.56M
- Tacoma = $7.35M
- Vancouver = $7.48M
Month First Achieved Financial Independence
- Bellevue = 0.00 Years (0 Months)
- Everett = 74.58 Years (895 Months)
- Kent = 67.50 Years (810 Months)
- Renton = 91.67 Years (1100 Months)
- Seattle = 95.08 Years (1141 Months)
- Spokane = 44.00 Years (528 Months)
- Tacoma = 51.83 Years (622 Months)
- Vancouver = 51.67 Years (620 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Bellevue = $4.30M
- Everett = $5.46M
- Kent = $6.64M
- Renton = $4.16M
- Seattle = $4.58M
- Spokane = $9.63M
- Tacoma = $9.09M
- Vancouver = $9.25M
Month First Achieved Financial Independence
- Bellevue = 83.75 Years (1005 Months)
- Everett = 65.08 Years (781 Months)
- Kent = 57.33 Years (688 Months)
- Renton = 82.00 Years (984 Months)
- Seattle = 85.00 Years (1020 Months)
- Spokane = 37.50 Years (450 Months)
- Tacoma = 43.25 Years (519 Months)
- Vancouver = 43.25 Years (519 Months)
More Model Comparisons for Washington
The following are the various scenarios we ran summarized with Washington cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for Washington Cities
The following are the various scenarios we ran summarized with Washington cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Detailed Washington City-Specific Modeling
Check out the detailed modeling for these Washington cities.







